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Compare personal loan offers across 1057 Indian cities. Find the best rates, top lenders, and eligibility criteria for your city.

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Andaman & Nicobar Islands

Karnataka

Ankola
from 11.99%
Tier 5
Bagalkot
from 11.5%
Tier 3
Bangalore
from 10.5%
Tier 1
Belgaum
from 10.75%
Tier 2
Bellary
from 11%
Tier 3
Bethamangala
from 11.99%
Tier 5
Bhadravati
from 11.99%
Tier 4
Bhadravati Town
from 11.99%
Tier 4
Bhatkal
from 11.99%
Tier 5
Bidar
from 11%
Tier 3
Bijapur
from 11.25%
Tier 3
Bijapur(KAR)
from 11%
Tier 3
Byadgi
from 11.99%
Tier 5
Chamarajanagar
from 11%
Tier 3
Chamrajnagar
from 11.25%
Tier 3
Chickmagalur
from 11.25%
Tier 3
Chikamaglur
from 11.5%
Tier 3
Chikamangalur
from 11.25%
Tier 3
Chikballapur
from 11.99%
Tier 5
Chikkaballapur
from 11.25%
Tier 3
Chikkamagaluru Town
from 11.99%
Tier 4
Chintamani
from 11.99%
Tier 5
Chitradurga
from 11.25%
Tier 3
Dakshina Kannada
from 10.5%
Tier 2
Davanagere
from 11.25%
Tier 3
Davangere
from 10.75%
Tier 3
Dharwad
from 10.75%
Tier 2
Gadag
from 11.25%
Tier 3
Gangavati
from 11.99%
Tier 4
Gokak
from 11.99%
Tier 5
Gulbarga
from 11%
Tier 2
Hampi
from 11.99%
Tier 5
Harihar
from 11.99%
Tier 5
Hassan
from 11.25%
Tier 3
Haveri
from 10.75%
Tier 3
Hospet
from 11.99%
Tier 4
Hubli
from 11%
Tier 3
Jamkhandi
from 11.99%
Tier 5
Kalaburagi
from 11%
Tier 3
Karkala
from 11.99%
Tier 5
Koduru
from 11.5%
Tier 3
Kolar
from 11.5%
Tier 3
Koppal
from 11%
Tier 3
Mandya
from 11.25%
Tier 3
Mangalore
from 10.5%
Tier 2
Mudhol
from 11.99%
Tier 5
Mysore
from 10.75%
Tier 3
Nanjangud
from 11.99%
Tier 5
Raichur
from 11%
Tier 3
Ramanagar
from 10.75%
Tier 3
Ranebennur
from 11.99%
Tier 4
Saundatti
from 11.99%
Tier 5
Shimoga
from 11%
Tier 3
Shorapur
from 11.99%
Tier 5
Sindhanur
from 11.99%
Tier 5
Sindhnur
from 11.99%
Tier 5
Siruguppa
from 11.99%
Tier 5
Tumkur
from 11%
Tier 3
Udupi
from 10.75%
Tier 3
Uttara Kannada
from 11.5%
Tier 3
Yadgir
from 11.99%
Tier 5

Madhya Pradesh

Alirajpur
from 10.75%
Tier 3
Anuppur
from 11.25%
Tier 3
Ashok Nagar
from 11%
Tier 3
Balaghat
from 11%
Tier 3
Barwaha
from 11.99%
Tier 5
Barwani
from 11.25%
Tier 3
Betul
from 11.25%
Tier 3
Bhind
from 10.75%
Tier 3
Bhopal
from 11.25%
Tier 2
Burhanpur
from 11.25%
Tier 3
Chhatarpur
from 11.25%
Tier 3
Chhatarpur Town
from 11.99%
Tier 4
Chhindwara
from 11.5%
Tier 3
Chhindwara Town
from 11.99%
Tier 4
Damoh
from 10.75%
Tier 3
Datia
from 11.5%
Tier 3
Dewas
from 11%
Tier 3
Dhar
from 11.5%
Tier 3
Dindori
from 11.25%
Tier 3
East Nimar
from 10.75%
Tier 3
Gadarwara
from 11.99%
Tier 5
Guna
from 11.25%
Tier 3
Gwalior
from 11.5%
Tier 3
Harda
from 11.5%
Tier 3
Hoshangabad
from 10.75%
Tier 3
Indore
from 11%
Tier 2
Jabalpur
from 11.5%
Tier 3
Jhabua
from 10.75%
Tier 3
Katni
from 10.75%
Tier 3
Khajuraho
from 11.99%
Tier 5
Khandwa
from 11.99%
Tier 4
Khandwa Town
from 11.99%
Tier 4
Khargone
from 11.99%
Tier 4
Maihar
from 11.99%
Tier 5
Manawar
from 11.99%
Tier 5
Mandasur
from 11.5%
Tier 3
Mandla
from 11%
Tier 3
Mandsaur
from 11.5%
Tier 3
Mhow
from 11.99%
Tier 4
Morena
from 10.75%
Tier 3
Multai
from 11.99%
Tier 5
Murwara
from 11.99%
Tier 4
Nagda
from 11.99%
Tier 5
Narasinghpur
from 11.25%
Tier 3
Narsinghpur
from 11.99%
Tier 5
Neemuch
from 11.25%
Tier 3
Pandhurna
from 11.99%
Tier 5
Panna
from 11.5%
Tier 3
Pipariya
from 11.99%
Tier 5
Pithampur
from 11.99%
Tier 5
Raisen
from 11.5%
Tier 3
Rajgarh
from 11.25%
Tier 3
Ratlam
from 11.25%
Tier 3
Rewa
from 11.5%
Tier 3
Sagar
from 11.5%
Tier 3
Satna
from 11.5%
Tier 3
Sehore
from 11.25%
Tier 3
Sendhwa
from 11.99%
Tier 5
Seoni
from 11.25%
Tier 3
Shahdol
from 10.75%
Tier 3
Shajapur
from 10.75%
Tier 3
Sheopur
from 11.5%
Tier 3
Shivpuri
from 11%
Tier 3
Shivpuri Town
from 11.99%
Tier 4
Sidhi
from 11.5%
Tier 3
Singrauli
from 11.5%
Tier 3
Tikamgarh
from 11.99%
Tier 5
Ujjain
from 11.25%
Tier 3
Umaria
from 11.25%
Tier 3
Vidisha
from 11%
Tier 3
West Nimar
from 11%
Tier 3

Tamil Nadu

Arakkonam
from 11.99%
Tier 4
Arakkonam Town
from 11.99%
Tier 5
Arani
from 11.99%
Tier 5
Ariyalur
from 10.75%
Tier 3
Aruppukkottai
from 11.99%
Tier 5
Chennai
from 10.5%
Tier 1
Chidambaram
from 11.99%
Tier 5
Coimbatore
from 10.75%
Tier 3
Cuddalore
from 11.5%
Tier 3
Dharapuram
from 11.99%
Tier 5
Dharmapuri
from 11.25%
Tier 3
Dindigul
from 11%
Tier 3
Erode
from 11%
Tier 3
Gudiyatham
from 11.99%
Tier 5
Gudiyattam
from 11.99%
Tier 4
Kancheepuram
from 10.75%
Tier 3
Kanchipuram
from 11%
Tier 3
Kanyakumari
from 11.25%
Tier 3
Karaikudi
from 11.99%
Tier 5
Karur
from 11%
Tier 3
Kodaikanal
from 11.99%
Tier 5
Kovilpatti
from 11.99%
Tier 5
Krishnagiri
from 11.25%
Tier 3
Kumbakonam
from 11.99%
Tier 4
Madurai
from 10.75%
Tier 3
Manapparai
from 11.99%
Tier 5
Mayiladuthurai
from 11.99%
Tier 5
Mettupalayam
from 11.99%
Tier 5
Nagapattinam
from 11%
Tier 3
Nagercoil
from 11.99%
Tier 4
Namakkal
from 11%
Tier 3
Ooty
from 11.99%
Tier 5
Palani
from 11.99%
Tier 5
Paramakudi
from 11.99%
Tier 5
Perambalur
from 11.25%
Tier 3
Pollachi
from 11.99%
Tier 5
Pudukkottai
from 11.25%
Tier 3
Pudukottai
from 11.25%
Tier 3
Rajapalayam
from 11.99%
Tier 4
Ramanathapuram
from 11%
Tier 3
Salem
from 10.75%
Tier 2
Sivaganga
from 11%
Tier 3
Sivakasi
from 11.99%
Tier 5
Srivilliputhur
from 11.99%
Tier 5
Srivilliputtur
from 11.99%
Tier 5
Tenkasi
from 11.99%
Tier 5
Thanjavur
from 11%
Tier 3
The Nilgiri
from 10.75%
Tier 3
Theni
from 11.25%
Tier 3
Thiruthani
from 11.99%
Tier 5
Thiruvallur
from 11.5%
Tier 3
Thiruvarur
from 11.25%
Tier 3
Thoothukkudi
from 10.75%
Tier 3
Tindivanam
from 11.99%
Tier 5
Tiruchirappalli
from 10.75%
Tier 2
Tirumangalam
from 11.99%
Tier 5
Tirunelveli
from 11%
Tier 3
Tiruppur
from 10.75%
Tier 2
Tiruvallur
from 11.25%
Tier 3
Tiruvannamalai
from 10.75%
Tier 3
Tiruvarur
from 11.5%
Tier 3
Tuticorin
from 11%
Tier 3
Vaniyambadi
from 11.99%
Tier 5
Vellore
from 11%
Tier 3
Villupuram
from 11%
Tier 3
Viluppuram
from 11%
Tier 3
Virudhachalam
from 11.99%
Tier 5
Virudhunagar
from 10.75%
Tier 3

Uttar Pradesh

Agra
from 11.5%
Tier 3
Akbarpur
from 11.99%
Tier 5
Aligarh
from 11.5%
Tier 3
Allahabad
from 11.25%
Tier 3
Ambedkar Nagar
from 10.75%
Tier 3
Amroha
from 11.99%
Tier 4
Auraiya
from 10.75%
Tier 3
Ayodhya
from 11.99%
Tier 5
Azamgarh
from 11.5%
Tier 3
Badaun
from 10.75%
Tier 3
Baghpat
from 11.5%
Tier 3
Bagpat
from 11.5%
Tier 3
Bahraich
from 11.5%
Tier 3
Ballia
from 11.5%
Tier 3
Balrampur
from 11%
Tier 3
Banda
from 11.5%
Tier 3
Barabanki
from 11.25%
Tier 3
Bareilly
from 11.5%
Tier 3
Basti
from 10.75%
Tier 3
Bhadohi
from 11%
Tier 3
Bijnor
from 10.75%
Tier 3
Bijnore
from 10.75%
Tier 3
Bilari
from 11.99%
Tier 5
Budaun
from 11.25%
Tier 3
Bulandshahr
from 10.75%
Tier 3
Chandauli
from 11.5%
Tier 3
Chandausi
from 11.99%
Tier 4
Chandpur
from 11.99%
Tier 5
Chitrakoot
from 11.25%
Tier 3
Deoria
from 11%
Tier 3
Dibai
from 11.99%
Tier 5
Etah
from 11.5%
Tier 3
Etawah
from 11.99%
Tier 4
Etmadpur
from 11.99%
Tier 5
Etwah
from 10.75%
Tier 3
Faizabad
from 10.75%
Tier 3
Farrukhabad
from 11%
Tier 3
Farukhabad
from 11.5%
Tier 3
Fatehpur
from 11%
Tier 3
Fatehpur Town
from 11.99%
Tier 4
Firozabad
from 10.75%
Tier 3
Firozabad Town
from 11.99%
Tier 4
Garhmukteshwar
from 11.99%
Tier 5
Ghaziabad
from 11%
Tier 3
Ghazipur
from 11.25%
Tier 3
Gola Gokarannath
from 11.99%
Tier 5
Gonda
from 11.5%
Tier 3
Gorakhpur
from 11.5%
Tier 3
Hamirpur
from 10.75%
Tier 3
Hapur
from 11.99%
Tier 4
Hardoi
from 11.25%
Tier 3
Hathras
from 11%
Tier 3
Jalaun
from 11.5%
Tier 3
Jaunpur
from 10.75%
Tier 3
Jhansi
from 10.75%
Tier 3
Jyotiba Phule Nagar
from 10.75%
Tier 3
Kannauj
from 11%
Tier 3
Kanpur
from 11.25%
Tier 2
Kaushambi
from 10.75%
Tier 3
Khalilabad
from 11.99%
Tier 5
Kheri
from 10.75%
Tier 3
Khurja
from 11.99%
Tier 4
Kushinagar
from 10.75%
Tier 3
Lakhimpur
from 11.99%
Tier 4
Lakhimpur Kheri
from 11.99%
Tier 4
Lalganj
from 11.99%
Tier 5
Lalitpur
from 11.25%
Tier 3
Lalitpur Town
from 11.99%
Tier 4
Lucknow
from 11%
Tier 2
Maharajganj
from 10.75%
Tier 3
Mahoba
from 10.75%
Tier 3
Mahrajganj
from 11.25%
Tier 3
Mainpuri
from 11.5%
Tier 3
Mariahu
from 11.99%
Tier 5
Mathura
from 11.5%
Tier 3
Mau
from 10.75%
Tier 3
Meerut
from 11.5%
Tier 3
Mirzapur
from 11.5%
Tier 3
Mirzapur Town
from 11.99%
Tier 4
Modinagar
from 11.99%
Tier 4
Moradabad
from 11.5%
Tier 3
Mughalsarai
from 11.99%
Tier 4
Muzaffarnagar
from 11%
Tier 3
Nautanwa
from 11.99%
Tier 5
Nawabganj
from 11.99%
Tier 5
Nawabganj City
from 11.99%
Tier 5
Nawabganj Town
from 11.99%
Tier 5
Noida
from 10.5%
Tier 2
Obra
from 11.99%
Tier 5
Orai
from 11.99%
Tier 4
Pilibhit
from 10.75%
Tier 3
Pilkhuwa
from 11.99%
Tier 5
Pratapgarh
from 11.5%
Tier 3
Rae Bareli
from 11.99%
Tier 4
Raebareli
from 11.25%
Tier 3
Raibareilly
from 11%
Tier 3
Rampur
from 11.25%
Tier 3
Renukoot
from 11.99%
Tier 5
Renukut
from 11.99%
Tier 5
Robertsganj
from 11.99%
Tier 5
Saharanpur
from 11%
Tier 3
Sambhal
from 11.99%
Tier 4
Sandila
from 11.99%
Tier 5
Sant Kabir Nagar
from 11.5%
Tier 3
Shahabad UP
from 11.99%
Tier 5
Shahjahanpur
from 11%
Tier 3
Shikohabad
from 11.99%
Tier 5
Shrawasti
from 11.25%
Tier 3
Siddharthnagar
from 11.25%
Tier 3
Sitapur
from 11%
Tier 3
Sonbhadra
from 11.25%
Tier 3
Sultanpur
from 11.5%
Tier 3
Tanda
from 11.99%
Tier 5
Tilhar
from 11.99%
Tier 5
Tundla
from 11.99%
Tier 5
Unnao
from 11%
Tier 3
Varanasi
from 11.5%
Tier 3

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Frequently Asked Questions

What is the lowest personal loan interest rate in India?
The lowest personal loan interest rate in India is 10.49% from Axis Bank and 10.5% from HDFC Bank (for CIBIL 750+). Average rates range from 11-16% for good credit profiles. Rates above 20% are typical for low CIBIL scores or fintech lenders.
How much personal loan can I get on my salary?
Banks typically offer 10-25x your monthly salary. On ₹25,000 salary: ₹2.5L-₹5L. On ₹50,000 salary: ₹7.5L-₹12L. The exact amount depends on existing EMIs (FOIR should be below 50%), CIBIL score, and employment stability.
Which bank is best for personal loan in India?
It depends on your profile. HDFC Bank (10.5%) and SBI (11.05%) offer the lowest rates for CIBIL 700+. For quick disbursal, Bajaj Finserv and fintech lenders like KreditBee are faster. GoCredit AI compares all 100+ lenders to find your best match.
Can I get a personal loan with CIBIL score below 650?
Yes — GoCredit's platform includes lenders with flexible eligibility criteria for all CIBIL ranges. The AI Loan Agent identifies which lenders will approve your application based on your complete profile, not just CIBIL alone. Interest rates will be higher (18-36%), but you can borrow and improve your score over time.
How fast can I get a personal loan?
Fintech lenders: minutes to hours. NBFCs (Bajaj Finserv, Fullerton): same day to 24 hours. Banks (HDFC, SBI, ICICI): 1-5 business days. Pre-approved offers from your salary bank can disburse within hours.
What documents are needed for a personal loan?
Standard: PAN card, Aadhaar, last 3 months salary slips, 6 months bank statements, passport-size photo. Fintech lenders may only need PAN + Aadhaar. Self-employed applicants additionally need ITR and business registration proof.

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