Personal Loan by City
Compare personal loan offers across 539 Indian cities. Find the best rates, top lenders, and eligibility criteria for your city.
Download GoCredit — Check Your EligibilityAndhra Pradesh
Adilabad
from 11%
Tier 3
Anantapur
from 11%
Tier 3
Ananthapur
from 11.5%
Tier 3
Chittoor
from 10.75%
Tier 2
Eluru
from 11%
Tier 3
Guntur
from 10.75%
Tier 2
Kadapa
from 11.5%
Tier 3
Kakinada
from 10.75%
Tier 2
Kurnool
from 11%
Tier 3
Mahabubnagar
from 11%
Tier 3
Medak
from 10.75%
Tier 3
Nellore
from 11%
Tier 3
Prakasam
from 10.5%
Tier 2
Rajahmundry
from 11%
Tier 3
Srikakulam
from 11.25%
Tier 3
Vijayawada
from 10.75%
Tier 3
Visakhapatnam
from 10.75%
Tier 3
Vizianagaram
from 11.5%
Tier 3
Bihar
Chandigarh
Chhattisgarh
Bastar
from 11.25%
Tier 3
Bijapur(CGH)
from 11.25%
Tier 3
Bilaspur
from 11.5%
Tier 3
Bilaspur(CGH)
from 10.75%
Tier 3
Dantewada
from 11.5%
Tier 3
Dhamtari
from 10.75%
Tier 3
Durg
from 11%
Tier 3
Gariaband
from 11.5%
Tier 3
Janjgir - Champa
from 11%
Tier 3
Jashpur
from 11.25%
Tier 3
Kanker
from 11%
Tier 3
Kawardha
from 10.75%
Tier 3
Korba
from 11%
Tier 3
Mahasamund
from 11.25%
Tier 3
Raigarh
from 11.5%
Tier 3
Raipur
from 11.25%
Tier 3
Rajnandgaon
from 11.25%
Tier 3
Surguja
from 11.5%
Tier 3
Dadra and Nagar Haveli
Daman and Diu
Gujarat
Ahmedabad
from 10.5%
Tier 1
Ahwa
from 11.25%
Tier 3
Amreli
from 11.5%
Tier 3
Anand
from 10.75%
Tier 3
Banaskantha
from 10.75%
Tier 3
Bharuch
from 11.25%
Tier 3
Bhavnagar
from 10.75%
Tier 3
Dahod
from 10.75%
Tier 3
Gandhi Nagar
from 10.75%
Tier 3
Godhra
from 11.5%
Tier 3
Jamnagar
from 11.5%
Tier 3
Junagadh
from 11.25%
Tier 3
Kachchh
from 11.25%
Tier 3
Kheda
from 11%
Tier 3
Kuchchh
from 10.75%
Tier 3
Mehsana
from 10.75%
Tier 3
Narmada
from 10.75%
Tier 3
Navsari
from 11.5%
Tier 3
Panchmahal
from 11%
Tier 3
Patan
from 11.25%
Tier 3
Porbandar
from 11.25%
Tier 3
Rajkot
from 10.75%
Tier 3
Sabarkantha
from 11.5%
Tier 3
Surat
from 10.75%
Tier 2
Surendra Nagar
from 11%
Tier 3
Surendranagar
from 11.5%
Tier 3
Vadodara
from 10.75%
Tier 2
Valsad
from 10.75%
Tier 3
Haryana
Ambala
from 11.5%
Tier 3
Bhiwani
from 11.25%
Tier 3
Faridabad
from 11%
Tier 3
Fatehabad
from 11%
Tier 3
Gurgaon
from 10.25%
Tier 2
Hisar
from 10.75%
Tier 3
Hissar
from 11.25%
Tier 3
Jhajjar
from 11.25%
Tier 3
Jind
from 11.25%
Tier 3
Kaithal
from 11%
Tier 3
Karnal
from 11.25%
Tier 3
Kurukshetra
from 11%
Tier 3
Mohindergarh
from 11.25%
Tier 3
Panchkula
from 10.75%
Tier 3
Panipat
from 11.5%
Tier 3
Rewari
from 10.75%
Tier 3
Rohtak
from 11%
Tier 3
Sirsa
from 11.25%
Tier 3
Sonepat
from 10.75%
Tier 3
Sonipat
from 11.5%
Tier 3
Yamuna Nagar
from 10.75%
Tier 3
Himachal Pradesh
Jharkhand
Bokaro
from 11%
Tier 3
Chaibasa
from 11%
Tier 3
Chatra
from 11.5%
Tier 3
Deoghar
from 10.75%
Tier 3
Dhanbad
from 10.75%
Tier 3
Dumka
from 11.25%
Tier 3
Garhwa
from 11.5%
Tier 3
Giridh
from 11%
Tier 3
Giridih
from 10.75%
Tier 3
Godda
from 11%
Tier 3
Grahwa
from 11%
Tier 3
Gumla
from 11.25%
Tier 3
Hazaribag
from 11.25%
Tier 3
Hazaribagh
from 11%
Tier 3
Jamshedpur
from 11.5%
Tier 3
Koderma
from 11.5%
Tier 3
Lohardaga
from 11.25%
Tier 3
Palamau
from 11%
Tier 3
Palamu
from 11%
Tier 3
Paschimi Singhbhum
from 11.5%
Tier 3
Purbi Singbhum
from 11.5%
Tier 3
Ramgarh
from 11%
Tier 3
Ranchi
from 11.5%
Tier 3
Sahebganj
from 11%
Tier 3
Sahibganj
from 10.75%
Tier 3
Seraikela-kharsawan
from 11%
Tier 3
Karnataka
Bagalkot
from 11.5%
Tier 3
Bangalore
from 10.5%
Tier 1
Belgaum
from 10.75%
Tier 2
Bellary
from 11%
Tier 3
Bidar
from 11%
Tier 3
Bijapur
from 11.25%
Tier 3
Bijapur(KAR)
from 11%
Tier 3
Chamarajanagar
from 11%
Tier 3
Chamrajnagar
from 11.25%
Tier 3
Chickmagalur
from 11.25%
Tier 3
Chikamaglur
from 11.5%
Tier 3
Chikamangalur
from 11.25%
Tier 3
Chikkaballapur
from 11.25%
Tier 3
Chitradurga
from 11.25%
Tier 3
Dakshina Kannada
from 10.5%
Tier 2
Davanagere
from 11.25%
Tier 3
Davangere
from 10.75%
Tier 3
Dharwad
from 10.75%
Tier 2
Gadag
from 11.25%
Tier 3
Gulbarga
from 11%
Tier 2
Hassan
from 11.25%
Tier 3
Haveri
from 10.75%
Tier 3
Hubli
from 11%
Tier 3
Kalaburagi
from 11%
Tier 3
Koduru
from 11.5%
Tier 3
Kolar
from 11.5%
Tier 3
Koppal
from 11%
Tier 3
Mandya
from 11.25%
Tier 3
Mangalore
from 10.5%
Tier 2
Mysore
from 10.75%
Tier 3
Raichur
from 11%
Tier 3
Ramanagar
from 10.75%
Tier 3
Shimoga
from 11%
Tier 3
Tumkur
from 11%
Tier 3
Udupi
from 10.75%
Tier 3
Uttara Kannada
from 11.5%
Tier 3
Kerala
Alappuzha
from 10.75%
Tier 3
Iduki
from 11.5%
Tier 3
Idukki
from 11.5%
Tier 3
Kannur
from 10.75%
Tier 3
Kasargode
from 11.5%
Tier 3
Kochi
from 10.5%
Tier 2
Kollam
from 10.75%
Tier 3
Kottayam
from 10.75%
Tier 3
Kozhikode
from 10.5%
Tier 2
Malappuram
from 11.5%
Tier 3
Palakkad
from 10.75%
Tier 3
Pathanamthitta
from 10.5%
Tier 2
Thiruvananthapuram
from 10.75%
Tier 3
Thrissur
from 10.5%
Tier 2
Wayanad
from 11.25%
Tier 3
Madhya Pradesh
Alirajpur
from 10.75%
Tier 3
Anuppur
from 11.25%
Tier 3
Ashok Nagar
from 11%
Tier 3
Balaghat
from 11%
Tier 3
Barwani
from 11.25%
Tier 3
Betul
from 11.25%
Tier 3
Bhind
from 10.75%
Tier 3
Bhopal
from 11.25%
Tier 2
Burhanpur
from 11.25%
Tier 3
Chhatarpur
from 11.25%
Tier 3
Chhindwara
from 11.5%
Tier 3
Damoh
from 10.75%
Tier 3
Datia
from 11.5%
Tier 3
Dewas
from 11%
Tier 3
Dhar
from 11.5%
Tier 3
Dindori
from 11.25%
Tier 3
East Nimar
from 10.75%
Tier 3
Guna
from 11.25%
Tier 3
Gwalior
from 11.5%
Tier 3
Harda
from 11.5%
Tier 3
Hoshangabad
from 10.75%
Tier 3
Indore
from 11%
Tier 2
Jabalpur
from 11.5%
Tier 3
Jhabua
from 10.75%
Tier 3
Katni
from 10.75%
Tier 3
Mandasur
from 11.5%
Tier 3
Mandla
from 11%
Tier 3
Mandsaur
from 11.5%
Tier 3
Morena
from 10.75%
Tier 3
Narasinghpur
from 11.25%
Tier 3
Neemuch
from 11.25%
Tier 3
Panna
from 11.5%
Tier 3
Raisen
from 11.5%
Tier 3
Rajgarh
from 11.25%
Tier 3
Ratlam
from 11.25%
Tier 3
Rewa
from 11.5%
Tier 3
Sagar
from 11.5%
Tier 3
Satna
from 11.5%
Tier 3
Sehore
from 11.25%
Tier 3
Seoni
from 11.25%
Tier 3
Shahdol
from 10.75%
Tier 3
Shajapur
from 10.75%
Tier 3
Sheopur
from 11.5%
Tier 3
Shivpuri
from 11%
Tier 3
Sidhi
from 11.5%
Tier 3
Singrauli
from 11.5%
Tier 3
Ujjain
from 11.25%
Tier 3
Umaria
from 11.25%
Tier 3
Vidisha
from 11%
Tier 3
West Nimar
from 11%
Tier 3
Maharashtra
Ahmed Nagar
from 11.5%
Tier 3
Ahmednagar
from 10.75%
Tier 3
Akola
from 11.5%
Tier 3
Amraoti
from 11.25%
Tier 3
Amravati
from 11.25%
Tier 3
Aurangabad
from 11%
Tier 3
Beed
from 11.25%
Tier 3
Bhandara
from 11.25%
Tier 3
Buldhana
from 11.25%
Tier 3
Chandrapur
from 10.75%
Tier 3
Dhule
from 11.25%
Tier 3
Gadchiroli
from 11%
Tier 3
Gondia
from 11.5%
Tier 3
Hingoli
from 11.5%
Tier 3
Jalgaon
from 10.75%
Tier 3
Jalna
from 11.5%
Tier 3
Kolhapur
from 10.5%
Tier 2
Latur
from 10.75%
Tier 3
Mumbai
from 10.25%
Tier 1
Nagpur
from 10.75%
Tier 2
Nanded
from 11%
Tier 3
Nandurbar
from 11%
Tier 3
Nashik
from 10.75%
Tier 3
Osmanabad
from 11.25%
Tier 3
Parbhani
from 11%
Tier 3
Pune
from 10.5%
Tier 2
Raigarh(MH)
from 11%
Tier 3
Ratnagiri
from 11%
Tier 3
Sangli
from 10.75%
Tier 3
Satara
from 10.75%
Tier 3
Sholapur
from 11.25%
Tier 3
Sindhudurg
from 11%
Tier 3
Solapur
from 10.75%
Tier 2
Thane
from 10.25%
Tier 1
Wardha
from 11.5%
Tier 3
Yavatmal
from 11.25%
Tier 3
Yeotamal
from 11.25%
Tier 3
Manipur
Meghalaya
Mizoram
Odisha
Angul
from 11.5%
Tier 3
Anugul
from 11.25%
Tier 3
Balangir
from 11.5%
Tier 3
Baleshwar
from 11%
Tier 3
Baleswar
from 11%
Tier 3
Bargarh
from 11%
Tier 3
Baudh
from 11.25%
Tier 3
Bhadrak
from 11.5%
Tier 3
Bhubaneswar
from 11%
Tier 3
Bolangir
from 11%
Tier 3
Cuttack
from 10.75%
Tier 2
Debagarh
from 11%
Tier 3
Dhenkanal
from 11.25%
Tier 3
Gajapati
from 11%
Tier 3
Ganjam
from 10.75%
Tier 3
Jagatsinghapur
from 11.25%
Tier 3
Jajapur
from 11%
Tier 3
Jharsuguda
from 10.75%
Tier 3
Kalahandi
from 10.75%
Tier 3
Kandhamal
from 11.25%
Tier 3
Kendrapara
from 11%
Tier 3
Kendujhar
from 11.25%
Tier 3
Khorda
from 10.75%
Tier 3
Koraput
from 10.75%
Tier 3
Kordha
from 11.25%
Tier 3
Malkangiri
from 11.25%
Tier 3
Mayurbhanj
from 11%
Tier 3
Nabarangapur
from 11%
Tier 3
Naupada
from 10.75%
Tier 3
Nayagarh
from 11.5%
Tier 3
Puri
from 11%
Tier 3
Rayagada
from 10.75%
Tier 3
Sambalpur
from 10.75%
Tier 3
Sonapur
from 11%
Tier 3
Sundargarh
from 11%
Tier 3
Sundergarh
from 10.75%
Tier 3
Pondicherry
Punjab
Amritsar
from 11%
Tier 3
Barnala
from 11.25%
Tier 3
Bathinda
from 10.75%
Tier 3
Bhatinda
from 10.75%
Tier 3
Faridkot
from 11%
Tier 3
Fatehgarh Sahib
from 10.75%
Tier 3
Fazilka
from 11.25%
Tier 3
Ferozepur
from 10.75%
Tier 3
Firozpur
from 11%
Tier 3
Gurdaspur
from 11%
Tier 3
Hoshiarpur
from 11.5%
Tier 3
Jalandhar
from 11%
Tier 3
Kapurthala
from 11.25%
Tier 3
Ludhiana
from 11%
Tier 2
Mansa
from 11.25%
Tier 3
Moga
from 11.5%
Tier 3
Mohali
from 11.5%
Tier 3
Muktsar
from 11.5%
Tier 3
Nawanshahr
from 11.5%
Tier 3
Patiala
from 11.25%
Tier 3
Ropar
from 11.25%
Tier 3
Rupnagar
from 11.5%
Tier 3
Sangrur
from 11.25%
Tier 3
Rajasthan
Ajmer
from 11%
Tier 3
Alwar
from 11.5%
Tier 3
Banswara
from 11.25%
Tier 3
Baran
from 11%
Tier 3
Barmer
from 11%
Tier 3
Bharatpur
from 11%
Tier 3
Bhilwara
from 10.75%
Tier 3
Bikaner
from 10.75%
Tier 3
Bundi
from 10.75%
Tier 3
Chittorgarh
from 11%
Tier 3
Churu
from 10.75%
Tier 3
Dholpur
from 10.75%
Tier 3
Dungarpur
from 11%
Tier 3
Ganganagar
from 11.25%
Tier 3
Hanumangarh
from 11.5%
Tier 3
Jaipur
from 11%
Tier 2
Jaisalmer
from 11.5%
Tier 3
Jalor
from 10.75%
Tier 3
Jalore
from 11.5%
Tier 3
Jhalawar
from 10.75%
Tier 3
Jhujhunu
from 11%
Tier 3
JhunJhunu
from 10.75%
Tier 3
Jodhpur
from 11.25%
Tier 3
Karauli
from 11.25%
Tier 3
Kota
from 11%
Tier 3
Nagaur
from 11.25%
Tier 3
Pali
from 11%
Tier 3
Rajsamand
from 11.25%
Tier 3
Sikar
from 11.25%
Tier 3
Sirohi
from 10.75%
Tier 3
Swaimadhopur
from 10.75%
Tier 3
Tonk
from 11.5%
Tier 3
Udaipur
from 11%
Tier 3
Tamil Nadu
Ariyalur
from 10.75%
Tier 3
Chennai
from 10.5%
Tier 1
Coimbatore
from 10.75%
Tier 3
Cuddalore
from 11.5%
Tier 3
Dharmapuri
from 11.25%
Tier 3
Dindigul
from 11%
Tier 3
Erode
from 11%
Tier 3
Kancheepuram
from 10.75%
Tier 3
Kanchipuram
from 11%
Tier 3
Kanyakumari
from 11.25%
Tier 3
Karur
from 11%
Tier 3
Krishnagiri
from 11.25%
Tier 3
Madurai
from 10.75%
Tier 3
Nagapattinam
from 11%
Tier 3
Namakkal
from 11%
Tier 3
Perambalur
from 11.25%
Tier 3
Pudukkottai
from 11.25%
Tier 3
Pudukottai
from 11.25%
Tier 3
Ramanathapuram
from 11%
Tier 3
Salem
from 10.75%
Tier 2
Sivaganga
from 11%
Tier 3
Thanjavur
from 11%
Tier 3
The Nilgiri
from 10.75%
Tier 3
Theni
from 11.25%
Tier 3
Thiruvallur
from 11.5%
Tier 3
Thiruvarur
from 11.25%
Tier 3
Thoothukkudi
from 10.75%
Tier 3
Tiruchirappalli
from 10.75%
Tier 2
Tirunelveli
from 11%
Tier 3
Tiruppur
from 10.75%
Tier 2
Tiruvallur
from 11.25%
Tier 3
Tiruvannamalai
from 10.75%
Tier 3
Tiruvarur
from 11.5%
Tier 3
Tuticorin
from 11%
Tier 3
Vellore
from 11%
Tier 3
Villupuram
from 11%
Tier 3
Viluppuram
from 11%
Tier 3
Virudhunagar
from 10.75%
Tier 3
Telangana
Uttar Pradesh
Agra
from 11.5%
Tier 3
Aligarh
from 11.5%
Tier 3
Allahabad
from 11.25%
Tier 3
Ambedkar Nagar
from 10.75%
Tier 3
Auraiya
from 10.75%
Tier 3
Azamgarh
from 11.5%
Tier 3
Badaun
from 10.75%
Tier 3
Baghpat
from 11.5%
Tier 3
Bagpat
from 11.5%
Tier 3
Bahraich
from 11.5%
Tier 3
Ballia
from 11.5%
Tier 3
Balrampur
from 11%
Tier 3
Banda
from 11.5%
Tier 3
Barabanki
from 11.25%
Tier 3
Bareilly
from 11.5%
Tier 3
Basti
from 10.75%
Tier 3
Bhadohi
from 11%
Tier 3
Bijnor
from 10.75%
Tier 3
Bijnore
from 10.75%
Tier 3
Budaun
from 11.25%
Tier 3
Bulandshahr
from 10.75%
Tier 3
Chandauli
from 11.5%
Tier 3
Chitrakoot
from 11.25%
Tier 3
Deoria
from 11%
Tier 3
Etah
from 11.5%
Tier 3
Etwah
from 10.75%
Tier 3
Faizabad
from 10.75%
Tier 3
Farrukhabad
from 11%
Tier 3
Farukhabad
from 11.5%
Tier 3
Fatehpur
from 11%
Tier 3
Firozabad
from 10.75%
Tier 3
Ghaziabad
from 11%
Tier 3
Ghazipur
from 11.25%
Tier 3
Gonda
from 11.5%
Tier 3
Gorakhpur
from 11.5%
Tier 3
Hamirpur
from 10.75%
Tier 3
Hardoi
from 11.25%
Tier 3
Hathras
from 11%
Tier 3
Jalaun
from 11.5%
Tier 3
Jaunpur
from 10.75%
Tier 3
Jhansi
from 10.75%
Tier 3
Jyotiba Phule Nagar
from 10.75%
Tier 3
Kannauj
from 11%
Tier 3
Kanpur
from 11.25%
Tier 2
Kaushambi
from 10.75%
Tier 3
Kheri
from 10.75%
Tier 3
Kushinagar
from 10.75%
Tier 3
Lalitpur
from 11.25%
Tier 3
Lucknow
from 11%
Tier 2
Maharajganj
from 10.75%
Tier 3
Mahoba
from 10.75%
Tier 3
Mahrajganj
from 11.25%
Tier 3
Mainpuri
from 11.5%
Tier 3
Mathura
from 11.5%
Tier 3
Mau
from 10.75%
Tier 3
Meerut
from 11.5%
Tier 3
Mirzapur
from 11.5%
Tier 3
Moradabad
from 11.5%
Tier 3
Muzaffarnagar
from 11%
Tier 3
Noida
from 10.5%
Tier 2
Pilibhit
from 10.75%
Tier 3
Pratapgarh
from 11.5%
Tier 3
Raebareli
from 11.25%
Tier 3
Raibareilly
from 11%
Tier 3
Rampur
from 11.25%
Tier 3
Saharanpur
from 11%
Tier 3
Sant Kabir Nagar
from 11.5%
Tier 3
Shahjahanpur
from 11%
Tier 3
Shrawasti
from 11.25%
Tier 3
Siddharthnagar
from 11.25%
Tier 3
Sitapur
from 11%
Tier 3
Sonbhadra
from 11.25%
Tier 3
Sultanpur
from 11.5%
Tier 3
Unnao
from 11%
Tier 3
Varanasi
from 11.5%
Tier 3
Uttarakhand
Almora
from 10.75%
Tier 3
Bageshwar
from 11.25%
Tier 3
Chamoli
from 10.75%
Tier 3
Champawat
from 11.5%
Tier 3
Dehradun
from 11.25%
Tier 3
Haridwar
from 11.5%
Tier 3
Nainital
from 11.25%
Tier 3
Pauri Garhwal
from 10.75%
Tier 3
Pithoragarh
from 11.25%
Tier 3
Rudra Prayag
from 11%
Tier 3
Rudraprayag
from 11.25%
Tier 3
Tehri Garhwal
from 10.75%
Tier 3
Udham Singh Nagar
from 11%
Tier 3
Uttarkashi
from 10.75%
Tier 3
West Bengal
Bankura
from 10.75%
Tier 3
Barasat
from 10.75%
Tier 2
Bardhaman
from 10.75%
Tier 2
Baruipur
from 11%
Tier 2
Birbhum
from 10.75%
Tier 3
Calcutta
from 11.5%
Tier 3
Cooch Behar
from 11.5%
Tier 3
Coochbehar
from 10.75%
Tier 3
Dakshin Dinajpur
from 11%
Tier 3
Darjeeling
from 11.5%
Tier 3
Darjiling
from 10.75%
Tier 3
East Midnapore
from 10.75%
Tier 3
Hooghly
from 10.5%
Tier 2
Jalpaiguri
from 11.5%
Tier 3
Kolkata
from 10.75%
Tier 1
Malda
from 10.75%
Tier 3
Medinipur
from 10.75%
Tier 3
Midnapore
from 10.5%
Tier 2
Murshidabad
from 11.25%
Tier 3
Nadia
from 11%
Tier 3
Nadiad
from 11.25%
Tier 3
Purulia
from 11.5%
Tier 3
Puruliya
from 11.5%
Tier 3
South Dinajpur
from 10.75%
Tier 3
Uttar Dinajpur
from 11.25%
Tier 3
West Dinajpur
from 11.25%
Tier 3
West Midnapore
from 10.75%
Tier 3
Frequently Asked Questions
What is the lowest personal loan interest rate in India?
The lowest personal loan interest rate in India is 10.49% from Axis Bank and 10.5% from HDFC Bank (for CIBIL 750+). Average rates range from 11-16% for good credit profiles. Rates above 20% are typical for low CIBIL scores or fintech lenders.
How much personal loan can I get on my salary?
Banks typically offer 10-25x your monthly salary. On ₹25,000 salary: ₹2.5L-₹5L. On ₹50,000 salary: ₹7.5L-₹12L. The exact amount depends on existing EMIs (FOIR should be below 50%), CIBIL score, and employment stability.
Which bank is best for personal loan in India?
It depends on your profile. HDFC Bank (10.5%) and SBI (11.05%) offer the lowest rates for CIBIL 700+. For quick disbursal, Bajaj Finserv and fintech lenders like KreditBee are faster. GoCredit AI compares all 55+ lenders to find your best match.
Can I get a personal loan with CIBIL score below 650?
Yes — GoCredit's platform includes lenders with flexible eligibility criteria for all CIBIL ranges. The AI Loan Agent identifies which lenders will approve your application based on your complete profile, not just CIBIL alone. Interest rates will be higher (18-36%), but you can borrow and improve your score over time.
How fast can I get a personal loan?
Fintech lenders: minutes to hours. NBFCs (Bajaj Finserv, Fullerton): same day to 24 hours. Banks (HDFC, SBI, ICICI): 1-5 business days. Pre-approved offers from your salary bank can disburse within hours.
What documents are needed for a personal loan?
Standard: PAN card, Aadhaar, last 3 months salary slips, 6 months bank statements, passport-size photo. Fintech lenders may only need PAN + Aadhaar. Self-employed applicants additionally need ITR and business registration proof.