Personal Loan in Bhubaneswar — Rates from 11%
Compare 55+ lenders for the cheapest personal loan in Bhubaneswar, Odisha. Instant approval, online application, disbursal in minutes. Average loan: ₹1,40,000.
Download GoCredit — Check Eligibility in BhubaneswarBest Personal Loan Lenders in Bhubaneswar
Compare personal loan offers from top banks, NBFCs and fintechs in Bhubaneswar. Instant approval and online application available.
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
ICICI Bank
bankFast digital approvals, competitive rates
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
MoneyView
fintechLoans for everyone — even low CIBIL
Personal Loans in Bhubaneswar — What You Need to Know
Bhubaneswar is Odisha's capital and a rapidly developing IT and administrative hub.
The average personal loan amount in Bhubaneswar is ₹1,40,000, with the cheapest interest rate starting from 11%. With GoCredit, residents of Bhubaneswar can get an instant personal loan from 55+ lenders including State Bank of India, HDFC Bank, ICICI Bank and more — all through a single AI-powered app.
Personal Loan Interest Rates in Bhubaneswar — Lender Comparison
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| ICICI Bank | 10.65% - 16% | 700+ | ₹50,00,000 | 24-48 hours |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| MoneyView | 15.96% - 39.99% | 600+ | ₹10,00,000 | 24 hours |
Unlock exclusive rates from premium NBFCs and fintechs not shown here. Many offer lower rates than banks — but only through the app.
Personal Loan Eligibility in Bhubaneswar
Check if you qualify for a personal loan in Bhubaneswar — minimum CIBIL 600+. For salaried and self-employed individuals. GoCredit's AI agent matches you with the best lender from 55+ options.
Personal Loan EMI Calculator for Bhubaneswar
How much will a personal loan cost you in Bhubaneswar? EMI breakdown for ₹1,40,000 (average loan amount) at the cheapest to highest rates available.
EMI calculated using standard reducing balance method. Actual EMI may vary based on lender terms.
FD vs Personal Loan Calculator
Need money urgently? Compare whether breaking your Fixed Deposit or taking a personal loan in Bhubaneswar is cheaper.
Should You Break Your FD or Take a Personal Loan in Bhubaneswar?
Compare the cost of breaking your Fixed Deposit vs taking a personal loan to meet your needs.
Apply for Personal Loan Online in Bhubaneswar
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Documents Required for Personal Loan in Bhubaneswar
Want a personal loan in Bhubaneswar without documents? Fintech lenders need minimal paperwork — just PAN and Aadhaar. Banks require more, but GoCredit's 100% digital process means no branch visits.
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Salary Slips (3 months)
- ✓ Bank Statement (6 months)
- ✓ Address Proof
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Salary Slips (3 months)
- ✓ Bank Statement (3 months)
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Digital KYC (in-app)
Frequently Asked Questions — Personal Loan in Bhubaneswar
What is the lowest interest rate for personal loan in Bhubaneswar?
Which lender gives the fastest personal loan in Bhubaneswar?
Can I get a personal loan in Bhubaneswar without CIBIL score?
What is the maximum personal loan amount available in Bhubaneswar?
How many lenders offer personal loans in Bhubaneswar?
What documents do I need for a personal loan in Bhubaneswar?
Can self-employed people get a personal loan in Bhubaneswar?
What is the average personal loan amount in Bhubaneswar?
Is it better to break my FD or take a personal loan in Bhubaneswar?
How quickly can I get a personal loan in Bhubaneswar?
Pincodes Served in Bhubaneswar
GoCredit lenders are available across 28 pincodes in Bhubaneswar, Odisha. Enter your pincode in the GoCredit app to check eligible loan offers instantly.