Personal Loan in Mumbai — Rates from 10.25%
Compare 7+ lenders offering personal loans in Mumbai, Maharashtra. Average loan amount: ₹3,00,000.
Download GoCredit — Check Eligibility in MumbaiBest Personal Loan Lenders in Mumbai
These lenders actively serve Mumbai with competitive rates and fast approvals.
HDFC Bank
bankIndia's most trusted private bank for personal loans
ICICI Bank
bankFast digital approvals, competitive rates
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
Axis Bank
bankDigital-first banking with competitive rates
Kotak Mahindra Bank
bankSmart banking for smart borrowers
Navi
fintechZero fees, instant disbursal
Tata Capital
nbfcThe trusted Tata name behind every loan
Personal Loans in Mumbai — What You Need to Know
Mumbai, India's financial capital, is home to the country's highest concentration of salaried professionals and entrepreneurs. The personal loan market here is extremely active, with competitive rates from top banks and NBFCs.
The average personal loan amount in Mumbai is ₹3,00,000, with interest rates starting from 10.25%. Top lenders here include HDFC Bank, ICICI Bank, Bajaj Finserv, Axis Bank, Kotak Mahindra Bank, Tata Capital, Navi.
Quick Comparison Table
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| ICICI Bank | 10.65% - 16% | 700+ | ₹50,00,000 | 24-48 hours |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| Axis Bank | 10.49% - 22% | 700+ | ₹15,00,000 | 24-48 hours |
| Kotak Mahindra Bank | 10.99% - 24% | 700+ | ₹35,00,000 | 24-48 hours |
| Navi | 9.9% - 45% | 650+ | ₹20,00,000 | 5 minutes |
| Tata Capital | 10.99% - 28% | 700+ | ₹35,00,000 | 24-48 hours |