Personal Loan in Chennai — Rates from 10.5%
Compare 6+ lenders offering personal loans in Chennai, Tamil Nadu. Average loan amount: ₹2,00,000.
Download GoCredit — Check Eligibility in ChennaiBest Personal Loan Lenders in Chennai
These lenders actively serve Chennai with competitive rates and fast approvals.
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
ICICI Bank
bankFast digital approvals, competitive rates
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
Axis Bank
bankDigital-first banking with competitive rates
Fullerton India
nbfcLoans for self-employed and salaried both
Personal Loans in Chennai — What You Need to Know
Chennai is South India's manufacturing and IT powerhouse. Personal loans here are popular among the city's large manufacturing workforce, IT employees, and traders.
The average personal loan amount in Chennai is ₹2,00,000, with interest rates starting from 10.5%. Top lenders here include HDFC Bank, State Bank of India, ICICI Bank, Bajaj Finserv, Axis Bank, Fullerton India.
Quick Comparison Table
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| ICICI Bank | 10.65% - 16% | 700+ | ₹50,00,000 | 24-48 hours |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| Axis Bank | 10.49% - 22% | 700+ | ₹15,00,000 | 24-48 hours |
| Fullerton India | 11.99% - 36% | 650+ | ₹25,00,000 | 24-48 hours |