Personal Loan in Visakhapatnam — Rates from 10.75%
Compare 5+ lenders offering personal loans in Visakhapatnam, Andhra Pradesh. Average loan amount: ₹1,60,000.
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Best Personal Loan Lenders in Visakhapatnam
These lenders actively serve Visakhapatnam with competitive rates and fast approvals.
H
HDFC Bank
bankRating
4.3/5
India's most trusted private bank for personal loans
Interest Rate
10.5% - 24%
Loan Amount
₹50,000 - ₹40,00,000
Min CIBIL
700+
Disbursal
24 hours
S
State Bank of India
bankRating
4.1/5
India's largest bank — trusted by millions
Interest Rate
11.05% - 14.56%
Loan Amount
₹25,000 - ₹20,00,000
Min CIBIL
650+
Disbursal
3-5 working days
I
ICICI Bank
bankRating
4.2/5
Fast digital approvals, competitive rates
Interest Rate
10.65% - 16%
Loan Amount
₹50,000 - ₹50,00,000
Min CIBIL
700+
Disbursal
24-48 hours
B
Bajaj Finserv
nbfcRating
4/5
India's most popular NBFC — instant approvals
Interest Rate
11% - 34%
Loan Amount
₹20,000 - ₹40,00,000
Min CIBIL
685+
Disbursal
24 hours
F
Fullerton India
nbfcRating
3.9/5
Loans for self-employed and salaried both
Interest Rate
11.99% - 36%
Loan Amount
₹20,000 - ₹25,00,000
Min CIBIL
650+
Disbursal
24-48 hours
Personal Loans in Visakhapatnam — What You Need to Know
Visakhapatnam, also known as Vizag, is Andhra Pradesh's largest city and a fast-growing port and industrial hub.
The average personal loan amount in Visakhapatnam is ₹1,60,000, with interest rates starting from 10.75%. Top lenders here include State Bank of India, HDFC Bank, ICICI Bank, Bajaj Finserv, Fullerton India.
Quick Comparison Table
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| ICICI Bank | 10.65% - 16% | 700+ | ₹50,00,000 | 24-48 hours |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| Fullerton India | 11.99% - 36% | 650+ | ₹25,00,000 | 24-48 hours |