Personal Loan in Kolkata — Rates from 10.75%
Compare 6+ lenders offering personal loans in Kolkata, West Bengal. Average loan amount: ₹1,80,000.
Download GoCredit — Check Eligibility in KolkataBest Personal Loan Lenders in Kolkata
These lenders actively serve Kolkata with competitive rates and fast approvals.
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
ICICI Bank
bankFast digital approvals, competitive rates
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
Axis Bank
bankDigital-first banking with competitive rates
Fullerton India
nbfcLoans for self-employed and salaried both
Personal Loans in Kolkata — What You Need to Know
Kolkata has a large population of government employees, traders, and SME owners who regularly rely on personal loans.
The average personal loan amount in Kolkata is ₹1,80,000, with interest rates starting from 10.75%. Top lenders here include State Bank of India, HDFC Bank, ICICI Bank, Bajaj Finserv, Axis Bank, Fullerton India.
Quick Comparison Table
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| ICICI Bank | 10.65% - 16% | 700+ | ₹50,00,000 | 24-48 hours |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| Axis Bank | 10.49% - 22% | 700+ | ₹15,00,000 | 24-48 hours |
| Fullerton India | 11.99% - 36% | 650+ | ₹25,00,000 | 24-48 hours |