Personal Loan in Ludhiana — Rates from 11%
Compare 5+ lenders offering personal loans in Ludhiana, Punjab. Average loan amount: ₹1,80,000.
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Best Personal Loan Lenders in Ludhiana
These lenders actively serve Ludhiana with competitive rates and fast approvals.
H
HDFC Bank
bankRating
4.3/5
India's most trusted private bank for personal loans
Interest Rate
10.5% - 24%
Loan Amount
₹50,000 - ₹40,00,000
Min CIBIL
700+
Disbursal
24 hours
S
State Bank of India
bankRating
4.1/5
India's largest bank — trusted by millions
Interest Rate
11.05% - 14.56%
Loan Amount
₹25,000 - ₹20,00,000
Min CIBIL
650+
Disbursal
3-5 working days
B
Bajaj Finserv
nbfcRating
4/5
India's most popular NBFC — instant approvals
Interest Rate
11% - 34%
Loan Amount
₹20,000 - ₹40,00,000
Min CIBIL
685+
Disbursal
24 hours
A
Axis Bank
bankRating
4.1/5
Digital-first banking with competitive rates
Interest Rate
10.49% - 22%
Loan Amount
₹50,000 - ₹15,00,000
Min CIBIL
700+
Disbursal
24-48 hours
I
IIFL Finance
nbfcRating
3.8/5
Fast credit for India's underserved
Interest Rate
12.75% - 44%
Loan Amount
₹5,000 - ₹5,00,000
Min CIBIL
600+
Disbursal
24 hours
Personal Loans in Ludhiana — What You Need to Know
Ludhiana is Punjab's industrial powerhouse — the cycle and hosiery capital of India. Personal loan demand here is driven by business needs and weddings.
The average personal loan amount in Ludhiana is ₹1,80,000, with interest rates starting from 11%. Top lenders here include State Bank of India, HDFC Bank, Bajaj Finserv, Axis Bank, IIFL Finance.
Quick Comparison Table
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| Axis Bank | 10.49% - 22% | 700+ | ₹15,00,000 | 24-48 hours |
| IIFL Finance | 12.75% - 44% | 600+ | ₹5,00,000 | 24 hours |