Compliance & Transparency
Who We Are
GoCredit is India's first AI-powered credit management platform that helps users:
- Find and compare the cheapest loan offers from trusted lenders
- Improve their credit scores with AI guidance
- Protect themselves with Loan Kavach (legal protection against harassment)
Important Note: GoCredit is not a lender. We act as a loan marketplace/aggregator, connecting users to banks and NBFCs who are licensed and regulated by the Reserve Bank of India (RBI).
Our Lending Partners
We only work with RBI-licensed Banks and NBFCs. Every loan you see on GoCredit comes directly from a regulated entity.
Examples of partner categories:
Banks
Scheduled Commercial Banks
NBFCs
Non-Banking Financial Companies
This ensures that every loan disbursed through GoCredit is fully compliant with RBI regulations.
Our Commitment to Transparency
Consumer Protection
We go beyond being an aggregator:
Loan Kavach
Legal support & protection against recovery harassment.
Dispute Resolution
Raise complaints with banks & credit bureaus directly from our app.
AI Score Boost Plan
Step-by-step guidance to build your credit health.
Memberships & Industry Standards
GoCredit adheres to the best practices set by:
- Reserve Bank of India (RBI) Digital Lending Guidelines (Sept 2022)
- Data Privacy Standards (user data encrypted, never sold)
- Applying for membership with Digital Lenders Association of India (DLAI) & FACE (Fintech Association for Consumer Empowerment)
Why This Matters
By choosing GoCredit, you get the speed of a digital app with the safety of RBI-regulated lenders. We're building India's most trusted AI financial wellbeing platform — for loans, credit score, and beyond.
Company Details
Legal Name: Vijayalakshmi Technology Infinity NKB Private Limited
CIN: U62099KA2024PTC191169
Registered Office: Incubex HSR18, Number-581, 2nd Floor, 1st Main Road, Sector 6, HSR Layout, Bengaluru - 560102, Karnataka, India
Grievance Officer: Debangshu Ghatak
Email: support@gocredit.money