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Personal Loan for Home Renovation

Transform your home without breaking your fixed deposits. Whether it's a new kitchen, bathroom upgrade, or full interior redesign — get the funds upfront without mortgaging your property.

use-case₹50,000 - ₹20,00,00024-60 months
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No property mortgage requiredLarge amounts up to ₹20LLong tenures for low EMI

Best Lenders for Home Renovation Loan

These lenders are specifically recommended for home renovation loan based on eligibility, rates, and approval speed.

H

HDFC Bank

bank
Rating
4.3/5

India's most trusted private bank for personal loans

Interest Rate
10.5% - 24%
Loan Amount
₹50,000 - ₹40,00,000
Min CIBIL
700+
Disbursal
24 hours
S

State Bank of India

bank
Rating
4.1/5

India's largest bank — trusted by millions

Interest Rate
11.05% - 14.56%
Loan Amount
₹25,000 - ₹20,00,000
Min CIBIL
650+
Disbursal
3-5 working days
I

ICICI Bank

bank
Rating
4.2/5

Fast digital approvals, competitive rates

Interest Rate
10.65% - 16%
Loan Amount
₹50,000 - ₹50,00,000
Min CIBIL
700+
Disbursal
24-48 hours
B

Bajaj Finserv

nbfc
Rating
4/5

India's most popular NBFC — instant approvals

Interest Rate
11% - 34%
Loan Amount
₹20,000 - ₹40,00,000
Min CIBIL
685+
Disbursal
24 hours
A

Axis Bank

bank
Rating
4.1/5

Digital-first banking with competitive rates

Interest Rate
10.49% - 22%
Loan Amount
₹50,000 - ₹15,00,000
Min CIBIL
700+
Disbursal
24-48 hours
T

Tata Capital

nbfc
Rating
4.2/5

The trusted Tata name behind every loan

Interest Rate
10.99% - 28%
Loan Amount
₹75,000 - ₹35,00,000
Min CIBIL
700+
Disbursal
24-48 hours

Quick Comparison

LenderInterest RateMin CIBILDisbursalBest For
HDFC Bank10.5%+700+24 hoursSalaried professionals with good CIBIL score
State Bank of India11.05%+650+3-5 working daysGovernment employees and pensioners
ICICI Bank10.65%+700+24-48 hoursCorporate employees and high earners
Bajaj Finserv11%+685+24 hoursFirst-time borrowers needing flexible EMI options
Axis Bank10.49%+700+24-48 hoursSalaried professionals in metros
Tata Capital10.99%+700+24-48 hoursBorrowers who value brand trust

Frequently Searched

personal loan for home renovationhome improvement loanrenovation loan India

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