Compare Personal Loan Lenders in India
Compare 20 lenders — banks, NBFCs, and fintechs. Check interest rates, eligibility, and disbursal speed side by side.
Get Money — No App Needed| Lender | Type | Interest Rate | Loan Range | Min CIBIL | Disbursal | Rating |
|---|---|---|---|---|---|---|
| HDFC Bank | bank | 9.99% - 24% | ₹25,000 - ₹40,00,000 | 720+ | 24 hours | 4.3/5 |
| State Bank of India | bank | 10% - 15% | ₹1,00,000 - ₹20,00,000 | 650+ | 3-5 working days | 4.1/5 |
| ICICI Bank | bank | 9.99% - 16.5% | ₹50,000 - ₹50,00,000 | 700+ | 24-48 hours | 4.2/5 |
| Bajaj Finserv | nbfc | 10% - 30.5% | ₹40,000 - ₹55,00,000 | 650+ | 24 hours | 4/5 |
| Axis Bank | bank | 9.99% - 22% | ₹50,000 - ₹50,00,000 | 700+ | 24-48 hours | 4.1/5 |
| Kotak Mahindra Bank | bank | 10.99% - 24% | ₹50,000 - ₹35,00,000 | 685+ | 24-48 hours | 4/5 |
| MoneyView | fintech | 14% - 36% | ₹5,000 - ₹10,00,000 | 650+ | 24 hours | 4.2/5 |
| KreditBee | fintech | 12% - 27.5% | ₹3,000 - ₹10,00,000 | No CIBIL | 10 minutes | 3.8/5 |
| Navi | fintech | 9% - 29.96% | ₹10,000 - ₹20,00,000 | 650+ | 5 minutes | 4.1/5 |
| Tata Capital | nbfc | 10.99% - 33% | ₹40,000 - ₹35,00,000 | 700+ | 24-48 hours | 4.2/5 |
| Fullerton India (now SMFG India Credit) | nbfc | 12.5% - 30% | ₹1,00,000 - ₹10,00,000 | 700+ | 24-48 hours | 3.9/5 |
| IIFL Finance | nbfc | 12.75% - 44% | ₹5,000 - ₹5,00,000 | 600+ | 24 hours | 3.8/5 |
| Fibe (EarlySalary) | fintech | 18% - 30% | ₹8,000 - ₹10,00,000 | No CIBIL | 24 hours | 3.9/5 |
| Home Credit | nbfc | 21% - 39.5% | ₹10,000 - ₹4,80,000 | No CIBIL | 48 hours | 3.5/5 |
| CASHe | fintech | 72% - 72% | ₹15,000 - ₹3,00,000 | No CIBIL | 8 minutes | 3.7/5 |
| IDFC First Bank | bank | 9.99% - 24% | ₹50,000 - ₹15,00,000 | 710+ | Same day for pre-approved, 2-3 days otherwise | 4.2/5 |
| IndusInd Bank | bank | 10.49% - 27.75% | ₹30,000 - ₹50,00,000 | 730+ | 24-48 hours | 4.1/5 |
| Yes Bank | bank | 11.25% - 21% | ₹50,000 - ₹50,00,000 | 700+ | 24-48 hours | 3.9/5 |
| Muthoot Finance | nbfc | 13.5% - 32% | ₹1,00,000 - ₹20,00,000 | 750+ | 24-72 hours | 4/5 |
| Poonawalla Fincorp | nbfc | 9.99% - 26% | ₹1,00,000 - ₹50,00,000 | 700+ | 24-48 hours | 4.1/5 |
Banks
HDFC Bank
India's most trusted private bank for personal loans
State Bank of India
India's largest bank — trusted by millions
ICICI Bank
Fast digital approvals, competitive rates
Axis Bank
Digital-first banking with competitive rates
Kotak Mahindra Bank
Smart banking for smart borrowers
IDFC First Bank
Digital-first private bank with pre-approved personal loans
IndusInd Bank
Private bank offering personal loans from Rs 30K to Rs 25L
Yes Bank
Private sector bank personal loans for salaried employees
NBFCs
Bajaj Finserv
India's most popular NBFC — instant approvals
Tata Capital
The trusted Tata name behind every loan
Fullerton India (now SMFG India Credit)
Loans for self-employed and salaried both
IIFL Finance
Fast credit for India's underserved
Home Credit
Personal loans for existing Home Credit customers
Muthoot Finance
India's largest gold loan NBFC with personal loan add-on
Poonawalla Fincorp
NBFC with digital-first personal loans up to Rs 25L
Fintechs
MoneyView
Loans for everyone — even low CIBIL
KreditBee
Instant loans for the new India
Navi
Zero fees, instant disbursal
Fibe (EarlySalary)
Salary advance and personal loans for young India
CASHe
AI-powered instant loans for millennials