Bajaj Finserv Personal Loan
India's most popular NBFC — instant approvals
nbfc4/5 (22,000 reviews)Disbursal: 24 hours
Interest Rate
11%
to 34%
Loan Amount
₹40,00,000
min ₹20,000
Min CIBIL
685
minimum score
Tenure
96
months max
Bajaj Finserv Personal Loan Details
| Interest Rate | 11% - 34% p.a. |
| Loan Amount | ₹20,000 to ₹40,00,000 |
| Tenure | 1 to 96 months |
| Processing Fee | Up to 3.93% |
| Prepayment | Up to 4.72% |
| Min CIBIL Score | 685+ |
| Min Salary | ₹20,000 |
| Age | 21 to 67 years |
| Employment | salaried, self-employed |
| Disbursal Time | 24 hours |
Pros
- +Flexible tenures (1-96 months)
- +Accepts 685+ CIBIL
- +Very wide reach across India
- +Fast 24-hour disbursal
- +Flexi loan option
Cons
- -Higher interest rates for lower CIBIL
- -Processing fees can add up
- -Aggressive collection practices reported
Best For
First-time borrowers needing flexible EMI options
Special Offer
Flexi Hybrid Loan — withdraw as needed
Download GoCredit AppGoCredit matches your profile to Bajaj Finserv & 14 other lenders