HDFC Bank Personal Loan
India's most trusted private bank for personal loans
bank4.3/5 (12,500 reviews)Disbursal: 24 hours
Interest Rate
10.5%
to 24%
Loan Amount
₹40,00,000
min ₹50,000
Min CIBIL
700
minimum score
Tenure
60
months max
HDFC Bank Personal Loan Details
| Interest Rate | 10.5% - 24% p.a. |
| Loan Amount | ₹50,000 to ₹40,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 2.5% |
| Prepayment | 2-4% of outstanding |
| Min CIBIL Score | 700+ |
| Min Salary | ₹25,000 |
| Age | 21 to 60 years |
| Employment | salaried, self-employed |
| Disbursal Time | 24 hours |
Pros
- +Largest private bank — high trust
- +Competitive rates for 750+ CIBIL
- +Instant approval for existing customers
- +Paperless digital process
- +High loan amounts up to ₹40L
Cons
- -Strict CIBIL requirement (700+)
- -Higher rates for lower CIBIL
- -Processing fee can be high
Best For
Salaried professionals with good CIBIL score
Special Offer
Pre-approved offers for existing HDFC customers
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