Personal Loan in Patna — Rates from 11.5%
Compare 5+ lenders offering personal loans in Patna, Bihar. Average loan amount: ₹1,20,000.
Download GoCredit — Check Eligibility in PatnaTier 2 CityPop: 23L2,800 monthly searches
Best Personal Loan Lenders in Patna
These lenders actively serve Patna with competitive rates and fast approvals.
H
HDFC Bank
bankRating
4.3/5
India's most trusted private bank for personal loans
Interest Rate
10.5% - 24%
Loan Amount
₹50,000 - ₹40,00,000
Min CIBIL
700+
Disbursal
24 hours
S
State Bank of India
bankRating
4.1/5
India's largest bank — trusted by millions
Interest Rate
11.05% - 14.56%
Loan Amount
₹25,000 - ₹20,00,000
Min CIBIL
650+
Disbursal
3-5 working days
B
Bajaj Finserv
nbfcRating
4/5
India's most popular NBFC — instant approvals
Interest Rate
11% - 34%
Loan Amount
₹20,000 - ₹40,00,000
Min CIBIL
685+
Disbursal
24 hours
M
MoneyView
fintechRating
4.2/5
Loans for everyone — even low CIBIL
Interest Rate
15.96% - 39.99%
Loan Amount
₹5,000 - ₹10,00,000
Min CIBIL
600+
Disbursal
24 hours
K
KreditBee
fintechRating
3.8/5
Instant loans for the new India
Interest Rate
17% - 29.95%
Loan Amount
₹1,000 - ₹5,00,000
Min CIBIL
No CIBIL needed
Disbursal
10 minutes
Personal Loans in Patna — What You Need to Know
Patna is Bihar's capital and one of eastern India's major commercial centres. GoCredit specialises in matching Patna borrowers — including those with limited credit history.
The average personal loan amount in Patna is ₹1,20,000, with interest rates starting from 11.5%. Top lenders here include State Bank of India, HDFC Bank, Bajaj Finserv, MoneyView, KreditBee.
Quick Comparison Table
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| MoneyView | 15.96% - 39.99% | 600+ | ₹10,00,000 | 24 hours |
| KreditBee | 17% - 29.95% | No CIBIL | ₹5,00,000 | 10 minutes |