Personal Loan in Delhi — Rates from 10.5%
Compare 55+ lenders for the cheapest personal loan in Delhi, Delhi. Instant approval, online application, disbursal in minutes. Average loan: ₹2,50,000.
Download GoCredit — Check Eligibility in DelhiBest Personal Loan Lenders in Delhi
Compare personal loan offers from top banks, NBFCs and fintechs in Delhi. Instant approval and online application available.
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
ICICI Bank
bankFast digital approvals, competitive rates
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
Axis Bank
bankDigital-first banking with competitive rates
MoneyView
fintechLoans for everyone — even low CIBIL
KreditBee
fintechInstant loans for the new India
Personal Loans in Delhi — What You Need to Know
Delhi, India's capital and one of the world's largest cities, has one of the most active personal loan markets in the country. With a large salaried workforce across government, IT, and private sectors, millions of Delhi residents rely on personal loans for everything from medical emergencies to home renovation and weddings.
The average personal loan amount in Delhi is ₹2,50,000, with the cheapest interest rate starting from 10.5%. With GoCredit, residents of Delhi can get an instant personal loan from 55+ lenders including HDFC Bank, State Bank of India, ICICI Bank and more — all through a single AI-powered app.
Personal Loan Interest Rates in Delhi — Lender Comparison
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| ICICI Bank | 10.65% - 16% | 700+ | ₹50,00,000 | 24-48 hours |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| Axis Bank | 10.49% - 22% | 700+ | ₹15,00,000 | 24-48 hours |
| MoneyView | 15.96% - 39.99% | 600+ | ₹10,00,000 | 24 hours |
| KreditBee | 17% - 29.95% | No CIBIL | ₹5,00,000 | 10 minutes |
Unlock exclusive rates from premium NBFCs and fintechs not shown here. Many offer lower rates than banks — but only through the app.
Personal Loan Eligibility in Delhi
Check if you qualify for a personal loan in Delhi — available even without CIBIL score. For salaried and self-employed individuals. GoCredit's AI agent matches you with the best lender from 55+ options.
Personal Loan EMI Calculator for Delhi
How much will a personal loan cost you in Delhi? EMI breakdown for ₹2,50,000 (average loan amount) at the cheapest to highest rates available.
EMI calculated using standard reducing balance method. Actual EMI may vary based on lender terms.
FD vs Personal Loan Calculator
Need money urgently? Compare whether breaking your Fixed Deposit or taking a personal loan in Delhi is cheaper.
Should You Break Your FD or Take a Personal Loan in Delhi?
Compare the cost of breaking your Fixed Deposit vs taking a personal loan to meet your needs.
Apply for Personal Loan Online in Delhi
GoCredit's AI agent does the hard work for you — finds, compares, and applies to 55+ lenders automatically. No manual searching.
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Eligible? Get money in your bank within minutes. No paperwork, no branch visits.
Why 50 Lakh+ Indians Trust GoCredit
Documents Required for Personal Loan in Delhi
Want a personal loan in Delhi without documents? Fintech lenders need minimal paperwork — just PAN and Aadhaar. Banks require more, but GoCredit's 100% digital process means no branch visits.
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Salary Slips (3 months)
- ✓ Bank Statement (6 months)
- ✓ Address Proof
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Salary Slips (3 months)
- ✓ Bank Statement (3 months)
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Digital KYC (in-app)
Frequently Asked Questions — Personal Loan in Delhi
What is the lowest interest rate for personal loan in Delhi?
Which lender gives the fastest personal loan in Delhi?
Can I get a personal loan in Delhi without CIBIL score?
What is the maximum personal loan amount available in Delhi?
How many lenders offer personal loans in Delhi?
What documents do I need for a personal loan in Delhi?
Can self-employed people get a personal loan in Delhi?
What is the average personal loan amount in Delhi?
Is it better to break my FD or take a personal loan in Delhi?
How quickly can I get a personal loan in Delhi?
Pincodes Served in Delhi
GoCredit lenders are available across 85 pincodes in Delhi, Delhi. Enter your pincode in the GoCredit app to check eligible loan offers instantly.