Personal Loan in Guntur — Rates from 10.75%
Compare 55+ lenders for the cheapest personal loan in Guntur, Andhra Pradesh. Instant approval, online application, disbursal in minutes. Average loan: ₹1,70,000.
Download GoCredit — Check Eligibility in GunturBest Personal Loan Lenders in Guntur
Compare personal loan offers from top banks, NBFCs and fintechs in Guntur. Instant approval and online application available.
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
MoneyView
fintechLoans for everyone — even low CIBIL
KreditBee
fintechInstant loans for the new India
Personal Loans in Guntur — What You Need to Know
Guntur, a major city near the Andhra Pradesh capital Amaravati, is a centre for agriculture, education, and commerce. The city's growing urban economy and proximity to the new state capital drive increasing demand for personal loans.
The average personal loan amount in Guntur is ₹1,70,000, with the cheapest interest rate starting from 10.75%. With GoCredit, residents of Guntur can get an instant personal loan from 55+ lenders including State Bank of India, Andhra Bank, HDFC Bank and more — all through a single AI-powered app.
Personal Loan Interest Rates in Guntur — Lender Comparison
| Lender | Interest Rate | Min CIBIL | Max Amount | Disbursal |
|---|---|---|---|---|
| HDFC Bank | 10.5% - 24% | 700+ | ₹40,00,000 | 24 hours |
| State Bank of India | 11.05% - 14.56% | 650+ | ₹20,00,000 | 3-5 working days |
| Bajaj Finserv | 11% - 34% | 685+ | ₹40,00,000 | 24 hours |
| MoneyView | 15.96% - 39.99% | 600+ | ₹10,00,000 | 24 hours |
| KreditBee | 17% - 29.95% | No CIBIL | ₹5,00,000 | 10 minutes |
Unlock exclusive rates from premium NBFCs and fintechs not shown here. Many offer lower rates than banks — but only through the app.
Personal Loan Eligibility in Guntur
Check if you qualify for a personal loan in Guntur — available even without CIBIL score. For salaried and self-employed individuals. GoCredit's AI agent matches you with the best lender from 55+ options.
Personal Loan EMI Calculator for Guntur
How much will a personal loan cost you in Guntur? EMI breakdown for ₹1,70,000 (average loan amount) at the cheapest to highest rates available.
EMI calculated using standard reducing balance method. Actual EMI may vary based on lender terms.
FD vs Personal Loan Calculator
Need money urgently? Compare whether breaking your Fixed Deposit or taking a personal loan in Guntur is cheaper.
Should You Break Your FD or Take a Personal Loan in Guntur?
Compare the cost of breaking your Fixed Deposit vs taking a personal loan to meet your needs.
Apply for Personal Loan Online in Guntur
GoCredit's AI agent does the hard work for you — finds, compares, and applies to 55+ lenders automatically. No manual searching.
Download GoCredit
Free on Play Store. Takes under 2 minutes to set up.
AI Finds Your Best Offer
Our AI agent compares 55+ lenders including premium banks and NBFCs to find your lowest rate.
Instant Disbursal
Eligible? Get money in your bank within minutes. No paperwork, no branch visits.
Why 50 Lakh+ Indians Trust GoCredit
Documents Required for Personal Loan in Guntur
Want a personal loan in Guntur without documents? Fintech lenders need minimal paperwork — just PAN and Aadhaar. Banks require more, but GoCredit's 100% digital process means no branch visits.
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Salary Slips (3 months)
- ✓ Bank Statement (6 months)
- ✓ Address Proof
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Salary Slips (3 months)
- ✓ Bank Statement (3 months)
- ✓ PAN Card
- ✓ Aadhaar Card
- ✓ Digital KYC (in-app)
Frequently Asked Questions — Personal Loan in Guntur
What is the lowest interest rate for personal loan in Guntur?
Which lender gives the fastest personal loan in Guntur?
Can I get a personal loan in Guntur without CIBIL score?
What is the maximum personal loan amount available in Guntur?
How many lenders offer personal loans in Guntur?
What documents do I need for a personal loan in Guntur?
Can self-employed people get a personal loan in Guntur?
What is the average personal loan amount in Guntur?
Is it better to break my FD or take a personal loan in Guntur?
How quickly can I get a personal loan in Guntur?
Pincodes Served in Guntur
GoCredit lenders are available across 120 pincodes in Guntur, Andhra Pradesh. Enter your pincode in the GoCredit app to check eligible loan offers instantly.