ICICI Bank Personal Loan
Fast digital approvals, competitive rates
bank4.2/5 (14,200 reviews)Disbursal: 24-48 hours
Interest Rate
10.65%
to 16%
Loan Amount
₹50,00,000
min ₹50,000
Min CIBIL
700
minimum score
Tenure
60
months max
ICICI Bank Personal Loan Details
| Interest Rate | 10.65% - 16% p.a. |
| Loan Amount | ₹50,000 to ₹50,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 2.25% |
| Prepayment | Nil after 12 months |
| Min CIBIL Score | 700+ |
| Min Salary | ₹25,000 |
| Age | 23 to 58 years |
| Employment | salaried, self-employed |
| Disbursal Time | 24-48 hours |
Pros
- +Instant approval for existing customers
- +iMobile app makes it seamless
- +Competitive rates
- +High loan amount up to ₹50L
- +Good for self-employed professionals
Cons
- -700+ CIBIL required
- -Higher processing fee
- -Limited offers for first-time borrowers
Best For
Corporate employees and high earners
Special Offer
Pre-approved instant loans for iMobile users
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