GoCredit AI
★★★★★4.8·No download needed
Skip the app maze — compare on web
No app needed · Free · CIBIL pe zero asar
Skip the app maze — compare on web
No app needed · Free · CIBIL pe zero asar
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Type any loan app's name. Instant verdict from RBI's official Digital Lending App directory and the RBI entity registry — free, no signup.
To check if a loan app is real or fake: look it up in RBI's public directory of Digital Lending Apps — Google Play only allows Indian personal-loan apps that appear on that list. This checker searches your app's name across the 1,135 apps in RBI's DLA directory and 9,200+ RBI-registered entities, then shows the regulated entity behind the app, its grievance officer's contact, and the official complaint route. An app found nowhere is the red flag that matters.
The app appears in RBI's DLA directory (as reported by its regulated entity), or matches an RBI-registered lender. You get the entity's legal name and its grievance officer's verified contact.
No match in the registry. Not proof of fraud — but you must find the legal NBFC name inside the app and verify it before sharing KYC or paying anything.
The name appears on a government blocking order or RBI unauthorised-entity list — with the source cited. Do not engage; report at cybercrime.gov.in.
GoCredit only works with RBI-registered lenders — compare 100+ verified offers with zero CIBIL impact.
Check My Loan Offer →Every app below is deployed by an RBI-registered entity, as listed in RBI's directory. Tap any name for the full safety verdict, customer care and complaint route.
Viral “300 banned apps” lists on social media are usually unsourced. Only three official mechanisms block or flag loan apps in India:
The checker cites the exact government order for every ❌ verdict — we never label an app unsafe on rumour.
100+ RBI-registered lenders. Zero CIBIL impact to compare.
