Is IOB Loan App Safe? Customer Care + RBI
Updated 2026-10-25
- ✅ Real lender: Indian Overseas Bank (RBI-registered)
- 📞 Customer care: +91-1800-890-4445
- 📧 Grievance email: cybercell@iob.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 IOB — Verified Facts
| Real NBFC | Indian Overseas Bank |
| RBI Status | Registered PSB |
| Customer care | +91-1800-890-4445 |
| Grievance email | cybercell@iob.in |
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❓ Quick Answers
Is IOB loan app safe?
Yes — loans on IOB are given by Indian Overseas Bank, an RBI-registered lender. Always verify the lender name inside the app matches Indian Overseas Bank before applying.
IOB customer care number?
Verified: +91-1800-890-4445 (customer care of Indian Overseas Bank, the lender). Do not trust third-party numbers found via Google — scam helplines target loan-app users.
Is IOB RBI registered?
Indian Overseas Bank (the entity behind IOB) is an RBI-registered PSB.
How to file a complaint against IOB?
Step 1: raise inside the IOB app. Step 2: email cybercell@iob.in. Step 3: no response in 30 days — escalate free to RBI Ombudsman at cms.rbi.org.in (RB-IOS 2026).
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