Is Home Credit Loan App Safe? Customer Care + RBI
Updated 2026-08-16
- ✅ Real lender: Home Credit India Finance (RBI-registered)
- 📞 Customer care: +91-124-662-8888
- 📧 Grievance email: grievanceofficer@homecredit.co.in
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Home Credit — Verified Facts
| Real NBFC | Home Credit India Finance |
| RBI Status | Registered ICC |
| CIN | U65910HR1997PTC047448 |
| Customer care | +91-124-662-8888 |
| Grievance email | grievanceofficer@homecredit.co.in |
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Is Home Credit loan app safe?
Yes — Home Credit is operated by Home Credit India Finance, an RBI-registered lender. Always verify the lender name inside the app matches Home Credit India Finance Private Limited before applying.
Home Credit customer care number?
Verified: +91-124-662-8888 (operated by Home Credit India Finance). Do not trust third-party numbers found via Google — scam helplines target loan-app users.
Is Home Credit RBI registered?
Home Credit India Finance (the entity behind Home Credit) is an RBI-registered ICC, CIN U65910HR1997PTC047448.
How to file a complaint against Home Credit?
Step 1: raise inside the Home Credit app. Step 2: email grievanceofficer@homecredit.co.in. Step 3: no response in 30 days — escalate free to RBI Ombudsman at cms.rbi.org.in (RB-IOS 2026).
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