Is Kreditcall Loan App Safe? Customer Care + RBI
Updated 2026-10-16
- ✅ Real lender: Usha Financial Services (RBI-registered)
- 📞 Customer care: +911204320775
- 📧 Grievance email: grievance@ushafinancial.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 Kreditcall — Verified Facts
| Real NBFC | Usha Financial Services |
| RBI Status | Registered ICC |
| CIN | L74899DL1995PLC068604 |
| Customer care | +911204320775 |
| Grievance email | grievance@ushafinancial.com |
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❓ Quick Answers
Is Kreditcall loan app safe?
Yes — loans on Kreditcall are given by Usha Financial Services, an RBI-registered lender. Always verify the lender name inside the app matches Usha Financial Services Limited before applying.
Kreditcall customer care number?
Verified: +911204320775 (customer care of Usha Financial Services, the lender). Do not trust third-party numbers found via Google — scam helplines target loan-app users.
Is Kreditcall RBI registered?
Usha Financial Services (the entity behind Kreditcall) is an RBI-registered ICC, CIN L74899DL1995PLC068604.
How to file a complaint against Kreditcall?
Step 1: raise inside the Kreditcall app. Step 2: email grievance@ushafinancial.com. Step 3: no response in 30 days — escalate free to RBI Ombudsman at cms.rbi.org.in (RB-IOS 2026).
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