Is JK Bank Loan App Safe? Customer Care + RBI
Updated 2026-10-23
- ✅ Real lender: Jammu & Kashmir Bank (RBI-registered)
- 📞 Customer care: +91-1800-890-2122
- 📧 Grievance email: grievance.creditcards@jkbmail.com
- 🛡️ Complaint route: RBI CMS portal (free)
🔍 JK Bank — Verified Facts
| Real NBFC | Jammu & Kashmir Bank |
| RBI Status | Registered PVB |
| Customer care | +91-1800-890-2122 |
| Grievance email | grievance.creditcards@jkbmail.com |
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❓ Quick Answers
Is JK Bank loan app safe?
Yes — loans on JK Bank are given by Jammu & Kashmir Bank, an RBI-registered lender. Always verify the lender name inside the app matches Jammu & Kashmir Bank Limited before applying.
JK Bank customer care number?
Verified: +91-1800-890-2122 (customer care of Jammu & Kashmir Bank, the lender). Do not trust third-party numbers found via Google — scam helplines target loan-app users.
Is JK Bank RBI registered?
Jammu & Kashmir Bank (the entity behind JK Bank) is an RBI-registered PVB.
How to file a complaint against JK Bank?
Step 1: raise inside the JK Bank app. Step 2: email grievance.creditcards@jkbmail.com. Step 3: no response in 30 days — escalate free to RBI Ombudsman at cms.rbi.org.in (RB-IOS 2026).
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