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MoneyView Personal Loan

Loans for everyone — even low CIBIL

fintech4.2/5 (8,500 reviews)Disbursal: 24 hours

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No app download · Zero CIBIL impact

Interest Rate
14%
to 36%
Loan Amount
₹10,00,000
min ₹5,000
Min CIBIL
650
minimum score
Tenure
60
months max

Interest rate, loan amount and eligibility figures from MoneyView's own website, checked 13 Oct 2026. Where its pages disagree, we show the stricter figure.

✓ RBI-Registered Entity
Loans from MoneyView are given by an RBI-registered NBFC or bank. View the full RBI registration record, grievance officer details, and Banking Ombudsman escalation path.
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MoneyView Personal Loan Details

Interest Rate14% - 36% p.a.
Loan Amount₹5,000 to ₹10,00,000
Tenure3 to 60 months
Processing FeeFrom 2%
PrepaymentNil after 6 months
Min CIBIL Score650+
Min Salary₹25,000
Age21 to 57 years
Employmentsalaried, self-employed
Disbursal Time24 hours

Pros

  • +Accepts CIBIL score as low as 600
  • +Fully digital
  • +Fast disbursal
  • +Small loans from ₹5,000

Cons

  • -Higher interest rates (15-40%)
  • -Lower maximum loan amount

Best For

Borrowers with low-to-moderate CIBIL scores

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MoneyView — Frequently Asked Questions

What is MoneyView personal loan interest rate?
MoneyView offers personal loans at 14% to 36% per annum. Your actual rate depends on your CIBIL score, salary, and loan amount. To find out your exact eligible rate from MoneyView and compare it with other lenders, check your pre-approved offers on GoCredit — it takes 60 seconds and doesn't affect your CIBIL.
What is the minimum CIBIL score for MoneyView?
MoneyView typically requires a CIBIL score of 650+. If your score is lower, GoCredit's AI Loan Agent can match you with other lenders that accept your current profile — no need to apply and get rejected. Check your eligibility across all lenders on GoCredit first.
How to apply for MoneyView personal loan?
The fastest way to apply is through GoCredit's AI Loan Agent. It checks your eligibility for MoneyView along with 100+ other lenders, shows you pre-approved offers, and auto-applies to the best matches — all in under 2 minutes. You get the best rate without filling multiple forms.
How fast is MoneyView loan disbursal?
MoneyView typically disburses in 24 hours after approval. Applying through GoCredit can speed this up — the AI pre-fills your information and sends a complete application, reducing back-and-forth with the lender.
Is MoneyView the cheapest option for me?
MoneyView starts at 14%, but your actual rate depends on your profile. Another lender might offer a lower rate for your specific salary and CIBIL combination. GoCredit's AI Loan Agent compares MoneyView with 100+ lenders to find the absolute cheapest option for you — often saving ₹2,000-15,000 per year in interest.
Can self-employed apply for MoneyView personal loan?
Yes, MoneyView accepts self-employed applicants (ITR + business proof required). Also open to salaried and government employees. Age: 21-57 years. Minimum income: ₹25,000/month. Not sure if you qualify? GoCredit's AI checks your eligibility in seconds without impacting your credit score.
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Last updated: (5 months ago)

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