CASHe Personal Loan
AI-powered instant loans for millennials
fintech3.7/5 (5,500 reviews)Disbursal: 8 minutes
Interest Rate
27%
to 33%
Loan Amount
₹4,00,000
min ₹1,000
Min CIBIL
None
No CIBIL needed
Tenure
18
months max
CASHe Personal Loan Details
| Interest Rate | 27% - 33% p.a. |
| Loan Amount | ₹1,000 to ₹4,00,000 |
| Tenure | 3 to 18 months |
| Processing Fee | 2% |
| Prepayment | Nil |
| Min CIBIL Score | No CIBIL required |
| Min Salary | ₹12,000 |
| Age | 18 to 55 years |
| Employment | salaried, new-to-credit |
| Disbursal Time | 8 minutes |
Pros
- +No CIBIL needed — uses Social Loan Quotient
- +Very fast disbursal (8 mins)
- +Good for young salaried borrowers
Cons
- -Very high interest rates (27-33%)
- -Short maximum tenure
Best For
NTC millennials needing instant funds
Special Offer
Social Loan Quotient — alternate credit scoring
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