CASHe Personal Loan
AI-powered instant loans for millennials
fintech3.7/5 (5,500 reviews)Disbursal: 8 minutes
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No app download · Zero CIBIL impact
Interest Rate
72%
to 72%
Loan Amount
₹3,00,000
min ₹15,000
Min CIBIL
None
No CIBIL needed
Tenure
12
months max
Interest rate, loan amount and eligibility figures from CASHe's own website, checked 13 Oct 2026. Where its pages disagree, we show the stricter figure.
✓ RBI-Registered Entity
Loans from CASHe are given by an RBI-registered NBFC or bank. View the full RBI registration record, grievance officer details, and Banking Ombudsman escalation path.
CASHe Personal Loan Details
| Interest Rate | 72% - 72% p.a. |
| Loan Amount | ₹15,000 to ₹3,00,000 |
| Tenure | 3 to 12 months |
| Processing Fee | 6% of loan amount |
| Prepayment | Nil |
| Min CIBIL Score | No CIBIL required |
| Min Salary | ₹50,000 |
| Age | 18 to 55 years |
| Employment | salaried, new-to-credit |
| Disbursal Time | 8 minutes |
Pros
- +No CIBIL needed — uses Social Loan Quotient
- +Very fast disbursal (8 mins)
- +Good for young salaried borrowers
Cons
- -Very high interest: 6% a month (72% a year)
- -6% processing fee on every loan
- -Minimum salary ₹50,000 a month
Best For
NTC millennials needing instant funds
Special Offer
Social Loan Quotient — alternate credit scoring
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CASHe — Frequently Asked Questions
What is CASHe personal loan interest rate?
CASHe offers personal loans at 72% to 72% per annum. Your actual rate depends on your CIBIL score, salary, and loan amount. To find out your exact eligible rate from CASHe and compare it with other lenders, check your pre-approved offers on GoCredit — it takes 60 seconds and doesn't affect your CIBIL.
What is the minimum CIBIL score for CASHe?
CASHe uses flexible eligibility criteria beyond just CIBIL — they assess your overall profile including income and banking history. GoCredit's AI Loan Agent checks your eligibility across CASHe and 100+ other lenders simultaneously, so you see all your options in one place.
How to apply for CASHe personal loan?
The fastest way to apply is through GoCredit's AI Loan Agent. It checks your eligibility for CASHe along with 100+ other lenders, shows you pre-approved offers, and auto-applies to the best matches — all in under 2 minutes. You get the best rate without filling multiple forms.
How fast is CASHe loan disbursal?
CASHe typically disburses in 8 minutes after approval. Applying through GoCredit can speed this up — the AI pre-fills your information and sends a complete application, reducing back-and-forth with the lender.
Is CASHe the cheapest option for me?
CASHe starts at 72%, but your actual rate depends on your profile. Another lender might offer a lower rate for your specific salary and CIBIL combination. GoCredit's AI Loan Agent compares CASHe with 100+ lenders to find the absolute cheapest option for you — often saving ₹2,000-15,000 per year in interest.
Who can apply for CASHe personal loan?
CASHe accepts: salaried, new-to-credit. Age: 18-55 years. Minimum income: ₹50,000/month. Use GoCredit to instantly check if you qualify for CASHe and discover other lenders that match your profile.
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Last updated: (5 months ago)
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