IIFL Finance Personal Loan
Fast credit for India's underserved
nbfc3.8/5 (6,200 reviews)Disbursal: 24 hours
Interest Rate
12.75%
to 44%
Loan Amount
₹5,00,000
min ₹5,000
Min CIBIL
600
minimum score
Tenure
60
months max
IIFL Finance Personal Loan Details
| Interest Rate | 12.75% - 44% p.a. |
| Loan Amount | ₹5,000 to ₹5,00,000 |
| Tenure | 3 to 60 months |
| Processing Fee | Up to 3% |
| Prepayment | 2% of outstanding |
| Min CIBIL Score | 600+ |
| Min Salary | ₹12,000 |
| Age | 21 to 65 years |
| Employment | salaried, self-employed |
| Disbursal Time | 24 hours |
Pros
- +Accepts 600+ CIBIL
- +Low minimum salary (₹12,000)
- +Strong Tier 3 reach
- +Small loans from ₹5,000
Cons
- -High rates for low CIBIL
Best For
Tier 2/3 city borrowers and lower income earners
Special Offer
Special products for Tier 3 cities
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