Kotak Mahindra Bank Personal Loan
Smart banking for smart borrowers
bank4/5 (9,500 reviews)Disbursal: 24-48 hours
Interest Rate
10.99%
to 24%
Loan Amount
₹35,00,000
min ₹50,000
Min CIBIL
700
minimum score
Tenure
60
months max
Kotak Mahindra Bank Personal Loan Details
| Interest Rate | 10.99% - 24% p.a. |
| Loan Amount | ₹50,000 to ₹35,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 2.5% |
| Prepayment | Nil |
| Min CIBIL Score | 700+ |
| Min Salary | ₹30,000 |
| Age | 21 to 58 years |
| Employment | salaried |
| Disbursal Time | 24-48 hours |
Pros
- +No prepayment charges
- +Fully digital process
- +Competitive rates for good credit
Cons
- -Higher minimum salary (₹30,000)
- -Primarily for salaried only
Best For
Urban salaried professionals with clean credit
Special Offer
Nil prepayment charges
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