Axis Bank Personal Loan
Digital-first banking with competitive rates
bank4.1/5 (11,000 reviews)Disbursal: 24-48 hours
Interest Rate
10.49%
to 22%
Loan Amount
₹15,00,000
min ₹50,000
Min CIBIL
700
minimum score
Tenure
60
months max
Axis Bank Personal Loan Details
| Interest Rate | 10.49% - 22% p.a. |
| Loan Amount | ₹50,000 to ₹15,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 2% |
| Prepayment | Nil after 12 EMIs |
| Min CIBIL Score | 700+ |
| Min Salary | ₹15,000 |
| Age | 21 to 60 years |
| Employment | salaried, self-employed |
| Disbursal Time | 24-48 hours |
Pros
- +Low starting rate (10.49%)
- +Good for existing account holders
- +Instant OTP-based KYC
- +No prepayment charges after 1 year
Cons
- -700+ CIBIL required
- -Limited offers for self-employed
Best For
Salaried professionals in metros
Special Offer
Special rates for Burgundy and Priority customers
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