Navi Personal Loan
Zero fees, instant disbursal
fintech4.1/5 (7,200 reviews)Disbursal: 5 minutes
Interest Rate
9.9%
to 45%
Loan Amount
₹20,00,000
min ₹10,000
Min CIBIL
650
minimum score
Tenure
72
months max
Navi Personal Loan Details
| Interest Rate | 9.9% - 45% p.a. |
| Loan Amount | ₹10,000 to ₹20,00,000 |
| Tenure | 3 to 72 months |
| Processing Fee | Nil |
| Prepayment | Nil |
| Min CIBIL Score | 650+ |
| Min Salary | ₹15,000 |
| Age | 18 to 65 years |
| Employment | salaried, self-employed |
| Disbursal Time | 5 minutes |
Pros
- +Zero processing fee
- +Zero prepayment charges
- +Fastest disbursals (5 mins)
- +Low starting rate (9.9%)
Cons
- -Rate can go up to 45% for low CIBIL
- -Relatively new brand
Best For
Young urban borrowers comfortable with app-only experience
Special Offer
Zero fees — no processing charge, no prepayment penalty
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