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Poonawalla Fincorp Personal Loan

NBFC with digital-first personal loans up to Rs 25L

nbfc4.1/5 (1,900 reviews)Disbursal: 24-48 hours

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No app download · Zero CIBIL impact

Interest Rate
9.99%
to 26%
Loan Amount
₹50,00,000
min ₹1,00,000
Min CIBIL
700
minimum score
Tenure
60
months max

Interest rate, loan amount and eligibility figures from Poonawalla Fincorp's own website, checked 13 Oct 2026. Where its pages disagree, we show the stricter figure.

Poonawalla Fincorp Personal Loan Details

Interest Rate9.99% - 26% p.a.
Loan Amount₹1,00,000 to ₹50,00,000
Tenure12 to 60 months
Processing FeeUp to 4%
Prepayment3-5% of outstanding
Min CIBIL Score700+
Min Salary₹25,000
Age21 to 60 years
Employmentsalaried
Disbursal Time24-48 hours

Pros

  • +Digital-first NBFC with fast turnaround
  • +Accepts CIBIL 680+
  • +Loans up to Rs 25 lakh

Cons

  • -Higher processing fee (up to 4%)
  • -Higher interest ceiling for weak profiles

Best For

Middle-range CIBIL customers wanting NBFC speed

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Poonawalla Fincorp — Frequently Asked Questions

What is Poonawalla Fincorp personal loan interest rate?
Poonawalla Fincorp offers personal loans at 9.99% to 26% per annum. Your actual rate depends on your CIBIL score, salary, and loan amount. To find out your exact eligible rate from Poonawalla Fincorp and compare it with other lenders, check your pre-approved offers on GoCredit — it takes 60 seconds and doesn't affect your CIBIL.
What is the minimum CIBIL score for Poonawalla Fincorp?
Poonawalla Fincorp typically requires a CIBIL score of 700+. If your score is lower, GoCredit's AI Loan Agent can match you with other lenders that accept your current profile — no need to apply and get rejected. Check your eligibility across all lenders on GoCredit first.
How to apply for Poonawalla Fincorp personal loan?
The fastest way to apply is through GoCredit's AI Loan Agent. It checks your eligibility for Poonawalla Fincorp along with 100+ other lenders, shows you pre-approved offers, and auto-applies to the best matches — all in under 2 minutes. You get the best rate without filling multiple forms.
How fast is Poonawalla Fincorp loan disbursal?
Poonawalla Fincorp typically disburses in 24-48 hours after approval. Applying through GoCredit can speed this up — the AI pre-fills your information and sends a complete application, reducing back-and-forth with the lender.
Is Poonawalla Fincorp the cheapest option for me?
Poonawalla Fincorp starts at 9.99%, but your actual rate depends on your profile. Another lender might offer a lower rate for your specific salary and CIBIL combination. GoCredit's AI Loan Agent compares Poonawalla Fincorp with 100+ lenders to find the absolute cheapest option for you — often saving ₹2,000-15,000 per year in interest.
Who can apply for Poonawalla Fincorp personal loan?
Poonawalla Fincorp accepts: salaried. Age: 21-60 years. Minimum income: ₹25,000/month. Use GoCredit to instantly check if you qualify for Poonawalla Fincorp and discover other lenders that match your profile.
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Last updated: (5 months ago)

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