Poonawalla Fincorp Personal Loan
NBFC with digital-first personal loans up to Rs 25L
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No app download · Zero CIBIL impact
Interest rate, loan amount and eligibility figures from Poonawalla Fincorp's own website, checked 13 Oct 2026. Where its pages disagree, we show the stricter figure.
Poonawalla Fincorp Personal Loan Details
| Interest Rate | 9.99% - 26% p.a. |
| Loan Amount | ₹1,00,000 to ₹50,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 4% |
| Prepayment | 3-5% of outstanding |
| Min CIBIL Score | 700+ |
| Min Salary | ₹25,000 |
| Age | 21 to 60 years |
| Employment | salaried |
| Disbursal Time | 24-48 hours |
Pros
- +Digital-first NBFC with fast turnaround
- +Accepts CIBIL 680+
- +Loans up to Rs 25 lakh
Cons
- -Higher processing fee (up to 4%)
- -Higher interest ceiling for weak profiles
Best For
Middle-range CIBIL customers wanting NBFC speed
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Last updated: (5 months ago)
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