MoneyViewVSState Bank of India
MoneyView vs State Bank of India Personal Loan
Detailed side-by-side comparison — rates, eligibility, pros & cons. Find which is better for your profile.
Interest Rate
14–36%
10–15% ✓
Min CIBIL
650+
650+
Max Amount
₹10,00,000
₹20,00,000 ✓
Min Salary
₹25,000
₹25,000
Disbursal
24 hours
3-5 working days
Processing Fee
From 2%
1.5% (min ₹1,000, max ₹15,000) + GST
Prepayment
Nil after 6 months
Nil after 12 EMIs
Type
FINTECH
BANK
MoneyView wins on 0 features, State Bank of India wins on 2. But the best lender for you depends on your salary and CIBIL — not just the specs.
MoneyView
✅Accepts CIBIL score as low as 600
✅Fully digital
✅Fast disbursal
❌Higher interest rates (15-40%)
❌Lower maximum loan amount
State Bank of India
✅Lowest rates for govt employees
✅Accepts 650+ CIBIL
✅Long tenure up to 72 months
❌Slower disbursal (3-5 days)
❌Limited to salaried/govt employees
Frequently Asked Questions
Which is better — MoneyView or State Bank of India for personal loan?
It depends on your profile. MoneyView offers rates from 14% (needs CIBIL 650+), while State Bank of India starts at 10% (needs CIBIL 650+). GoCredit’s AI Loan Agent compares both and 50+ other lenders to find the best rate for your exact profile.
MoneyView vs State Bank of India — which has a lower interest rate?
State Bank of India has the lower starting rate at 10%. However, your actual rate depends on CIBIL score and salary. Check your personalised rate on GoCredit.
What is the minimum CIBIL score for MoneyView and State Bank of India?
MoneyView requires 650+, State Bank of India requires 650+. If your score doesn’t meet either threshold, GoCredit’s AI matches you with lenders that accept your current profile.
Should I apply to MoneyView or State Bank of India?
Instead of choosing one, use GoCredit’s AI Loan Agent to apply to both simultaneously along with 50+ other lenders. You get the best offer without multiple applications and hard enquiries.
Why Compare Just 2?
GoCredit's AI Loan Agent compares 100+ lenders simultaneously and finds the absolute best rate for your exact profile — salary, CIBIL, and loan amount. One click, all offers.
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Check Your Loan Eligibility
Instant result — no signup, no CIBIL impact