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₹2 Lakh Personal Loan — Compare & Apply

₹2 lakh is the sweet spot for home renovation, wedding expenses, or debt consolidation. Compare interest rates across banks and NBFCs on GoCredit.

amount₹2,00,000 - ₹2,00,00012-48 months
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EMI from ₹4,800/monthCompetitive bank ratesFlexible tenure options

Best Lenders for ₹2 Lakh Personal Loan

These lenders are specifically recommended for ₹2 lakh personal loan based on eligibility, rates, and approval speed.

H

HDFC Bank

bank
Rating
4.3/5

India's most trusted private bank for personal loans

Interest Rate
10.5% - 24%
Loan Amount
₹50,000 - ₹40,00,000
Min CIBIL
700+
Disbursal
24 hours
B

Bajaj Finserv

nbfc
Rating
4/5

India's most popular NBFC — instant approvals

Interest Rate
11% - 34%
Loan Amount
₹20,000 - ₹40,00,000
Min CIBIL
685+
Disbursal
24 hours
I

ICICI Bank

bank
Rating
4.2/5

Fast digital approvals, competitive rates

Interest Rate
10.65% - 16%
Loan Amount
₹50,000 - ₹50,00,000
Min CIBIL
700+
Disbursal
24-48 hours
M

MoneyView

fintech
Rating
4.2/5

Loans for everyone — even low CIBIL

Interest Rate
15.96% - 39.99%
Loan Amount
₹5,000 - ₹10,00,000
Min CIBIL
600+
Disbursal
24 hours
F

Fullerton India

nbfc
Rating
3.9/5

Loans for self-employed and salaried both

Interest Rate
11.99% - 36%
Loan Amount
₹20,000 - ₹25,00,000
Min CIBIL
650+
Disbursal
24-48 hours

Quick Comparison

LenderInterest RateMin CIBILDisbursalBest For
HDFC Bank10.5%+700+24 hoursSalaried professionals with good CIBIL score
Bajaj Finserv11%+685+24 hoursFirst-time borrowers needing flexible EMI options
ICICI Bank10.65%+700+24-48 hoursCorporate employees and high earners
MoneyView15.96%+600+24 hoursBorrowers with low-to-moderate CIBIL scores
Fullerton India11.99%+650+24-48 hoursSelf-employed individuals and small business owners

Frequently Searched

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