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₹10 Lakh Personal Loan — Compare Best Rates

A ₹10 lakh personal loan is perfect for major life events — home renovation, education abroad, or business capital. Get the lowest interest rates from India's top banks and NBFCs on GoCredit.

amount₹10,00,000 - ₹10,00,00024-60 months
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EMI from ₹21,200/monthBest rates for 750+ CIBILUp to 60-month tenurePre-approved offers from top banks

Best Lenders for ₹10 Lakh Personal Loan

These lenders are specifically recommended for ₹10 lakh personal loan based on eligibility, rates, and approval speed.

H

HDFC Bank

bank
Rating
4.3/5

India's most trusted private bank for personal loans

Interest Rate
10.5% - 24%
Loan Amount
₹50,000 - ₹40,00,000
Min CIBIL
700+
Disbursal
24 hours
I

ICICI Bank

bank
Rating
4.2/5

Fast digital approvals, competitive rates

Interest Rate
10.65% - 16%
Loan Amount
₹50,000 - ₹50,00,000
Min CIBIL
700+
Disbursal
24-48 hours
A

Axis Bank

bank
Rating
4.1/5

Digital-first banking with competitive rates

Interest Rate
10.49% - 22%
Loan Amount
₹50,000 - ₹15,00,000
Min CIBIL
700+
Disbursal
24-48 hours
B

Bajaj Finserv

nbfc
Rating
4/5

India's most popular NBFC — instant approvals

Interest Rate
11% - 34%
Loan Amount
₹20,000 - ₹40,00,000
Min CIBIL
685+
Disbursal
24 hours
T

Tata Capital

nbfc
Rating
4.2/5

The trusted Tata name behind every loan

Interest Rate
10.99% - 28%
Loan Amount
₹75,000 - ₹35,00,000
Min CIBIL
700+
Disbursal
24-48 hours

Quick Comparison

LenderInterest RateMin CIBILDisbursalBest For
HDFC Bank10.5%+700+24 hoursSalaried professionals with good CIBIL score
ICICI Bank10.65%+700+24-48 hoursCorporate employees and high earners
Axis Bank10.49%+700+24-48 hoursSalaried professionals in metros
Bajaj Finserv11%+685+24 hoursFirst-time borrowers needing flexible EMI options
Tata Capital10.99%+700+24-48 hoursBorrowers who value brand trust

Frequently Searched

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