₹4 Lakh Personal Loan — Compare Offers
₹4 lakh covers weddings, home renovations, or large medical bills. EMI from ₹10,533/month over 48 months. Compare rates from top banks and NBFCs.
Best Lenders for ₹4 Lakh Personal Loan
These lenders are specifically recommended for ₹4 lakh personal loan based on eligibility, rates, and approval speed.
HDFC Bank
bankIndia's most trusted private bank for personal loans
State Bank of India
bankIndia's largest bank — trusted by millions
ICICI Bank
bankFast digital approvals, competitive rates
Bajaj Finserv
nbfcIndia's most popular NBFC — instant approvals
Axis Bank
bankDigital-first banking with competitive rates
Quick Comparison
| Lender | Interest Rate | Min CIBIL | Disbursal | Best For |
|---|---|---|---|---|
| HDFC Bank | 10.5%+ | 700+ | 24 hours | Salaried professionals with good CIBIL score |
| State Bank of India | 11.05%+ | 650+ | 3-5 working days | Government employees and pensioners |
| ICICI Bank | 10.65%+ | 700+ | 24-48 hours | Corporate employees and high earners |
| Bajaj Finserv | 11%+ | 685+ | 24 hours | First-time borrowers needing flexible EMI options |
| Axis Bank | 10.49%+ | 700+ | 24-48 hours | Salaried professionals in metros |
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