Poonawalla Fincorp Loan EMI Calculator
Poonawalla Fincorp personal loan EMI starts at ₹9,228/month at 9.99% interest. Calculate exact EMI for ₹1,00,000–₹50,00,000 loans with amortization schedule.
₹
₹1,00,000₹50,00,000
%
10.0%26.0%
12 Mo60 Mo
Monthly EMI
₹9,228
Total Interest
₹21,473
Total Payment
₹2,21,473
Monthly EMI
₹9,228
Principal Amount
₹2,00,000 (90.3%)
Total Interest
₹21,473 (9.7%)
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹95,029 | ₹15,707 | ₹1,10,736 | ₹1,04,971 |
| Year 2 | ₹1,04,970 | ₹5,766 | ₹1,10,736 | ₹1 |
By Gaurav Gupta, Credit SpecialistUpdated
Poonawalla Fincorp Personal Loan at a Glance
Interest Rate
9.99%
to 26%
Max Amount
₹50,00,000
min ₹1,00,000
Min CIBIL
700
minimum score
Tenure
Up to 60 mo
min 12 months
Poonawalla Fincorp Loan Details
| Interest Rate | 9.99% — 26% p.a. |
| Loan Amount | ₹1,00,000 to ₹50,00,000 |
| Tenure | 12 to 60 months |
| Processing Fee | Up to 4% |
| Prepayment Charges | 3-5% of outstanding |
| Min CIBIL Score | 700+ |
| Min Monthly Salary | ₹25,000 |
| Age Requirement | 21 to 60 years |
| Employment Types | Salaried |
| Disbursal Time | 24-48 hours |
EMI Example: ₹2,00,000 at 9.99%
Loan Amount: ₹2,00,000
Interest Rate: 9.99% p.a. (best rate)
Tenure: 24 months
Monthly EMI: ₹9,228
Total Interest: ₹21,472
Total Payment: ₹2,21,472
Pros
- +Digital-first NBFC with fast turnaround
- +Accepts CIBIL 680+
- +Loans up to Rs 25 lakh
Cons
- -Higher processing fee (up to 4%)
- -Higher interest ceiling for weak profiles
Popular with borrowers
Poonawalla Fincorp EMI Calculator — FAQs
What is the EMI for a Poonawalla Fincorp personal loan?
For a ₹2,00,000 loan at 9.99% interest for 24 months, the EMI would be approximately ₹9,228 per month. Total interest payable would be ₹21,472. Use the calculator above to try different amounts and tenures.
What interest rate does Poonawalla Fincorp charge on personal loans?
Poonawalla Fincorp charges personal loan interest rates starting from 9.99% p.a. going up to 26% p.a. The actual rate depends on your credit score, income, employment type, and existing obligations. A CIBIL score of 750+ typically gets you rates closer to the lower end.
What is the minimum CIBIL score for a Poonawalla Fincorp personal loan?
The minimum CIBIL score required for a Poonawalla Fincorp personal loan is 700. A higher score (750+) will help you get a lower interest rate and better terms.
Can I prepay my Poonawalla Fincorp personal loan early?
Poonawalla Fincorp's prepayment policy: 3-5% of outstanding. Prepaying your loan reduces the outstanding principal and can save you significant interest over the remaining tenure. Use the calculator to see how much you can save.
How fast does Poonawalla Fincorp disburse personal loans?
Poonawalla Fincorp typically disburses personal loans within 24-48 hours. Disbursal time depends on document verification, KYC completion, and your profile. Existing Poonawalla Fincorp customers may get faster disbursal through pre-approved offers.
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Calculate EMI →🤖
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