Personal Loan for Travel — EMI Calculator

See the world on your terms. A travel loan covers flights, hotels, visa fees, and trip packages for domestic and international travel. Apply online, get funds in 24 hours.

Loan Amount

₹

₹25,000₹5,00,000

Interest Rate (p.a.)

10.0%36.0%

Loan Tenure

12 Mo60 Mo

Monthly EMI

₹12,357

Total Interest

₹34,063

Total Payment

₹2,96,563

Monthly EMI

₹12,357

Principal Amount

₹2,62,500 (88.5%)

Total Interest

₹34,063 (11.5%)

Amortization Schedule

Year	Principal	Interest	Total Paid	Balance
Year 1	₹1,23,426	₹24,858	₹1,48,284	₹1,39,074
Year 2	₹1,39,074	₹9,202	₹1,48,284	₹0

₹2,62,500 Loan EMI at Different Rates & Tenures

Monthly EMI for a ₹2,62,500 personal loan across common interest rates and repayment periods.

Rate ↓ / Tenure →	12 mo	24 mo	36 mo	48 mo	60 mo
10%	₹23,078	₹12,113	₹8,470	₹6,658	₹5,577
12%	₹23,323	₹12,357	₹8,719	₹6,913	₹5,839
14%	₹23,569	₹12,603	₹8,972	₹7,173	₹6,108
16%	₹23,817	₹12,853	₹9,229	₹7,439	₹6,383
18%	₹24,066	₹13,105	₹9,490	₹7,711	₹6,666
24%	₹24,822	₹13,879	₹10,299	₹8,558	₹7,552

EMI Example: ₹2,62,500 at 9.9% for 24 Months

Loan Amount: ₹2,62,500

Interest Rate: 9.9% p.a.

Tenure: 24 months

Monthly EMI: ₹12,101

Total Interest: ₹27,924

Total Payment: ₹2,90,424

Key Features

✓Quick approval

✓No end-use restriction

✓Covers international travel

Recommended Lenders for Personal Loan for Travel

Navi

Rate: 9.9%-45%

Amount: up to ₹20,00,000

CIBIL: 650+

Disbursal: 5 minutes

Calculate EMI →|View Details

MoneyView

Rate: 15.96%-39.99%

Amount: up to ₹10,00,000

CIBIL: 600+

Disbursal: 24 hours

Calculate EMI →|View Details

KreditBee

Rate: 17%-29.95%

Amount: up to ₹5,00,000

CIBIL: Not required

Disbursal: 10 minutes

Calculate EMI →|View Details

Kotak Mahindra Bank

Rate: 10.99%-24%

Amount: up to ₹35,00,000

CIBIL: 700+

Disbursal: 24-48 hours

Calculate EMI →|View Details

ICICI Bank

Rate: 10.65%-16%

Amount: up to ₹50,00,000

CIBIL: 700+

Disbursal: 24-48 hours

Calculate EMI →|View Details

Frequently Asked Questions

What is the EMI for a travel loan?

For a ₹2,62,500 travel loan at 9.9% interest for 24 months, the EMI is approximately ₹12,101 per month. Total interest: ₹27,924. Adjust the calculator above to match your specific needs.

What is the typical loan amount for personal loan for travel?

Personal Loan for Travel amounts typically range from ₹25,000 to ₹5,00,000, with the most common tenure being 12-36 months. The exact amount you qualify for depends on your income, credit score, and existing obligations.

Which lender is best for personal loan for travel?

Top recommended lenders include Navi (from 9.9%), MoneyView (from 15.96%), KreditBee (from 17%). The best lender for you depends on your credit profile — GoCredit compares 55+ lenders simultaneously.

Do I need collateral for personal loan for travel?

No. Personal loans are unsecured — you do not need to pledge any property, gold, or assets as collateral. Approval is based on your income, credit score, and repayment capacity. This makes personal loans faster to get than secured loans like home or gold loans.

How fast can I get a travel loan?

Many lenders disburse personal loans within 24-48 hours. Among recommended lenders, Navi offers disbursal in 5 minutes. Digital lenders often have same-day disbursal for approved applicants.