MoneyView Loan EMI Calculator
MoneyView personal loan EMI starts at ₹9,603/month at 14% interest. Calculate exact EMI for ₹5,000–₹10,00,000 loans with amortization schedule.
₹
₹5,000₹10,00,000
%
14.0%36.0%
3 Mo60 Mo
Monthly EMI
₹9,603
Total Interest
₹30,462
Total Payment
₹2,30,462
Monthly EMI
₹9,603
Principal Amount
₹2,00,000 (86.8%)
Total Interest
₹30,462 (13.2%)
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹93,059 | ₹22,177 | ₹1,15,236 | ₹1,06,941 |
| Year 2 | ₹1,06,941 | ₹8,282 | ₹1,15,236 | ₹0 |
By Gaurav Gupta, Credit SpecialistUpdated
MoneyView Personal Loan at a Glance
Interest Rate
14%
to 36%
Max Amount
₹10,00,000
min ₹5,000
Min CIBIL
650
minimum score
Tenure
Up to 60 mo
min 3 months
MoneyView Loan Details
| Interest Rate | 14% — 36% p.a. |
| Loan Amount | ₹5,000 to ₹10,00,000 |
| Tenure | 3 to 60 months |
| Processing Fee | From 2% |
| Prepayment Charges | Nil after 6 months |
| Min CIBIL Score | 650+ |
| Min Monthly Salary | ₹25,000 |
| Age Requirement | 21 to 57 years |
| Employment Types | Salaried, Self-employed |
| Disbursal Time | 24 hours |
EMI Example: ₹2,00,000 at 14%
Loan Amount: ₹2,00,000
Interest Rate: 14% p.a. (best rate)
Tenure: 24 months
Monthly EMI: ₹9,603
Total Interest: ₹30,472
Total Payment: ₹2,30,472
Pros
- +Accepts CIBIL score as low as 600
- +Fully digital
- +Fast disbursal
- +Small loans from ₹5,000
Cons
- -Higher interest rates (15-40%)
- -Lower maximum loan amount
Popular with borrowers
MoneyView EMI Calculator — FAQs
What is the EMI for a MoneyView personal loan?
For a ₹2,00,000 loan at 14% interest for 24 months, the EMI would be approximately ₹9,603 per month. Total interest payable would be ₹30,472. Use the calculator above to try different amounts and tenures.
What interest rate does MoneyView charge on personal loans?
MoneyView charges personal loan interest rates starting from 14% p.a. going up to 36% p.a. The actual rate depends on your credit score, income, employment type, and existing obligations. A CIBIL score of 750+ typically gets you rates closer to the lower end.
What is the minimum CIBIL score for a MoneyView personal loan?
The minimum CIBIL score required for a MoneyView personal loan is 650. A higher score (750+) will help you get a lower interest rate and better terms.
Can I prepay my MoneyView personal loan early?
MoneyView's prepayment policy: Nil after 6 months. Prepaying your loan reduces the outstanding principal and can save you significant interest over the remaining tenure. Use the calculator to see how much you can save.
How fast does MoneyView disburse personal loans?
MoneyView typically disburses personal loans within 24 hours. Disbursal time depends on document verification, KYC completion, and your profile. Existing MoneyView customers may get faster disbursal through pre-approved offers.
Compare EMI Across Other Lenders
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from 9.99% · up to ₹40,00,000
Calculate EMI →State Bank of India
from 10% · up to ₹20,00,000
Calculate EMI →ICICI Bank
from 9.99% · up to ₹50,00,000
Calculate EMI →Bajaj Finserv
from 10% · up to ₹55,00,000
Calculate EMI →Axis Bank
from 9.99% · up to ₹50,00,000
Calculate EMI →Kotak Mahindra Bank
from 10.99% · up to ₹35,00,000
Calculate EMI →🤖
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