MoneyView Personal Loan EMI Calculator
Calculate your monthly EMI for MoneyView personal loans at 15.96%-39.99% interest for amounts up to ₹10,00,000.
₹
₹5,000₹10,00,000
%
16.0%40.0%
3 Mo60 Mo
Monthly EMI
₹9,789
Total Interest
₹34,931
Total Payment
₹2,34,931
Monthly EMI
₹9,789
Principal Amount
₹2,00,000 (85.1%)
Total Interest
₹34,931 (14.9%)
Amortization Schedule
| Year | Principal | Interest | Total Paid | Balance |
|---|---|---|---|---|
| Year 1 | ₹92,092 | ₹25,376 | ₹1,17,468 | ₹1,07,908 |
| Year 2 | ₹1,07,908 | ₹9,553 | ₹1,17,468 | ₹0 |
MoneyView Personal Loan at a Glance
Interest Rate
15.96%
to 39.99%
Max Amount
₹10,00,000
min ₹5,000
Min CIBIL
600
minimum score
Tenure
Up to 60 mo
min 3 months
MoneyView Loan Details
| Interest Rate | 15.96% — 39.99% p.a. |
| Loan Amount | ₹5,000 to ₹10,00,000 |
| Tenure | 3 to 60 months |
| Processing Fee | 2% |
| Prepayment Charges | Nil after 6 months |
| Min CIBIL Score | 600+ |
| Min Monthly Salary | ₹13,500 |
| Age Requirement | 21 to 57 years |
| Employment Types | Salaried, Self-employed |
| Disbursal Time | 24 hours |
EMI Example: ₹2,00,000 at 15.96%
Loan Amount: ₹2,00,000
Interest Rate: 15.96% p.a. (best rate)
Tenure: 24 months
Monthly EMI: ₹9,789
Total Interest: ₹34,936
Total Payment: ₹2,34,936
Pros
- +Accepts CIBIL score as low as 600
- +Low minimum salary (₹13,500)
- +Fully digital
- +Fast disbursal
- +Small loans from ₹5,000
Cons
- -Higher interest rates (15-40%)
- -Lower maximum loan amount
MoneyView EMI Calculator — FAQs
What is the EMI for a MoneyView personal loan?
For a ₹2,00,000 loan at 15.96% interest for 24 months, the EMI would be approximately ₹9,789 per month. Total interest payable would be ₹34,936. Use the calculator above to try different amounts and tenures.
What interest rate does MoneyView charge on personal loans?
MoneyView charges personal loan interest rates starting from 15.96% p.a. going up to 39.99% p.a. The actual rate depends on your credit score, income, employment type, and existing obligations. A CIBIL score of 750+ typically gets you rates closer to the lower end.
What is the minimum CIBIL score for a MoneyView personal loan?
The minimum CIBIL score required for a MoneyView personal loan is 600. A higher score (750+) will help you get a lower interest rate and better terms.
Can I prepay my MoneyView personal loan early?
MoneyView's prepayment policy: Nil after 6 months. Prepaying your loan reduces the outstanding principal and can save you significant interest over the remaining tenure. Use the calculator to see how much you can save.
How fast does MoneyView disburse personal loans?
MoneyView typically disburses personal loans within 24 hours. Disbursal time depends on document verification, KYC completion, and your profile. Existing MoneyView customers may get faster disbursal through pre-approved offers.
Compare EMI Across Other Lenders
HDFC Bank
from 10.5% · up to ₹40,00,000
Calculate EMI →State Bank of India
from 11.05% · up to ₹20,00,000
Calculate EMI →ICICI Bank
from 10.65% · up to ₹50,00,000
Calculate EMI →Bajaj Finserv
from 11% · up to ₹40,00,000
Calculate EMI →Axis Bank
from 10.49% · up to ₹15,00,000
Calculate EMI →Kotak Mahindra Bank
from 10.99% · up to ₹35,00,000
Calculate EMI →Compare MoneyView with 14 other lenders — automatically
GoCredit's AI agent finds the lowest EMI across 55+ lenders for your exact profile. MoneyView might not be the cheapest option for you.
Find My Lowest EMI Loan →Free. No spam. No credit score impact.