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Investing News India

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SIPs, mutual funds, direct stocks, ETFs and general investing news.

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Investing

IPO Lists at 48% Gain: Should You Sell on Day 1?

When an IPO lists with big gains, retail investors face a tough choice: sell immediately and pocket profits, or hold for long-term growth. Here's what history and smart money says you should actually do.

Inc42 Media
Investing

Pharma Mutual Funds: Is Your ₹1,000 SIP Worth It?

A new pharma and healthcare mutual fund NFO is open for subscription. Before you invest, here's what sector funds actually mean for your SIP, the risks involved, and whether this fits a middle-class investor's portfolio.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

AIFs Promise Big Returns — Can You Afford to Enter?

Godrej Asset Management has entered India's private credit market with an Alternative Investment Fund. These funds promise higher returns than FDs or mutual funds — but the ₹1 crore minimum means they're mostly off-limits for regular investors. Here's what you need to know.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

Multi-Asset SIP: 4 Funds Beat 15% — Is Yours?

Multi-asset allocation funds invest across stocks, bonds, and gold — but only a handful have actually delivered strong SIP returns over 3 years. Here's how to check if your fund is working hard enough for your money.

mint - money
Investing

Contra Funds: Is Your 2-Year Wait Worth It?

Contra investing means buying unloved sectors when they're cheap and waiting for them to recover. It can deliver strong returns, but only if you stay invested for 2-3 years and don't panic when the market ignores your picks.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

Flexi Cap Funds: Are You Picking the Right One?

Some flexi cap mutual funds have delivered 60%+ returns over 3 years by investing across large, mid, and small cap stocks. But star performance rarely lasts, and chasing last year's winner is one of the most common — and costly — SIP mistakes Indian investors make.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

Gold Near ₹1L: Is Your Portfolio Holding Enough?

Gold and silver prices are rising in India because the US dollar is weakening and people expect the US Fed to cut interest rates. When global gold goes up, Indian prices follow — and the rupee's value adds to the final price you pay.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

Invesco SIPs Resume: Is Your Global Fund Still Blocked?

Invesco Mutual Fund is restarting existing SIPs in 3 international funds from August 18. But if you don't already have a running SIP, you still cannot start a new one — SEBI's overseas investment cap remains in force.

mint - money
Investing

Small AMC, ₹10,000 Cr AUM: Is Your SIP Diversified?

Abakkus Mutual Fund just crossed ₹10,000 crore in assets under management. It is a small but growing fund house. This is a good reminder to check if your SIP money is spread wisely — not just across funds, but across fund houses too.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

Small Cap Funds: 15 Stocks Swapped — Is Your SIP Safe?

Small cap mutual funds can change dozens of stocks in a single month. This kind of portfolio churn is normal but important for SIP investors to understand before blindly staying invested or panicking.

mint - money
Investing

REITs Doubled Payouts: Are You Missing ₹3,136 Crore?

India's listed REITs paid out over ₹3,000 crore in distributions in just one quarter of FY27. With six trusts now listed on exchanges, regular Indians can invest in commercial real estate for as little as a few thousand rupees and earn quarterly income.

Wealth-Economic Times
Investing

Flexi Cap Fund Cut Cash 40%: Is Your SIP Safer Now?

One of India's most-watched flexi cap funds has sharply reduced its cash holdings, signalling that its fund managers now see better value in the stock market. Here's what that means for your SIP returns.

NDTV Profit - Latest
Investing

FPIs Back in India: What ₹16,621 Cr Means for You

Foreign investors are buying Indian stocks again after months of heavy selling. This shift affects your mutual fund returns, stock portfolio, and even home loan rates. Here is what it means for your money.

NDTV Profit - Latest
Investing

100% Equity Portfolio: Is Your Risk Worth the Return?

All-equity portfolios beat fixed income over 20 years, but once you adjust for volatility and drawdowns, a balanced 50:50 mix often delivers better risk-adjusted returns — especially for investors nearing retirement or needing regular income.

mint - money
Investing

Dividend Yield Funds: Is Your SIP Underperforming?

Dividend yield mutual funds had very mixed results in the last year. Only two funds beat 10% returns while several others lagged badly. Portfolio choices and fund expenses made a huge difference. Here is what you need to know before investing.

mint - money
Investing

SEBI's Digital KYC: NRIs Invest Without Flying Home?

SEBI wants to let NRIs and OCIs complete their investment KYC fully online from abroad, without visiting India. This could make it much easier and cheaper to invest in Indian mutual funds and stocks from overseas.

mint - money
Investing

₹5L to ₹1.3 Cr in 7 Years: Can You Copy It?

An Indian retail investor grew a ₹5 lakh portfolio to ₹1.30 crore in seven years through SIPs, mistake-driven learning, and staying invested during market crashes. Here's what that journey actually looks like — and what you can take from it.

mint - money
Investing

ETF Tracking Error: Is Your Index Fund Lying?

Not all ETFs perfectly copy their index. Tracking error measures how much your ETF drifts from its benchmark. A high tracking error means you're paying for index returns but getting something worse. Here's how to check before you invest.

freefincal
Investing

WPI Hits 9.78%: What Your Wallet Pays Next

India's wholesale inflation jumped to 9.78% in July. When prices rise at the factory level, everyday goods get costlier soon after — and it could push the RBI to hold interest rates higher for longer, keeping your home and personal loan EMIs elevated.

NDTV Profit - Latest
Investing

NRI Investing in India: 5 Rules You Must Know

NRIs can legally invest in Indian stocks and mutual funds using NRE or NRO accounts, but the rules on repatriation, taxation, and account types are different from resident Indians. Here's what you need to know before investing.

mint - money
Investing

Beyond FDs: Does Your ₹50L Need a Wealth Plan?

Having money is not the same as managing it well. Once your savings cross a certain level, random FDs and SIPs are not enough — you need a proper wealth plan covering family goals, asset allocation, and tax efficiency.

mint - money
Investing

NRI KYC Relaxed: Invest in India in Fewer Steps?

SEBI has relaxed KYC rules for NRIs, OCIs, and foreign nationals investing in India. This means less paperwork, simpler document requirements, and easier access to Indian mutual funds and stock markets from abroad.

SEBI RSS Feed
Investing

99x Subscribed IPO: What Are Your Allotment Odds?

When an IPO gets subscribed 99 times over, most retail investors go home empty-handed. Here is how allotment actually works and what you can do to improve your odds next time.

NDTV Profit - Latest
Investing

InvITs & Infra Bonds: Is Your ₹10,000 Working?

India's infrastructure financiers are raising billions abroad but also want domestic savings to fund roads, ports, and power projects. Here's how regular investors can participate — and earn steady returns doing it.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Investing

Arbitrage Funds: Is Your ₹10K Safer Than an FD?

Zerodha Fund House has launched an arbitrage mutual fund. These funds earn low but stable returns by exploiting tiny price gaps between stock and futures markets — and get taxed like equity funds, making them smarter than FDs for short-term parking.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

New AMC hits ₹600 Cr AUM: Is Your Fund Choice Wider?

A new mutual fund house hit ₹600 crore in assets within its first year, backed by 13,000 investors. More AMCs entering the market means more fund choices for Indian investors — but picking the right one still needs careful thought.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

SIF AUM Up 30%: Should You Invest ₹10L Here?

Specialised Investment Funds — a new SEBI-regulated category between mutual funds and PMS — have crossed ₹23,177 crore in assets. They need a ₹10 lakh minimum investment. Here's what that means for you.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

New to MFs? 3 Fund Types for Your 2025 Goals

Confused about where to put your money in mutual funds right now? Whether you are a first-time investor or building a retirement corpus, the right fund type depends on your goal and how long you can stay invested. Here's a plain-English breakdown.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Investing

IPO 9.7X Oversubscribed: Will You Get Shares?

When an IPO gets oversubscribed many times over, retail investors' chances of getting shares drop sharply. Here's how the allotment lottery works, what to do if you miss out, and whether chasing oversubscribed IPOs is worth your money.

Inc42 Media
Investing

IPO Anchors Exit Fast: Is Your Listing Gain Safe?

SEBI found that anchor investors — big funds given IPO shares before listing — sell half their holdings within a year. FPIs are the worst offenders, especially in smaller IPOs, which crashes prices for regular retail investors like you.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News

Investing — Quick Answers

What is a SIP and how does it work?
Systematic Investment Plan lets you invest a fixed amount monthly into a mutual fund. Auto-debit from your bank makes it hands-off. Benefits: rupee cost averaging (buying more units when prices are low), disciplined investing, small ticket size (Rs 500 minimum). Ideal for equity funds with 5+ year horizon.
How much should I invest via SIP monthly?
Common rule: 20-30% of monthly income if you're young and starting early. If saving for a specific goal (retirement, house), work backwards: Rs 5,000/month at 12% for 30 years grows to about Rs 1.5 crore. Increase SIP by 10% annually to match income growth (called Step-Up SIP).
Are mutual fund returns taxable?
Yes. Equity funds: 15% STCG (<1 year), 12.5% LTCG on gains above Rs 1.25 lakh/year (>1 year). Debt funds: taxed at your slab rate as per current rules. TDS applies at 10% on dividends. AMCs send capital gains statements you can use directly in ITR filing.
How do I pick a mutual fund?
Match fund category to your goal and horizon. For 5+ years, equity funds; 3-5 years, hybrid; 1-3 years, debt or arbitrage. Check 5-year and 10-year returns (not just 1-year), expense ratio (lower is better), and consistency of fund manager. Direct plans save 0.5-1% annually over regular plans.

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