1 Statement for All Assets: Is Your CAS Changing?

SEBI is working on upgrades to the Consolidated Account Statement so investors can see all their financial assets — stocks, mutual funds, bank deposits, and insurance — in one place. A public consultation paper is expected soon.

Here's what happened: SEBI is developing changes to the Consolidated Account Statement (CAS) to include stocks, mutual funds, bank deposits, and insurance policies in one unified view.. SEBI chief Tuhin Kanta Pandey confirmed that a public consultation paper will be released before any formal rule changes are introduced.. Currently, the CAS sent by NSDL and CDSL covers mutual funds and demat-held securities but does not include FDs, insurance, PPF, or NPS balances..

What you should do: Download your current CAS from NSDL (mycas.nsdl.com) or CDSL (mycas.cdslindia.com) to see what is already captured against your PAN.. List all financial assets — FDs, insurance policies, PPF, NPS — that your CAS currently misses, so you are ready to verify coverage once the new rules arrive.. Watch SEBI's official website (sebi.gov.in) for the consultation paper and submit your feedback — public comments directly shape the final regulation..

Your CAS is generated using your PAN. If you have investments across multiple family members, each person needs to pull their own CAS — there is no combined household view yet.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.