RBI's CAS Update: See All Your Money in 1 View
RBI plans to add bank deposits like savings accounts and FDs to the Consolidated Account Statement (CAS). Right now CAS only shows mutual funds and stocks. Soon, you may see everything in one document.
Most Indians hold money across 3-5 accounts — tracking it all used to take a full Saturday morning
Your FDs, stocks, and mutual funds will soon appear in one place
Key Takeaways
Download your current CAS today via CDSL's myCAS portal or CAMS Online to see what's already being tracked under your PAN — many investors are surprised by old folios they forgot about.
List every FD and savings account you hold across banks and store this in a secure document shared with a trusted family member, until the new CAS feature goes live.
Check that your PAN is correctly linked to all your bank accounts and FD records — the expanded CAS will likely use PAN as the linking key, so mismatches will cause assets to be missed.
RBI plans to add bank deposits like savings accounts and FDs to the Consolidated Account Statement (CAS). Right now CAS only shows mutual funds and stocks. Soon, you may see everything in one document.
Here's what happened: RBI announced that bank deposits — savings accounts and fixed deposits — will be included in the Consolidated Account Statement (CAS) alongside existing investment holdings.. Currently, CAS only covers mutual fund units and demat-held securities like stocks and bonds, accessible through depositories CDSL and NSDL or registrars CAMS and KFintech.. The move aims to give Indian households a single unified view of their financial assets, reducing the problem of unclaimed and forgotten deposits across multiple banks..
What you should do: Download your current CAS today via CDSL's myCAS portal or CAMS Online to see what's already being tracked under your PAN — many investors are surprised by old folios they forgot about.. List every FD and savings account you hold across banks and store this in a secure document shared with a trusted family member, until the new CAS feature goes live.. Check that your PAN is correctly linked to all your bank accounts and FD records — the expanded CAS will likely use PAN as the linking key, so mismatches will cause assets to be missed..
Over ₹42,000 crore sits as unclaimed deposits in Indian banks — much of it forgotten FDs. A unified CAS will make this harder to lose, but nominees still need to know where to look.
For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.
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