Government Schemes News India
Last updated: (today)
PMJDY, PMAY, PMMY, EPFO circulars, ministry announcements and welfare updates.
📰 Latest Government Schemes News
EPF Wage Ceiling Now ₹25,000 — Does It Cover You?
The Cabinet has agreed to lift the salary limit for compulsory EPF membership from ₹15,000 to ₹25,000 a month. Over 51 lakh more workers are expected to come in. The rollout steps are still to be taken.
Press Information Bureau, Government of IndiaFirst Job? Claim ₹15,000 Under PM-VBRY in 3 Steps
PM-VBRY gives first-time salaried employees up to ₹15,000 in two cash instalments. You must be EPFO-registered and complete a short financial literacy course to unlock the second payment. Most new joiners miss this benefit simply because nobody tells them about it.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNo Aadhaar? Your PM CARES Scholarship Is Safe
Children enrolled in the PM CARES for Children scheme can still receive all scholarship benefits even without Aadhaar. The government accepts alternative identity documents during enrolment, so no child loses out on financial support.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsMSME Insolvency Shield Stops at ₹25 Cr: Are You Safe?
A Mumbai court ruled that the special MSME revival framework under insolvency law does not apply if total bank loans exceed ₹25 crore. Small businesses above this threshold face the same full CIRP process as large companies, with far less protection.
taxguruinCentral Govt Bonus 2025: Do You Qualify for ₹6,908?
The Central Government has approved a 30-day ad-hoc bonus for eligible employees for 2025-26. The payout is capped using a ₹7,000 monthly wage ceiling, which works out to about ₹6,908. Here's who gets it and what to do with it.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsJeevan Pramaan: Submit Life Certificate in 4 Steps
Pensioners no longer need to visit a bank or pension office to prove they are alive. The Jeevan Pramaan app lets you submit your Digital Life Certificate from your phone using a fingerprint or face scan, keeping your pension uninterrupted.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsEPF Ceiling Hits ₹25,000: Is Your Payroll Correct?
From 17 September 2026, EPF contributions must be calculated on wages up to ₹25,000 instead of ₹15,000. Employers must file the September ECR and pay by 15 October or face interest and penalties — and your PF account credit could be delayed, affecting loan applications.
taxguruinGPF 7.1% Tax-Free: Are You Losing ₹21,300 a Year?
Finance Ministry has kept the GPF interest rate unchanged at 7.1% for October–December 2026. For government employees, this tax-free rate can beat a taxable FD paying even 7.5%, especially if you are in the 30% tax bracket.
Wealth-Economic TimesPM-KISAN 24th Instalment: Is Your ₹2,000 at Risk?
The 24th PM-KISAN instalment of ₹2,000 is pending. Farmers must complete e-KYC and land verification or their payment gets blocked. Here is what to check right now.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsPPF Rate Frozen at 7.1%: What You Lose This Quarter
The government kept PPF interest at 7.1% for October–December 2026. No hike. Your tax-free savings keep earning the same rate as last quarter — but inflation is eating into real returns.
Wealth-Economic TimesBC Agents: 5 Banking Services at Your Doorstep
Business Correspondents are RBI-authorised banking agents who bring basic financial services — accounts, loans, insurance, cash — to people far from bank branches. Here's what they can do for you and how to use them safely.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsESIC Expands to 24 MP Districts: Are You Covered?
From October 1, 2026, ESIC rules become fully active in 24 Madhya Pradesh districts plus Niwari. If you work for a covered employer there, your payslip will show new deductions — but you also gain health and maternity benefits worth far more.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsMudra Loan ₹20L: Can You Get One Without Collateral?
HDB Financial Services has joined the Mudra loan scheme, letting small business owners borrow up to ₹20 lakh without pledging any asset. Here is what this means for you and how to apply.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsEPF Portal Glitch? Your Tax Deduction Is at Risk
A tax tribunal in Jabalpur ruled that employers cannot lose their EPF deduction if the deposit was delayed due to EPFO portal or payment gateway failures — not human error. Here's what this means for salaried employees and small business owners.
taxguruinEPFO Vishwas 2026: Settle PF Dues by Dec 28
EPFO has launched a one-time settlement scheme called Vishwas 2026 for employers with pending or disputed PF contributions. It offers reduced or waived damages if dues are cleared before December 28, 2026. Employees should check if their PF deposits are up to date.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsEPF Before 5 Years? Your Withdrawal Gets Taxed
Withdrawing your EPF before completing 5 years of service can trigger income tax and 10% TDS deduction. But there are real exemptions — illness, employer shutdown, job transfer — that can save your money if you know the rules.
taxguruinEPFO 2026 Campaign: Is Your PF Missing 17 Years?
EPFO has launched a special one-time campaign letting employers declare workers who were left out of EPF coverage between April 2009 and March 2026. If your employer skipped enrolling you, this is your chance to get those years counted before October 2026.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsEPF Gone Inactive? Your Interest Stops at 58
Your EPF account can become inoperative and stop earning interest in certain situations — especially after retirement age. Knowing the rules helps you avoid silently losing years of interest on your hard-earned savings.
mint - moneyFake Gold Scheme? 5 Signs a Govt Offer Is a Scam
Viral videos claiming PM Modi announced free gold for Aadhaar holders are fake. PIB Fact Check has confirmed no such scheme exists. Here's how to spot these scams before they steal your money or data.
mint - money21 Lakh EPF Accounts Frozen: Is Your PF Lost?
Over 21 lakh EPF accounts holding ₹8,500 crore are inactive because workers never claimed their money after changing or leaving jobs. Here's how to check if yours is one of them and what to do now.
mint - moneyEPFO Eases PF Rules: Access 75% in Emergencies?
EPFO has simplified partial withdrawal rules for members facing emergencies like job loss, medical crises, or education needs. You can now access a larger chunk of your PF faster, with less paperwork and fewer conditions.
mint - money₹30,000 Min Wage Push: How Your EPF & Pay Change?
A major trade union is demanding ₹30,000 minimum monthly wage, higher EPF wage ceiling, and better pensions before an August 17 strike. If accepted, it could change how much you and your employer contribute to EPF — and what pension you eventually receive.
mint - moneyEPF Membership: 5 Rules Your Employer Won't Tell You
If your basic salary is ₹15,000 or less, your employer must enrol you in EPF by law. But many workers miss out due to ignorance or employer non-compliance. Here's everything you need to know about joining, contributing, and protecting your EPF account.
mint - moneyEPF Account Frozen? ₹40,000 May Be Stuck
Over 21 lakh EPF accounts are inoperative with an average balance of ₹40,000 each. If you changed jobs and never transferred or claimed your PF, your money could be stuck. Here's how to check and fix it fast.
Wealth-Economic TimesAI Deepfake Scam: Is Your ₹22,000 Already Gone?
Fake Facebook ads using AI deepfakes of Finance Minister Nirmala Sitharaman promise ₹5.5 lakh weekly returns on a ₹22,000 investment. PIB has officially called it a scam. No such government scheme exists. Do not click, invest, or share.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsPension Frozen? Submit Jeevan Praaman in 5 Steps
EPFO pensioners must submit a Jeevan Praaman Patra every year to keep receiving pension. You can now do this from home using your Aadhaar and a face scan on your smartphone — no bank visit needed.
mint - moneyUPI Free for You: But 3 Merchant Changes Coming?
The government confirmed UPI users will never pay transaction fees. But a quiet MDR policy shift for large merchants could change how some businesses accept UPI — and that could affect your everyday shopping experience.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineEPFO Settles 8.3 Cr Claims: Is Your PF Safe?
EPFO settled over 8.3 crore PF claims in FY2025-26 and removed the cheque leaf upload rule for online claims, making withdrawals faster for 7 crore members. Here's what it means for your PF account.
mint - moneyPF Interest Taxable After ₹2.5L: Are You Affected?
Not all your PF interest is tax-free anymore. If your total EPF contribution crosses ₹2.5 lakh in a year, the interest earned on the extra amount gets added to your taxable income. Here's what that means for you.
mint - moneyPF Claim Stuck? Fix It Online in 5 Steps
If your EPFO claim is pending, your KYC is wrong, or your PF balance looks off, you don't have to wait forever. File a grievance online through EPFiGMS and track it — all from your phone.
mint - money