Retirement & Pensions News India
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NPS, EPF, PPF, APY, retirement planning, pension policy updates.
📰 Latest Retirement & Pensions News
Equity After Retirement: How Much Is Safe for You?
Many Indians retire with all savings in FDs and miss out on growth. But holding too much in stocks after retirement is risky. Here is how to find the right equity mix so your money lasts 25-30 years without panic.
freefincal8th Pay Panel in Mumbai: Will Your Salary Double?
The 8th Pay Commission is travelling to Mumbai to meet stakeholders and gather inputs before recommending salary revisions for central government employees. Here is what you need to know and how to submit your voice.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNPS Central Launched: Manage Your Pension in 1 Place
PFRDA launched NPS Central, a single digital platform where NPS subscribers can view, manage, and track their pension contributions across all three CRAs without logging into separate portals.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsMoving Abroad? Your PPF & NPS Face 3 Key Rules
If you move abroad and become an NRI, your PPF account cannot accept new deposits but keeps earning interest until maturity. Your NPS Tier II account must be closed entirely. Here is what the rules say and what you must do before you board that flight.
NDTV Profit - LatestVPF vs Loan Prepayment: Where Does ₹5K Extra Go?
VPF lets salaried workers invest extra beyond mandatory EPF at 8.25%. But if you have a high-interest loan, prepaying it may beat locking money in VPF. Know the ₹2.5 lakh tax trap before investing more.
mint - moneyContractual Work Counts for Pension: Your ₹ At Stake
The Supreme Court ruled that years spent on contract before becoming a permanent government employee must be counted for pension. If your employer ignored those years, your pension payout could be wrongly lower than what you legally deserve.
taxguruinOpen NPS in Minutes via BHIM: Are You Eligible?
BHIM app users can now open an NPS retirement account instantly using Tatkal NPS — no paperwork, no branch visit. Your existing bank KYC is enough to get started with as little as ₹500 a month.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsRetirement vs EMI: Which ₹5,000 Move Wins?
New data shows 80% of retirement product purchases in India are now monthly contributions, mostly by people aged 26–50. But if you carry high-interest debt, blindly starting an NPS SIP could cost you more than it earns. Here's how to decide.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsEPFO Wage Hike to ₹25K: Does Your PF Change?
EPFO has raised the wage ceiling for PF contributions from ₹15,000 to ₹25,000 per month. This changes how much you and your employer must contribute to PF every month — and your take-home pay may shift.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsPF Trust Amnesty: Is Your PF Safe After Dec 28?
EPFO is offering a one-time amnesty to company PF trusts that never got a formal exemption order. If your employer's trust misses the December 28, 2026 deadline, your retirement savings could be at risk of regulatory action.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News3 New LIC Plans: Is Your Retirement Income Covered?
LIC has launched three new plans covering retirement income through a deferred annuity, plus fixed-benefit payouts for general health and cancer conditions. Here is what these plans actually mean for your wallet before you sign up.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine30, 40 or 50? Your Retirement Corpus Gap Revealed
If you spend ₹50,000 a month today, you may need between ₹2.20 crore and ₹11.95 crore saved by age 60 — depending on how old you are now. The gap between those numbers is what starting early actually means.
mint - moneyNPS Swasthya: Withdraw 25% for Health Costs?
NPS Swasthya is a health top-up plan linked to your NPS account. PFRDA rules let you withdraw up to 25% of your own contributions for medical needs. Premiums start at under ₹1,800 a year — here's what it actually covers and when you can access the money.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsRetire Without a Pension? Your ₹1 Cr Corpus Risk
Many Indians near retirement wonder if they can skip annuities and pension plans and just invest a lump sum. The honest answer: yes, but only if you understand sequence-of-returns risk and have a solid backup plan for bad market years.
freefincalRetiring Soon? ₹5L/Year Health Costs Can Wipe Savings
Most Indians plan for retirement income but forget rising medical bills. After 60, healthcare can cost ₹5-8 lakh yearly. Without a separate health plan, your retirement corpus gets eaten up fast.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsCareer Break & EPF: Is Your Interest Taxable?
Taking a career break doesn't stop your EPF from earning interest — but if your account stays inactive beyond 3 years, that interest becomes taxable income every year, even if you never touch the money.
NDTV Profit - LatestNPS via UPI: Open Your Pension in 10 Minutes?
PFRDA's NPS Tatkal scheme lets you open a National Pension System account instantly using UPI. This is big for gig workers, freelancers, and small-town Indians who never had easy access to a pension plan before.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNPS Returns Up — But Your ₹1Cr Corpus Won't Last?
NPS is delivering better returns lately, but most Indian savers are planning to retire with far less money than they actually need. Here's how big the gap really is — and what to do now.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNPS Sanchay: Can ₹1,000/Month Build Your Pension?
PFRDA launched NPS Sanchay, a simpler version of the National Pension System, with a nationwide awareness drive. It lets more Indians — including informal workers — start a pension with very small amounts, as low as ₹1,000 a month.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNPS Swasthya Live: What Your Retirement Gets Now?
PFRDA has launched NPS Swasthya, a new framework that links health insurance benefits directly to your NPS account. Medi Assist is the first administrator. NPS subscribers can now access health cover and even withdraw funds for medical needs.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News5 Money Rules Change in Oct 2026: Are You Ready?
From October 2026, several key financial rules change across PF, LPG pricing, NPS, income tax, and banking. Here is what each change means for your household budget and what you should do right now.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNPS Swasthya: ₹30L Cover — Is Your Family Protected?
PFRDA is testing NPS Swasthya, a new pension product with built-in health insurance up to ₹30 lakh. If it launches, it could change how middle-class families plan for both retirement and medical emergencies together.
mint - moneyPension Stuck 5 Years? Your Family Claim Guide
When a government employee or pensioner dies, their family is entitled to a monthly pension. But missing death certificates, COVID-era backlogs, and slow bureaucracy can stall claims for years. Here's how to fight back.
Wealth-Economic TimesRailway NPS Rules 2026: Is Your Family Covered?
Railway Board has notified updated pension rules for 2026 covering NPS corpus payouts, family pension eligibility, and disability benefits. If you are a railway employee, your nomination and service records must be in order right now or your family could lose out.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNPS Swasthya: Withdraw 25% for Your Health Bills?
PFRDA has launched NPS Swasthya, a scheme that combines your NPS retirement savings with a super top-up health insurance plan. You can now partially withdraw up to 25% of your own contributions for medical emergencies — a big deal for retirement planning.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsEPFO Wage Hike: Your Take-Home Drops ₹1,200?
The government may raise the EPFO wage ceiling from ₹15,000 to ₹25,000. If it does, your mandatory PF deduction goes up by around ₹1,200 every month — less cash now, but more retirement savings later.
NDTV Profit - LatestNPS Swasthya: Can You Withdraw 25% for Health?
PFRDA has released final rules for NPS Swasthya — a health-focused NPS variant. You can withdraw up to 25% of your own contributions for medical expenses, and you get mandatory insurance cover up to ₹30 lakh. Here's what changes for your family.
mint - money₹1 Crore by 50: Your SIP Amount by Age — Sep 2026
Want to retire with ₹1 crore by age 50? The earlier you start your SIP, the less you invest monthly. A 30-year-old needs ₹10,875/month, but a 40-year-old needs ₹46,640. Time is your biggest wealth tool.
Wealth-Economic TimesNPS Rules Changing: Does Your PoP Still Work?
PFRDA wants to overhaul who can service your NPS account, expand digital access, and rename 'Pension Agents' to 'NPS Mitra.' If you have an NPS account, this affects how you manage contributions and withdrawals.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News₹6 Crore Retirement Corpus: Make It Last 30 Years
If you retire at 55 with ₹6 crore and spend ₹12 lakh per year, inflation will quietly eat your corpus. Here's how to structure your money so it lasts 30+ years without running dry.
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