RBI Policy News India
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Repo rate changes, RBI circulars, NBFC regulation, monetary policy updates.
📰 Latest RBI Policy News
RBI Cut Rates 0.50% — Is Your EMI Still High?
RBI's rate-setting committee was split on how fast to cut rates, with some members worried about rising prices. Here's what that internal debate means for your EMI, FD, and savings in plain terms.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLinePuducherry Co-op Bank: Is Your ₹5 Lakh Safe?
RBI has put curbs on Puducherry Co-operative Urban Bank. Depositors can take out only ₹5,000 each for now. The bank's licence is not cancelled, and eligible depositors can claim insurance of up to ₹5 lakh through DICGC.
Reserve Bank of IndiaKonark Bank Restricted: Is Your ₹5L Safe?
RBI has extended strict restrictions on Konark Urban Co-operative Bank until January 2027. If you have money in any co-op bank under RBI directions, your deposits are insured only up to ₹5 lakh — not a rupee more.
Traders UnionRepo Rate Up 25 bps: Higher EMI or Longer Tenure?
RBI hiked repo rate by 0.25%. Your home loan EMI went up. Now your bank is offering two choices: pay more each month or stretch your loan longer. One option costs you lakhs more — here's which one.
mint - moneyRepo Rate Hiked 25 bps: Will Your EMI Rise?
The Reserve Bank raised its key repo rate by 25 bps to 5.50% and moved to a tighter stance. Rising prices drove the call. Rate cuts look unlikely soon, so your loan and deposit rates deserve a check.
Reserve Bank of IndiaRBI Fines Hero Fincorp & Ola Finance: Are You Safe?
RBI has penalised Hero Fincorp, Ola Financial Services, and KLM Axiva Finvest for breaking lending rules. If you have a loan with any of these lenders, here is what you should know and check right now.
https://www.fintechbiznews.com/New NBFC Rules 2025: Are Your Loan Rights Protected?
RBI's new NBFC Responsible Business Conduct Directions 2025 give borrowers stronger rights — clear loan terms, caps on recovery harassment, and mandatory grievance redressal — if you have an NBFC loan, here's what changed for you.
IndiaLaw LLPLoan Closed? Bank Owes You ₹5,000/Day for Late Docs
Once you repay a loan fully, your bank must return original property documents within 30 days. If it delays, you are entitled to compensation of ₹5,000 for every day the bank holds your papers. RBI has made this a legal right.
Moneycontrol.comEmirates NBD India Branches Merge into RBL Bank from Dec 1
RBI has sanctioned the merger of all Indian branches of Emirates NBD Bank into RBL Bank, effective December 1, 2026.
PRESS RELEASES FROM RBIPost Office vs FD vs Arbitrage: Which Beats Tax?
Post Office FDs, bank FDs, and arbitrage funds all promise returns — but tax treatment flips the winner. Here is which one actually puts more rupees in your pocket, based on your income slab.
₹50L Home Loan? Your EMI Rises ₹867/Month
RBI hiked the repo rate by 0.25%. If you have a ₹50 lakh floating-rate home loan, your monthly EMI could go up by ₹759 to ₹867, depending on your loan tenure. Bigger loans mean even steeper hikes.
mint - money₹40L Home Loan: Save ₹10.5L if Rate Drops 1%?
If your ₹40 lakh home loan interest rate drops from 10% to 9%, you could save ₹2.63 lakh over 10 years, ₹6.27 lakh over 20 years, or a massive ₹10.50 lakh over 30 years — just by switching or renegotiating your rate.
mint - moneyGold Loan LTV: Are You Getting Your Full ₹?
Gold loans let you borrow cash against your jewellery fast, but RBI limits how much you get, interest rates vary widely, and defaulting means losing your gold forever. Here's what to check first.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSending Money Abroad? 5 Traps Costing You Thousands
Sending money abroad or buying foreign currency isn't as straightforward as it looks. Banks, apps, and exchange counters all charge differently. Here's how to avoid overpaying every single time.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineMSME 45-Day Rule: Recover Your Unpaid Dues Fast
If a big company owes your small business money and hasn't paid in 45 days, the law is firmly on your side. You can claim compound interest and file a recovery case — here's how to actually do it.
taxguruin3 Banks Fined ₹1.25 Cr: Is Your Bank Playing Fair?
RBI has fined three banks a combined ₹1.25 crore for breaking rules. While banks pay the fine, these violations often signal problems — like overcharging, poor KYC practices, or unfair loan terms — that directly hurt regular customers.
https://www.fintechbiznews.com/3 PSU Banks Fined ₹2.16 Cr: Is Your Account Safe?
RBI fined Union Bank of India ₹95 lakh, Bank of India ₹58 lakh, and Central Bank of India ₹63 lakh for breaking banking rules. Total: ₹2.16 crore. Here's what that means for your account.
https://www.fintechbiznews.com/Why 53% of Indians Save ₹0 — Fix Yours — Oct 2026
Saving money sounds simple, but most Indian households struggle to do it consistently. Understanding why we save — and how to make it automatic — can protect your family from debt traps and financial shocks.
freefincalRBI Rate Hike: Is Your ₹10L FD Earning Its Best?
RBI raised the repo rate, which means banks are offering better FD rates now. If you have ₹10 lakh to invest, a simple trick called FD laddering lets you earn more interest and keep your money flexible at the same time.
Wealth-Economic TimesBanks Hike Rates Post-RBI? Check Your EMI Now
After RBI cut the repo rate by 0.50% this year, some banks raised loan rates while others cut them. Your EMI change depends entirely on which bank you're with and what loan type you have.
Business StandardRBI Hikes Repo Rate: Your EMI Rises How Much?
RBI raised the repo rate by 0.25% — the first hike in nearly 4 years. This means banks will likely raise lending rates, pushing up your home loan, personal loan, and car loan EMIs in the coming weeks.
India TodayRBI Cancels NBFC Licences of 13 Companies
RBI has cancelled the Certificate of Registration of 13 NBFCs, meaning these companies can no longer legally operate as lenders in India.
PRESS RELEASES FROM RBINew FEMA Rules: Is Your Foreign Transfer Reported?
RBI says personal forex transactions like sending money to family abroad or paying for education are NOT covered under the new FEMA reporting rules. Most everyday foreign payments by salaried Indians are safe from extra compliance headaches.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineNew FEMA Rules 2026: Does Your Freelance ₹ Need Reporting?
RBI clarified that freelancers, tutors, and small creators earning foreign money for personal work do NOT need to file extra reports under the new FEMA export-import rules that started in 2026. Small earners can breathe easy.
Inc42 Media4 Big Banks Hike Rates: How Much More EMI?
RBI raised the repo rate by 0.25%. PNB, Bank of India, Bank of Baroda, and Indian Bank have already passed this hike to borrowers. If you have a floating-rate loan, your EMI or tenure is going up soon.
Wealth-Economic TimesRBI Rate Cuts: How Much Did Your EMI Actually Drop?
When RBI cuts the repo rate, banks don't always pass the full benefit to borrowers or savers. Your home loan EMI may have dropped less than expected, and your FD rate too took a hit — but not always equally.
FinanceFD Rates Frozen 3 Months: Is Your Renewal Losing?
SBI's chairman says deposit rates won't rise for 2-3 months due to excess cash in the banking system. If your FD is up for renewal soon, don't expect a better rate — you may need to lock in now or wait.
FinanceRate Hike: How Your EMI & FD Change Now
When RBI raises its key repo rate, banks charge more on home, car and personal loans — your EMI goes up. But FD savers earn more interest. Here is what changes for your money right now.
mint - moneyRepo Rate Up: Your FD Earns ₹7,500 More?
RBI raised the repo rate to 5.50%. Banks may now raise FD rates by 5–25 basis points. Even a small rate bump can put thousands of extra rupees in your pocket at maturity — here's how much.
Wealth-Economic TimesRBI Freezes Sri Mahatma Basaveshwar Co-op Bank Deposits
RBI has frozen all withdrawals at Sri Mahatma Basaveshwar Co-operative Bank, Afzalpur, effective October 8, 2026.
PRESS RELEASES FROM RBI