RBI Policy News India
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📰 Latest RBI Policy News
Rural Loan Gap: Is Your Village Getting Credit Now?
A fintech lender is acquiring a rural microfinance firm to expand credit access in villages. This signals growing competition in rural lending — which could mean better loan rates and more options for farmers and small rural borrowers.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCrude at $92: How Much More Will You Pay at Pump?
Global oil prices have jumped sharply due to Red Sea shipping disruptions. If crude stays high, India could see fuel price hikes, costlier goods, and pressure on your household budget — here's what to watch.
NDTV Profit - LatestHome Loan Rates Drop: Is Your EMI Too High?
Home loan interest rates have eased in mid-2026. If you took a loan when rates were higher, you may be overpaying every month. Here's what current rates look like and how to act fast.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineFCNR Deposits: Can 19X Leverage Give You 45% Returns?
Some banks are offering NRIs a high-leverage strategy on FCNR(B) deposits — borrowing up to 19 times the deposit to amplify returns. It sounds exciting, but the risk is just as amplified as the reward.
Wealth-Economic TimesKVB Hikes Lending Rates: Does Your EMI Go Up?
Karur Vysya Bank has raised its MCLR — the benchmark rate that decides what interest you pay on loans. If your loan is linked to MCLR, your EMI could quietly go up without any notice from the bank.
NDTV Profit - LatestBank Closed on Saturday? Check Your 2025 Holiday Rules
Not all Saturdays are bank holidays. Indian banks follow an RBI calendar where the 2nd and 4th Saturdays are closed. Knowing this rule saves you wasted trips and missed deadlines.
mint - moneyHDFC Bank Q1 Profit Up 5%: What Changes for You?
HDFC Bank posted a 5% rise in quarterly profit to ₹19,060 crore. For you, this signals where the bank stands on lending rates, FD offers, and home loan pricing going forward.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineRBI's 2027 Fraud Rule: Is ₹25,000 Enough to Save You?
From January 2027, RBI will make banks pay you up to ₹25,000 if you're a victim of digital banking fraud. This new limited liability framework means you won't always have to fight alone to get your money back.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsPhone Stolen? 5 Steps to Save Your UPI Money
Losing your phone can expose your bank accounts, UPI apps, and personal data to fraud within minutes. Here are the exact steps every Indian must take immediately to lock down their money and digital identity.
mint - moneyNRI Deposits Surge: What It Means for Your FD Rates?
RBI has launched a special scheme letting public sector banks raise big money from NRIs abroad at zero forex cost. This could change interest rates on deposits and loans for regular Indians too.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineSEBI Boss Scam Alert: Is Your Job or Money at Risk?
SEBI has warned companies and investors about a 'Boss Scam' where fraudsters impersonate senior executives or regulators to trick employees and individuals into transferring money or sharing sensitive financial details. If you fall for it, recovery is nearly impossible.
SEBI RSS FeedFake RBI Letter Scam: Is Your ₹7,500 at Risk?
Fraudsters are sending fake RBI letters claiming ₹1 lakh is stuck due to a failed transaction. To release it, they demand ₹7,500 as 'refundable tax'. The government's PIB Fact Check has confirmed this letter is completely fake.
Wealth-Economic TimesPolymer Notes Coming: Will Your Cash Last 5x Longer?
RBI is exploring polymer banknotes — plastic-based currency that lasts much longer, resists fakes better, and stays cleaner. Here's what this currency upgrade means for your everyday cash transactions and wallet.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineBank Closed Today? 3 Ways to Never Get Stuck
Banks in some Indian states close on regional festival holidays that aren't listed in national holiday calendars. If you rely on branch visits for big transactions, you could get caught off guard and miss important financial deadlines.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSenior Citizen FDs: 5 Banks Still Paying 8.5%?
RBI has cut the repo rate, so most FD rates are falling. But some banks still offer up to 8.5% per year for senior citizens. If you or your parents have idle savings, right now is the time to lock in a high rate before banks cut further.
mint - moneyRBI's AI Push: Is Your Bank Account Safer Now?
RBI Governor met top bank bosses on July 14 to push AI-driven fraud detection, better customer service, and new digital tools like CBDC and UPI. Here's what it means for your bank account safety and experience.
PRESS RELEASES FROM RBIForex Cards vs Bank Cards: Save 3.5% on Your Trip
When you swipe your regular debit or credit card abroad, banks charge a forex markup of 2–3.5% on every transaction. A dedicated multi-currency forex card can eliminate this charge and lock in exchange rates — saving thousands on international trips.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsBank Cheated You? RBI Can Award ₹33L — Jul 2026
The RBI Ombudsman scheme lets you file a free complaint against your bank or lender. If the bank caused you a loss, RBI can make them pay up to ₹33 lakh — no lawyer needed.
Wealth-Economic TimesIndia-US Trade Deal: Will Your EMI & Prices Drop?
India and the US are close to finalising a trade deal that could cut import duties on both sides. Lower tariffs mean cheaper electronics, appliances, and fuels — which could ease inflation and even nudge RBI to cut rates further.
NDTV Profit - LatestInflation Hits 4%: Will Your EMI Rise Again?
India's retail inflation crossed 4% in June 2025 for the first time in 16 months, pushed by fuel price hikes and uneven monsoon rains affecting vegetables and pulses. This matters for your loan EMIs, savings rates, and monthly budget.
Economy | The Indian Express4 Bank Holidays Jul 13–19: Is Your Cash Ready?
Banks including SBI and HDFC will stay shut for up to 4 days between July 13 and 19. Holidays vary by state. Plan your cash, cheques, and loan EMIs in advance to avoid any last-minute stress.
mint - moneyBad Loans Recovered: Is Your Bank Safer in FY27?
Indian Bank plans to recover ₹5,500 crore in bad loans this financial year, including ₹500 crore via NCLT cases. When banks recover bad loans, their financial health improves — which can mean better interest rates and safer deposits for everyday customers.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineHDFC Bank Cuts 3,300 Jobs: Is Your Service at Risk?
HDFC Bank's total employees fell by over 3,300 as the bank automates more work. Fewer humans means more chatbots and IVR menus for you. Here's what changes — and how to protect your banking experience.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineRBI Ombudsman 2026: Your Bank Complaint Gets ₹30L
RBI's updated Ombudsman Scheme kicks in July 1, 2026. It replaces the old 2021 rules, raises the maximum payout to ₹30 lakh, and makes it easier for bank customers to file complaints and get real compensation.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSBI's 7.5% Forex Deposit: Is Your Dollar Safe?
SBI is offering up to 7.5% interest on foreign currency deposits under an RBI-backed scheme. If you or your family have dollars or foreign currency savings, this could be a rare high-return option worth exploring.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineRBI Inflation Survey 2026 — Jul 2026
RBI is surveying households across 19 Indian cities to understand what people expect prices to do in the next 3–12 months. These results directly feed into RBI's interest rate decisions — which affect your home loan, car loan, and FD rates.
PRESS RELEASES FROM RBIHDFC MCLR Shift: Will Your Home Loan EMI Rise?
HDFC Bank changed its lending rates from July 7, 2026. Short-term loans got slightly cheaper but home and car loans linked to 1-year or 3-year MCLR got more expensive. Here's what that means for your EMI.
Wealth-Economic TimesRupee at 95/USD: Does Your EMI or Travel Budget Win?
The rupee jumped sharply against the US dollar, closing near 95 per dollar. This affects your foreign travel costs, imported goods prices, education loans in dollars, and even your monthly petrol bill — here's what it means for your wallet.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineNo OTP for Payments? Your Card Safety in 2025
Big payment networks want to replace OTPs with AI-based checks when you pay online. This could make checkout faster — but many Indians worry: without an OTP, how will you know if someone else is spending your money?
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsFuel Prices Up: Is Your ₹50,000 Salary Enough?
When fuel prices rise, it is not just your petrol bill that hurts. Food, transport, groceries, and EMIs all get costlier. Here is how to protect your money before inflation eats into your savings.
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