RBI Policy News India
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Repo rate changes, RBI circulars, NBFC regulation, monetary policy updates.
📰 Latest RBI Policy News
Bank Deposits: Is Your ₹5L Cover Really Enough?
RBI has told credit rating agencies to stop calling itself the regulator of bank deposit ratings. This sounds technical, but it changes how you should read 'AAA-rated deposit' labels — and why your ₹5 lakh DICGC cover is the only real safety net you have.
mint - moneyRupee Falls 2-Week Low: What It Costs You
The Indian rupee has slipped to a two-week low against the US dollar. RBI is intervening to stabilise it. Here's what this quietly does to your household budget, foreign education plans, and savings options right now.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineWeak Rupee in 2025: How Your EMIs & Bills Pay?
India received a surge of foreign currency deposits from NRIs, helping RBI steady the rupee. But the rupee hasn't rallied sharply. Here's what a stubbornly weak rupee means for your loans, grocery bills, and savings in plain terms.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineIndian Bank's ₹7,400 Cr Foreign Loan: Your EMI Safe?
Indian Bank is raising around ₹7,400 crore from foreign lenders this week. When public sector banks borrow cheaply abroad, it can lower their cost of funds — which may eventually translate into better loan rates for you.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineGold Loan Boom: Are You Paying 24% Interest Needlessly?
Gold loans are exploding in India as NBFCs report massive profits. Before you pledge your family's jewellery, understand the real cost, hidden charges, and smarter alternatives so you don't lose your gold over a short-term cash crunch.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineLoan Default? 5 Things Recovery Agents Can't Do
If you miss loan EMIs, banks have legal steps they must follow before seizing anything. Recovery agents also have strict limits. Know your rights before they knock on your door.
mint - moneyCRED's NBFC Arm Grows 156%: Is Your Instant Loan Safe?
CRED-backed NewTap Finance has grown its loan book at a stunning 156% CAGR since FY23. Before you tap 'instant loan' on any fintech app, here's what you need to know about NBFC lending, your rights, and hidden risks.
Inc42 MediaRBI Loan Pricing Shake-Up: Is Your EMI Fair?
RBI is working on new rules to make loan pricing clearer for borrowers. Banks may soon be required to explain exactly how they set your interest rate — especially for floating rate and small-ticket loans — potentially by April 2027.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSending Money Abroad? 5 Hidden Fees Cut Your Transfer
Every time you send or receive money internationally, banks and transfer services quietly eat into your amount through exchange rate mark-ups, flat fees, and correspondent bank charges. Here's what to watch and how to lose less.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsFCNR(B) Swap Ends: Is Your NRI Deposit Locked In?
RBI is closing its concessional swap facility for FCNR(B) deposits one month early — by August 31. NRIs who want better rates on USD or GBP deposits in India need to act before the window shuts.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLinePlastic ₹10 & ₹20 Notes: What Changes for You?
India is set to introduce plastic polymer banknotes in ₹10 and ₹20 denominations. The government has approved RBI's proposal. These notes last longer, are harder to fake, and won't tear easily — but your wallet and daily spending stay the same.
mint - moneyRBI Bars Loan Agents: 7 Rights You Now Have
RBI has released strict rules on how banks and NBFCs can recover loans. Lenders and their agents cannot threaten, harass, or make surprise visits. Borrowers now have clear rights — and a path to complain if those rights are broken.
mint - moneyUPI MDR Fee Coming? What ₹2,000+ Payments May Cost
The government is exploring adding a small merchant fee on large UPI payments. Person-to-person transfers will likely stay free. Nothing is final yet, but here's what it could mean for your wallet.
mint - moneyYouTube Income & Tax: Are You Filing ITR Right?
Indian YouTube creators earn in dollars but pay tax in rupees. Many file incorrectly and face notices. Here's how to convert, declare, and file your creator income the right way — and legally reduce what you owe.
mint - money₹1 Lakh Crore Unclaimed: Find Your Lost Deposits?
Nearly ₹1 lakh crore in forgotten bank deposits has been moved to an RBI fund. If you or a family member has old or inactive accounts, you can search and claim that money for free through RBI's UDGAM portal right now.
mint - moneyPolymer Currency Notes: What Changes for Your Wallet?
India is moving toward plastic polymer banknotes within the next financial year. RBI trials are approved and procurement is underway. Here's what this means for how you handle, store, and use your cash daily.
Wealth-Economic TimesBRICS Pay Link: Will Your UPI Work Abroad in 2026?
BRICS nations, including India, are exploring ways to link their payment systems and digital currencies. If it works, sending money to Russia, China, Brazil, or South Africa could become as easy and cheap as a UPI transfer.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineDebt Funds Back in Fashion: Should Your ₹ Move?
Debt mutual funds saw massive inflows in July 2026 after a rough June. Liquid funds led the surge, mostly driven by corporates parking cash. But there are solid reasons why regular investors should pay attention too.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSGB 2018-19 Series VI Premature Redemption Price
RBI has set the premature redemption price for Sovereign Gold Bond 2018-19 Series VI at ₹15,102 per unit, due August 12, 2026.
PRESS RELEASES FROM RBI₹86,917 Cr Unclaimed at RBI: Is Your Money Lost?
Over ₹86,917 crore in inactive bank deposits has been transferred to RBI's unclaimed funds pool. If your account has had no activity for 10 years, your money may already be there — but you can still claim it back.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsHybrid Home Loan: Lock Your EMI for 65 Months?
Kotak Bank now offers a home loan where you can lock your interest rate for up to 65 months. After that, it switches to a floating rate. Good news for people who hate EMI surprises — but there are trade-offs to know.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineBanks Closed August 8? 5 Ways to Bank Anyway
August 8, 2026 is the second Saturday of the month, meaning most bank branches across India are closed. But your money is not frozen — UPI, net banking, ATMs, and mobile apps work 24/7, even on bank holidays.
Wealth-Economic TimesNRI Selling Indian Property? 5 Tax Traps to Avoid
NRIs buying or selling property in India face strict FEMA rules, high TDS rates, and power of attorney pitfalls. One missing document can freeze your money or trigger a tax demand. Here's what you must know before signing anything.
mint - moneyRBI Draft: Your NBFC Credit Line May Vanish Soon
RBI's draft rules may ban NBFCs from offering revolving credit lines like credit cards or overdrafts. If finalised, all NBFC lending must be fixed-term loans with a set repayment schedule — affecting millions of borrowers who rely on flexible credit.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineRBI's 2027 Recovery Rules: Your Rights vs Agents
From January 2027, RBI's new loan recovery rules ban harassment, require agents to be trained and identified, and make all borrower calls recorded. If you have an EMI, these rules protect you.
Wealth-Economic TimesRBI's Capital Rules: Is Your Bank's Safety Up?
RBI wants commercial banks to hold stronger capital buffers and follow tighter lending exposure rules. This makes banks more resilient to shocks, which directly protects depositors and borrowers like you from bank failures.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineSGB 2020-21 Series XI Premature Redemption Price
RBI has set the premature redemption price for SGB 2020-21 Series XI at ₹14,564 per unit, due August 7, 2026.
PRESS RELEASES FROM RBIRepo Rate Holds: How Long Will Your EMI Stay Low?
RBI has kept the repo rate steady, giving home loan borrowers a temporary break on EMIs. But with inflation creeping up, rate hikes could return soon. Here is what you should do before rates rise again.
Wealth-Economic TimesRBI to Overhaul Loan Interest Rate Rules for All Lenders
RBI plans to standardise how all lenders calculate and charge interest on loans, targeting transparency and stronger consumer protection.
PRESS RELEASES FROM RBIPolymer Notes by FY28: How Your ₹10 Bill Changes
The RBI plans to introduce polymer currency notes as early as FY2028. These plastic-like notes last far longer than paper ones, cost less over time, and will first replace low-value, high-circulation notes like ₹10 and below.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine