Jeevan Pramaan: Submit Life Certificate in 4 Steps

Pensioners no longer need to visit a bank or pension office to prove they are alive. The Jeevan Pramaan app lets you submit your Digital Life Certificate from your phone using a fingerprint or face scan, keeping your pension uninterrupted.

Here's what happened: The government's Jeevan Pramaan portal allows pensioners to submit a Digital Life Certificate using Aadhaar-based biometric authentication — fingerprint or face scan — entirely online.. Central and state government pensioners, as well as EPFO members drawing pension, are eligible; the certificate once submitted generates a unique Pramaan ID accepted by all pension-disbursing banks.. For most central government pensioners the annual submission window runs through November, though banks may accept certificates year-round; missing the deadline risks a temporary pension freeze..

What you should do: Download the 'Jeevan Pramaan' app from the Google Play Store, log in with your Aadhaar number, and complete biometric authentication — the whole process takes under 5 minutes on a supported Android phone.. Note your 11-digit Pramaan ID after submission and share it with your pension-disbursing bank branch (or upload it via net banking if your bank supports it) to ensure your pension is not held up.. If your phone lacks a fingerprint sensor, visit your nearest Common Service Centre (CSC) or post office — they provide the biometric device free of cost and can help you complete the submission on the spot..

Super-senior pensioners aged 80 and above can submit their Digital Life Certificate from November 1 itself — one month earlier than the standard window — giving them extra time and avoiding the year-end rush.

For readers weighing their credit and loan options, our personal loan guide and CIBIL score resources put this update in context.