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Women's Finance News India

Last updated: (today)

Sukanya Samriddhi, Mahila Samman, women-founder schemes, divorce finance and stridhan.

📰 Latest Women's Finance News

Women's Finance

PPF Rate Frozen Again: Is Your 7.1% Return Enough?

The government has kept PPF, Sukanya Samriddhi, NSC and Senior Citizens' Savings Scheme interest rates unchanged for July–September 2025. PPF stays at 7.1%. If you rely on these for retirement or your daughter's future, here's what it means.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
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Women & Equity: Are You Investing Your Money Right?

Indian women are moving away from gold and FDs toward SIPs and stocks. This shift shows smarter risk thinking — and if you haven't made the same move, your savings may be losing value to inflation every year.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
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SSY at 8.2%: Build ₹50L for Your Daughter?

Sukanya Samriddhi Yojana lets parents invest up to ₹1.5 lakh per year for a girl child. At 8.2% interest, compounded yearly, consistent deposits over 15 years can grow into a ₹50 lakh+ corpus by the account's 21-year maturity — fully tax-free.

Wealth-Economic Times
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PPF vs SCSS vs MIS: Which Scheme Wins in 2026?

The government kept small savings interest rates unchanged for July–September 2026. PPF, SCSS, MIS, and Sukanya Samriddhi still offer strong guaranteed returns. Here is how each scheme compares and which one suits your life stage.

Wealth-Economic Times
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SSY at 8.2%: Can ₹12,500/Month Make Her a Crorepati?

Sukanya Samriddhi Yojana offers 8.2% interest, tax-free returns, and a 21-year maturity — making it one of the best long-term savings tools for parents of girl children in India.

Wealth-Economic Times
Women's Finance (also)

Small Savings at 8.2%: Is Your FD Beating This?

The government has kept small savings scheme interest rates unchanged for April–June 2026. Schemes like SCSS and Sukanya Samriddhi still offer up to 8.2% yearly — often better than regular bank fixed deposits, with added tax perks.

Wealth-Economic Times
Women's Finance (also)

SSY Deadline Missed? Your Daughter Loses ₹Lakhs

Sukanya Samriddhi Yojana builds a big fund for your daughter's future. But missing the yearly deposit deadline turns your account 'irregular' — and you lose compounding power worth lakhs over time.

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Women's Finance (also)

Child's Education Fund: Which ₹5K/Month Plan Wins?

PPF, Sukanya Samriddhi, NPS Vatsalya, and mutual funds all claim to build your child's future. But liquidity rules, lock-in periods, and actual returns make them very different beasts. Here's what each one actually delivers.

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Sukanya Samriddhi: Does Your ₹ Unlock at 21

Sukanya Samriddhi Yojana matures 21 years from the date you open it, not when the girl turns 21. So the earlier you open it, the longer your money stays locked — but also the more it grows.

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Women's Finance (also)

SSY at 21 Years: Can You Build ₹1 Cr for

Sukanya Samriddhi Yojana is a government scheme for girl children that offers 8.2% interest, full tax exemption, and can build a corpus of up to ₹1 crore or more if you invest the maximum amount every year from birth.

Wealth-Economic Times
Women's Finance (also)

Women Own 35% of MF Inflows — May 2026

Indian women now drive 35% of all mutual fund inflows and hold ₹11.3 trillion in assets. This shift shows more women are investing for long-term goals — and if you haven't started your SIP yet, here's why now is the right time.

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Women's Finance (also)

SSY Gives 8.2% Tax-Free — May 2026

Sukanya Samriddhi Yojana pays 8.2% interest, fully tax-free, with government backing. But your money is locked for up to 21 years. Is the return worth the wait — and what happens if you need cash before that?

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Women's Finance (also)

NPS Vatsalya vs SSY: Best Saving Scheme for

Indian parents have two strong government-backed options to save for their children's future — NPS Vatsalya and Sukanya Samriddhi Yojana. SSY is only for girl children and gives fixed returns, while NPS Vatsalya is open to all children and invests in markets. Knowing the difference helps you pick the right one for your family.

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Women's Finance (also)

Sukanya Samriddhi Rate — Apr 2026

The government has kept the Sukanya Samriddhi Account interest rate unchanged at 8.2% per year for the April to June 2026 quarter. This scheme helps parents save for their daughter's future — education, marriage, or financial independence. It remains one of the highest guaranteed returns available in India right now, beating most fixed deposits.

Wealth-Economic Times
Women's Finance (also)

Best Investments for Your Child's Future in 2025

Planning for your child's education or marriage? India offers several options — from Sukanya Samriddhi Yojana and PPF to mutual funds and fixed deposits. Each has different returns, tax benefits, and lock-in periods. Choosing the right mix early can make a huge difference to how much money you actually have when your child needs it most.

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Women's Finance (also)

FD vs PPF vs NSC: Which Gives You More in 2026?

The government has kept small savings scheme rates unchanged for April–June 2026. So how do PPF, NSC, and Sukanya Samriddhi compare to bank FDs right now? If you have money to park, this comparison helps you pick the right option based on your tax bracket, lock-in comfort, and return goals.

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Women's Finance — Quick Answers

What is Mahila Samman Bachat Patra?
MSBP is a 2-year small savings scheme launched in 2023 for women. Fixed interest (7.5% at introduction). Maximum deposit Rs 2 lakh across accounts. Partial withdrawal up to 40% allowed after 1 year. Great short-term savings option for women looking for guaranteed returns.
Are there loan schemes specifically for women entrepreneurs?
Yes. MUDRA Mahila offers priority under Shishu (up to Rs 50,000), Kishor (Rs 50,000-5 lakh), and Tarun (Rs 5-10 lakh) tiers. Public sector banks like SBI, Bank of Baroda, Canara have women-specific loan products with slightly lower interest rates and simpler documentation.
What is stridhan and how is it protected?
Stridhan is any property (jewellery, cash, gifts) given to a woman before, during, or after marriage. It legally belongs to her regardless of who paid for it. Marital or in-law claims on stridhan are illegal. If withheld, file a case under Section 406 IPC or approach a family court.
How is Sukanya Samriddhi different from Mahila Samman Bachat Patra?
SSY is only for daughters under 10, 21-year lock-in, EEE tax status. MSBP is for any adult woman, 2-year lock-in, interest taxable. Use SSY for long-term daughter's education/marriage goals; MSBP for short-term surplus parking.

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