Kids & Education Finance News India
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Sukanya Samriddhi, education loans, PPF for kids, teen finance and college planning.
📰 Latest Kids & Education Finance News
Coaching Costs ₹4L/Year: Is Your Retirement at Risk?
Indian parents are spending up to ₹4 lakh yearly on JEE, NEET, and other coaching classes. With education costs rising 10-12% every year, funding this the wrong way — by raiding your PF or taking a personal loan — can seriously hurt your financial future.
mint - moneyNBFC Education Loans: Is Your Family Getting a Fair Deal?
TVS Group's Home Credit India is acquiring education-focused lender Varthana Finance. This means more NBFCs are entering education lending — which affects families borrowing for school or college fees. Here's what to watch out for.
Inc42 Media6 Salary Perks That Cut Your Tax Bill Legally
Most salaried employees don't fully use tax-free allowances in their salary. From food coupons to phone bills, these perks are exempt from income tax — and using them smartly can save you thousands every year.
Wealth-Economic TimesRupee Bounces Back 2.2%: Is Your Portfolio Smiling?
The rupee has recovered sharply from its weakest level earlier this year, and foreign investors are pouring money back into India. This affects your mutual funds, EMIs on imported goods, and even your travel budget.
NDTV Profit - LatestSSY at 8.2%: Build ₹50L for Your Daughter?
Sukanya Samriddhi Yojana lets parents invest up to ₹1.5 lakh per year for a girl child. At 8.2% interest, compounded yearly, consistent deposits over 15 years can grow into a ₹50 lakh+ corpus by the account's 21-year maturity — fully tax-free.
Wealth-Economic TimesSSY at 8.2%: Can ₹12,500/Month Make Her a Crorepati?
Sukanya Samriddhi Yojana offers 8.2% interest, tax-free returns, and a 21-year maturity — making it one of the best long-term savings tools for parents of girl children in India.
Wealth-Economic TimesSSY Deadline Missed? Your Daughter Loses ₹Lakhs
Sukanya Samriddhi Yojana builds a big fund for your daughter's future. But missing the yearly deposit deadline turns your account 'irregular' — and you lose compounding power worth lakhs over time.
mint - moneyRaising 1 Child Costs ₹6.75Cr: Is Your Plan Ready?
School fees in India are rising 10-12% every year. By the time your child finishes education, total costs from birth to graduation in a metro could cross ₹6 crore. Most parents are not saving enough to cover this.
mint - moneyChild's Education Fund: Which ₹5K/Month Plan Wins?
PPF, Sukanya Samriddhi, NPS Vatsalya, and mutual funds all claim to build your child's future. But liquidity rules, lock-in periods, and actual returns make them very different beasts. Here's what each one actually delivers.
mint - moneyStudent Loans via EdTech: Are You Paying Too Much?
PhysicsWallah dropped its plan to lend directly to students and will now partner with NBFCs instead. If you or your child is taking a loan to pay for an online course, here's what you need to know before signing anything.
MEDIANAMASukanya Samriddhi: Does Your ₹ Unlock at 21
Sukanya Samriddhi Yojana matures 21 years from the date you open it, not when the girl turns 21. So the earlier you open it, the longer your money stays locked — but also the more it grows.
mint - moneyEdTech Loans: 3 Traps Costing You ₹Lakhs?
EdTech platforms are offering easy loans to enrol students in courses. But high interest rates, no job guarantee, and aggressive recovery tactics have burned many borrowers before. Here's what to watch before you sign.
Inc42 MediaSSY at 21 Years: Can You Build ₹1 Cr for
Sukanya Samriddhi Yojana is a government scheme for girl children that offers 8.2% interest, full tax exemption, and can build a corpus of up to ₹1 crore or more if you invest the maximum amount every year from birth.
Wealth-Economic TimesRupee at ₹96/$: Is Your Foreign Degree Worth
A weaker rupee, rising tuition fees, stricter visas, and tight job markets abroad have made foreign education loans riskier than ever. Before taking a ₹50–80 lakh loan at 12%, you need to do the math honestly.
mint - moneySSY Gives 8.2% Tax-Free — May 2026
Sukanya Samriddhi Yojana pays 8.2% interest, fully tax-free, with government backing. But your money is locked for up to 21 years. Is the return worth the wait — and what happens if you need cash before that?
mint - moneyKids' College in Delhi? Save ₹25K/Month Now
Engineering and medical college fees in Delhi can easily cross ₹20-50 lakh per child. If you start saving early, even a monthly SIP of ₹15,000-25,000 can build that corpus over 10-15 years. This article breaks down how much you actually need to save, which instruments work best, and how to build a solid education fund for your children.
mint - moneyNPS Vatsalya vs SSY: Best Saving Scheme for
Indian parents have two strong government-backed options to save for their children's future — NPS Vatsalya and Sukanya Samriddhi Yojana. SSY is only for girl children and gives fixed returns, while NPS Vatsalya is open to all children and invests in markets. Knowing the difference helps you pick the right one for your family.
mint - moneySukanya Samriddhi Rate — Apr 2026
The government has kept the Sukanya Samriddhi Account interest rate unchanged at 8.2% per year for the April to June 2026 quarter. This scheme helps parents save for their daughter's future — education, marriage, or financial independence. It remains one of the highest guaranteed returns available in India right now, beating most fixed deposits.
Wealth-Economic TimesBest Investments for Your Child's Future in 2025
Planning for your child's education or marriage? India offers several options — from Sukanya Samriddhi Yojana and PPF to mutual funds and fixed deposits. Each has different returns, tax benefits, and lock-in periods. Choosing the right mix early can make a huge difference to how much money you actually have when your child needs it most.
mint - moneyFD vs PPF vs NSC: Which Gives You More in 2026?
The government has kept small savings scheme rates unchanged for April–June 2026. So how do PPF, NSC, and Sukanya Samriddhi compare to bank FDs right now? If you have money to park, this comparison helps you pick the right option based on your tax bracket, lock-in comfort, and return goals.
mint - moneyChildren's Education Allowance: Know Your Rights
If you're a central government employee, you can claim a special allowance called Children's Education Allowance (CEA) to help pay for your kids' school expenses — and get a tax exemption on it too. This benefit covers tuition, hostel costs, and more. Here's how it works and how much you can actually save.
mint - moneyRelying on Kids for Retirement? Your ₹0 Plan
Millions of Indian parents spend their savings on children's education and weddings, expecting support in old age. But with rising costs and changing family structures, this unspoken deal is breaking down — and it could leave you with no money at 65.
freefincalAfter 35? Your Life Insurance Gap Could Cost ₹1Cr
Once you cross 35, your home loan, kids' school fees, and ageing parents make life insurance non-optional. Here's how much cover you actually need and how to combine it with your investments smartly.
mint - moneyRaise Money-Smart Kids: 5 Habits Before Age 15
Indian parents spend lakhs on tuition and coaching but rarely teach kids how money works. Basic money habits learned early — budgeting, saving, avoiding debt — can protect your child's financial future far more than any degree.
freefincal2 Kids in School? Save ₹36,000 in Tax You're Missing
If you have kids in school, the government lets you reduce your taxable income through education allowance, hostel allowance, and Section 80C tuition fee deductions. Most salaried parents don't use all three — and lose real money every year.
mint - moneyPPF vs SCSS vs MIS: Which Scheme Wins in 2026?
The government kept small savings interest rates unchanged for July–September 2026. PPF, SCSS, MIS, and Sukanya Samriddhi still offer strong guaranteed returns. Here is how each scheme compares and which one suits your life stage.
Wealth-Economic TimesPPF & SCSS Rates July 2026: What You Earn Now
The government announces Small Savings Scheme rates every quarter. For July–September 2026, rates on PPF, SCSS, SSY, NSC and others could stay the same or change — affecting lakhs of Indian savers right now.
mint - money5 Tax Deductions Saving You ₹2.5L This ITR Season
Under the old tax regime, sections like 80C, 80D, and 80E let you cut your taxable income by lakhs. Most salaried Indians leave this money on the table by not filing smartly.
mint - money₹1 Crore by Age 18: Your Child's SIP Roadmap
If you start a SIP of around ₹8,000–₹10,000 per month from your child's birth, compounding can help you build a ₹1 crore corpus by the time they turn 18. Wait too long and you'll need to invest much more every month to reach the same goal.
mint - moneyForeign Degree Costs ₹2Cr+ — May 2026
Sending your child abroad for higher education can cost over ₹2 crore when you add tuition, rent, food, insurance, and a weaker rupee. Starting a SIP early — ideally 10-15 years before — is the smartest way Indian parents can build this fund without breaking the bank.
Wealth-Economic Times