Kids & Education Finance News India
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Sukanya Samriddhi, education loans, PPF for kids, teen finance and college planning.
📰 Latest Kids & Education Finance News
₹10L for Your Daughter: 3 Investments That Win
Got ₹10 lakh to invest for your young daughter? Experts say split it between equity mutual funds, Sukanya Samriddhi Yojana, and term insurance to build serious wealth for her education and marriage.
mint - moneyClose Education Loan Early? 7 Factors First
Closing your education loan early sounds smart, but it depends on your interest rate, prepayment charges, tax benefits, and emergency fund. Check these 7 things before you pay off that loan.
mint - moneySSY Withdrawal Rules: 5 Facts You Must Know
Sukanya Samriddhi Yojana pays 8.2% interest and saves tax, but you can only withdraw money at specific life events. Most parents don't know the rules until it's too late.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsKids Change Career Plans: Is Your Fund Ready?
Children switch dream careers constantly — from doctor to designer to data scientist. Building a rigid education fund for one goal is a trap. Here's how Indian parents can build a flexible education corpus that bends without breaking.
mint - moneyKid's Dream Changes? Your ₹500/Month SIP May Not Cover It
Your child may want to be a doctor today and a game designer tomorrow. Smart parents don't save for one fixed goal — they build a flexible corpus that gives their kid the freedom to choose any path.
mint - moneySSY 8.2% Return: Turn ₹1,500/Month Into ₹8L+?
Sukanya Samriddhi Yojana pays 8.2% interest yearly, guaranteed by the government. Investing just ₹1,500 a month for your daughter can grow into over ₹8 lakh by the time she turns 21 — fully tax-free.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsByju's Insolvency: Is Your ₹19,000 Cr Fee Safe?
Byju's parent company is in insolvency proceedings. A court has paused the bidding process until August 31. If you paid fees or hold a loan linked to Byju's, here's what you need to know right now.
Inc42 MediaCoaching Costs ₹4L/Year: Is Your Retirement at Risk?
Indian parents are spending up to ₹4 lakh yearly on JEE, NEET, and other coaching classes. With education costs rising 10-12% every year, funding this the wrong way — by raiding your PF or taking a personal loan — can seriously hurt your financial future.
mint - moneyNBFC Education Loans: Is Your Family Getting a Fair Deal?
TVS Group's Home Credit India is acquiring education-focused lender Varthana Finance. This means more NBFCs are entering education lending — which affects families borrowing for school or college fees. Here's what to watch out for.
Inc42 Media6 Salary Perks That Cut Your Tax Bill Legally
Most salaried employees don't fully use tax-free allowances in their salary. From food coupons to phone bills, these perks are exempt from income tax — and using them smartly can save you thousands every year.
Wealth-Economic TimesRupee Bounces Back 2.2%: Is Your Portfolio Smiling?
The rupee has recovered sharply from its weakest level earlier this year, and foreign investors are pouring money back into India. This affects your mutual funds, EMIs on imported goods, and even your travel budget.
NDTV Profit - LatestSSY at 8.2%: Build ₹50L for Your Daughter?
Sukanya Samriddhi Yojana lets parents invest up to ₹1.5 lakh per year for a girl child. At 8.2% interest, compounded yearly, consistent deposits over 15 years can grow into a ₹50 lakh+ corpus by the account's 21-year maturity — fully tax-free.
Wealth-Economic TimesSSY at 8.2%: Can ₹12,500/Month Make Her a Crorepati?
Sukanya Samriddhi Yojana offers 8.2% interest, tax-free returns, and a 21-year maturity — making it one of the best long-term savings tools for parents of girl children in India.
Wealth-Economic TimesSSY Deadline Missed? Your Daughter Loses ₹Lakhs
Sukanya Samriddhi Yojana builds a big fund for your daughter's future. But missing the yearly deposit deadline turns your account 'irregular' — and you lose compounding power worth lakhs over time.
mint - moneyRaising 1 Child Costs ₹6.75Cr: Is Your Plan Ready?
School fees in India are rising 10-12% every year. By the time your child finishes education, total costs from birth to graduation in a metro could cross ₹6 crore. Most parents are not saving enough to cover this.
mint - moneyChild's Education Fund: Which ₹5K/Month Plan Wins?
PPF, Sukanya Samriddhi, NPS Vatsalya, and mutual funds all claim to build your child's future. But liquidity rules, lock-in periods, and actual returns make them very different beasts. Here's what each one actually delivers.
mint - moneyStudent Loans via EdTech: Are You Paying Too Much?
PhysicsWallah dropped its plan to lend directly to students and will now partner with NBFCs instead. If you or your child is taking a loan to pay for an online course, here's what you need to know before signing anything.
MEDIANAMASukanya Samriddhi: Does Your ₹ Unlock at 21
Sukanya Samriddhi Yojana matures 21 years from the date you open it, not when the girl turns 21. So the earlier you open it, the longer your money stays locked — but also the more it grows.
mint - moneyEdTech Loans: 3 Traps Costing You ₹Lakhs?
EdTech platforms are offering easy loans to enrol students in courses. But high interest rates, no job guarantee, and aggressive recovery tactics have burned many borrowers before. Here's what to watch before you sign.
Inc42 MediaSSY at 21 Years: Can You Build ₹1 Cr for
Sukanya Samriddhi Yojana is a government scheme for girl children that offers 8.2% interest, full tax exemption, and can build a corpus of up to ₹1 crore or more if you invest the maximum amount every year from birth.
Wealth-Economic TimesRupee at ₹96/$: Is Your Foreign Degree Worth
A weaker rupee, rising tuition fees, stricter visas, and tight job markets abroad have made foreign education loans riskier than ever. Before taking a ₹50–80 lakh loan at 12%, you need to do the math honestly.
mint - moneySSY Gives 8.2% Tax-Free — May 2026
Sukanya Samriddhi Yojana pays 8.2% interest, fully tax-free, with government backing. But your money is locked for up to 21 years. Is the return worth the wait — and what happens if you need cash before that?
mint - moneyKids' College in Delhi? Save ₹25K/Month Now
Engineering and medical college fees in Delhi can easily cross ₹20-50 lakh per child. If you start saving early, even a monthly SIP of ₹15,000-25,000 can build that corpus over 10-15 years. This article breaks down how much you actually need to save, which instruments work best, and how to build a solid education fund for your children.
mint - moneyNPS Vatsalya vs SSY: Best Saving Scheme for
Indian parents have two strong government-backed options to save for their children's future — NPS Vatsalya and Sukanya Samriddhi Yojana. SSY is only for girl children and gives fixed returns, while NPS Vatsalya is open to all children and invests in markets. Knowing the difference helps you pick the right one for your family.
mint - moneySukanya Samriddhi Rate — Apr 2026
The government has kept the Sukanya Samriddhi Account interest rate unchanged at 8.2% per year for the April to June 2026 quarter. This scheme helps parents save for their daughter's future — education, marriage, or financial independence. It remains one of the highest guaranteed returns available in India right now, beating most fixed deposits.
Wealth-Economic TimesBest Investments for Your Child's Future in 2025
Planning for your child's education or marriage? India offers several options — from Sukanya Samriddhi Yojana and PPF to mutual funds and fixed deposits. Each has different returns, tax benefits, and lock-in periods. Choosing the right mix early can make a huge difference to how much money you actually have when your child needs it most.
mint - moneyFD vs PPF vs NSC: Which Gives You More in 2026?
The government has kept small savings scheme rates unchanged for April–June 2026. So how do PPF, NSC, and Sukanya Samriddhi compare to bank FDs right now? If you have money to park, this comparison helps you pick the right option based on your tax bracket, lock-in comfort, and return goals.
mint - moneyChildren's Education Allowance: Know Your Rights
If you're a central government employee, you can claim a special allowance called Children's Education Allowance (CEA) to help pay for your kids' school expenses — and get a tax exemption on it too. This benefit covers tuition, hostel costs, and more. Here's how it works and how much you can actually save.
mint - moneyNPS Vatsalya: Build ₹5 Cr for Your Child's Future?
NPS Vatsalya lets parents invest for minor children's retirement from birth. Started in Budget 2024-25, it's regulated by PFRDA and works like a regular NPS account — with compounding doing the heavy lifting over decades.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsSSY vs PPF 2026: Which Scheme Earns You More?
SSY gives 8.2% interest and is only for girl children, while PPF gives 7.1% and is open to everyone. Both are tax-free and government-backed — but which one to pick depends on your family situation and goals.
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