Personal Loan News India
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Personal loan rate changes, lender launches, NBFC updates, loan-app news.
📰 Latest Personal Loan News
Loan Fest Freebies: Is 30% Interest Worth Your OTT?
Bajaj Finance is offering free OTT subscriptions and dining vouchers if you take a personal loan by August 31. Sounds exciting — but interest rates go up to 30% per year, so the rewards may cost far more than they are worth.
NewsVoirBanks Post Big Q1 Profits: What It Means for Your FD?
Axis, Kotak, and IDBI banks reported strong April–June profits, mainly because they set aside less money for bad loans and recovered old dues. Here's what rising bank profits actually mean for your deposits, loan rates, and savings.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineRBI's ECL Norms: Is Your Bank's FD Rate at Risk?
RBI's new Expected Credit Loss rules force banks to set aside more money for future bad loans. This reduces banks' net worth and may quietly push up loan rates or squeeze FD returns for everyday customers.
NDTV Profit - Latest2-Wheeler Loans 72% Faster: Is Your EMI Approved Yet?
Hero FinCorp now uses AI to process two-wheeler loans much faster. Documents, PAN, Aadhaar checks, and disbursal happen automatically — meaning less waiting, fewer rejected applications, and quicker cash in hand for buyers.
NewsVoirNBFCs Tighten Lending: Will Your Loan Get Harder to Get?
Digital NBFCs like Kissht are shifting focus from fast growth to better-quality borrowers. This means tighter loan approvals, higher credit score requirements, and new products like loan against property — all affecting how easily you can borrow.
Inc42 MediaRetiring With an EMI? 3 Risks to Your Corpus
Not everyone retires debt-free, and that's okay — but only if your EMI is affordable and low-interest. High-interest personal loans or credit card debt in retirement can wipe out your savings fast. Here's how to know if your EMI is safe or dangerous.
Wealth-Economic TimesBajaj Finance Profits Soar: Is Your EMI Still Too High?
Bajaj Finance posted a 29% jump in net profit this quarter. But booming NBFC profits often mean borrowers are paying high interest rates. Here's what you should know about your EMI and loan costs.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCRED Perks vs Reality: Are You Really Saving?
CRED built its brand on rewarding high credit score users with deals and cashback. But with rising platform fees, limited redemption options, and newer competitors, it's worth asking whether premium credit card apps actually save you money or just feel like they do.
Inc42 MediaCo-Lending Boom: Will Your Loan EMI Get Cheaper?
When big banks team up with NBFCs through co-lending deals, they can offer cheaper loans to more people. Here's how this banking trend could lower your EMI and widen your access to credit.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineNBFC Loans Up 19.5%: Is Your Next EMI Cheaper?
NBFCs grew their total lending by 14.2% in May 2026. Retail loans — home, vehicle, and gold — grew the fastest at 19.5%, meaning more lenders are competing for your business, which could mean better loan deals for you.
PRESS RELEASES FROM RBIPersonal Loan Rejected? 6 Reasons You Were Denied
Most personal loan rejections are preventable. Lenders check your credit score, income stability, existing debt, and documents before approving. Knowing what they look for helps you fix gaps before you even apply.
mint - moneyNRI Credit Cards: 5 Costs That Hurt Your Wallet
NRI credit cards do more than earn rewards — they build your CIBIL score for future loans in India. But hidden forex charges, FEMA rules, and repayment traps can hurt you if you don't read the fine print.
Wealth-Economic TimesCo-Lending Explained: Could You Get a Cheaper Loan?
Banks like Bank of India are now teaming up with NBFCs to give you loans at lower rates. This co-lending model means better rates and easier access — especially if you're self-employed or have a thin credit file.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineStudent Loans via EdTech: Are You Paying Too Much?
PhysicsWallah dropped its plan to lend directly to students and will now partner with NBFCs instead. If you or your child is taking a loan to pay for an online course, here's what you need to know before signing anything.
MEDIANAMABorrowing from an NBFC? 5 Risks You Must Know
A new NBFC called Nivasa Capital just got RBI approval to give home loans. More NBFCs means more loan options — but borrowing from an NBFC works very differently from a bank, and many Indians don't know the key risks.
Inc42 MediaIs Your Bank Failing You? 5 Rights You Have
Most Indians stay loyal to one bank out of habit, not satisfaction. But banks are now competing hard for your business — which means you have more power than ever to demand better rates, faster service, and lower fees.
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