Personal Loan News India
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📰 Latest Personal Loan News
Gold Loan Stress: Is Your Pledged Gold Safe?
Top NBFCs like Bajaj Finance and Piramal Finance are warning about rising defaults and repayment delays in gold loans. If you have a gold loan, here is what you need to watch out for right now.
FinanceGold Loans Turning Risky? 3 Signs You Must Watch
Bajaj Finance and Piramal Finance are reporting early signs of stress in their gold loan books. If you have a gold loan, here's what rising defaults mean for your jewellery, your EMI, and your credit score.
FinanceFirst Car Loan? 6 Costs Beyond EMI You Must Know
Buying your first car this festive season? The EMI is just the beginning. From insurance to fuel to hidden loan charges, the real cost of owning a car can be lakhs more than the showroom sticker price.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsGold Loan Boom: 5 Traps Costing You Extra?
Gold loans are booming in India as gold prices rise and banks tighten personal loans. NBFCs are lending more against gold jewellery. Before you pledge your family's gold, know the real costs and risks involved.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine3 Missed Gold Loan EMIs? Your Jewellery Gets Auctioned
If you take a gold loan and miss EMIs, your pledged jewellery can be auctioned by the lender. Experts say the process can begin after just 3 missed payments. Here's exactly how it works and how to protect your gold.
LivemintFestive Credit Boom: Is Now Smart to Borrow?
Indian banks, including PNB, expect credit growth to jump up to 2% this quarter driven by festive season demand. More loans are being given out — but that doesn't always mean borrowing more is smart for your wallet.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineFarm Loans Shrinking: Is Your KCC Limit at Risk?
Banks are quietly pulling back on farm loans. Rural credit is growing slower than other loans. If you depend on a Kisan Credit Card or agri loan, your limit or approval chances may tighten soon.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineFestive Loans: 5 Checks Before You Sign the Deal
Banks and lenders flood the market with festive offers every October. Gold rewards, zero-processing-fee loans, and cashback sound great — but a few hidden traps can cost you more than the discount you got.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsZero Down Payment Bike Loan: What It Costs You?
Festive season bike loans with zero down payment and rates from 5.99% sound attractive. But longer tenures mean you pay significantly more overall. Here's how to decide if this deal actually works for your wallet.
NDTV Profit - LatestAccount Aggregator Loans: Is Your Data Working For You?
India's Account Aggregator system lets lenders see your bank statements with your permission. Loans using this system crossed ₹3.82 lakh crore in FY26 — and first-time borrowers are getting approved faster than ever before.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsNew NBFC Enters EV Lending: Is Your Loan Cheaper?
A new NBFC backed by an electric vehicle mobility company has received RBI authorisation and plans to build a ₹5,000 crore loan book in five years. More competition in EV lending could mean better loan rates and easier approvals for buyers of electric two-wheelers and three-wheelers.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCar Loans Up 49%: Is Your EMI Eating You Alive?
The average passenger vehicle loan in India has jumped to ₹8.2 lakh — nearly 49% more than 7 years ago. NBFCs fund most two-wheeler loans. If you're planning a vehicle loan, here's what this means for your EMI and credit score.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCar Loans Up 49%: Are You Borrowing Too Much?
The average car loan in India has jumped 49% to ₹8.2 lakh since 2019. Higher loan amounts mean bigger EMIs and more interest paid overall. Before you drive off the lot, here's what to check.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsCar Loans Up 49%: Is Your EMI Budget Ready?
The average car loan in India has jumped 49% to ₹8.2 lakh since 2019, and loan tenures have stretched to 62 months. SUV popularity is the main driver. Higher loans mean bigger EMIs and more total interest paid.
FinanceDigital Loans Up 28%: Is Your ₹18K EMI Too Risky?
India's digital lenders now hold ₹1.54 lakh crore in loans, growing 28% in a year. 70% of all personal loans now come from digital apps. Average loan size jumped 15% to ₹18,802 — meaning more Indians are borrowing bigger amounts online, often without fully reading the fine print.
FinanceMoneyview IPO 6X Full: Will You Get Allotment?
Moneyview's IPO is already subscribed over 6 times by Day 2. Retail investors are in at 5X, big-money bidders at 15X. Here's what your allotment chances look like and what to do before Day 3 closes.
Inc42 MediaAI Lending Apps Grow: Is Your Loan Data Safe?
Digital lending platforms are raising massive funds and using AI to decide your loan eligibility in seconds. Here's what that means for your personal loan, your data privacy, and your rights as a borrower.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineLoan Default? 5 Legal Steps Banks Can Take
If you miss loan EMIs, banks follow a step-by-step legal process before taking action. Know your rights as a borrower — from the first reminder call to asset repossession — so you can protect yourself and negotiate smartly.
Wealth-Economic TimesLoan Fest Freebies: Is 30% Interest Worth Your OTT?
Bajaj Finance is offering free OTT subscriptions and dining vouchers if you take a personal loan by August 31. Sounds exciting — but interest rates go up to 30% per year, so the rewards may cost far more than they are worth.
NewsVoirBanks Post Big Q1 Profits: What It Means for Your FD?
Axis, Kotak, and IDBI banks reported strong April–June profits, mainly because they set aside less money for bad loans and recovered old dues. Here's what rising bank profits actually mean for your deposits, loan rates, and savings.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineRBI's ECL Norms: Is Your Bank's FD Rate at Risk?
RBI's new Expected Credit Loss rules force banks to set aside more money for future bad loans. This reduces banks' net worth and may quietly push up loan rates or squeeze FD returns for everyday customers.
NDTV Profit - Latest2-Wheeler Loans 72% Faster: Is Your EMI Approved Yet?
Hero FinCorp now uses AI to process two-wheeler loans much faster. Documents, PAN, Aadhaar checks, and disbursal happen automatically — meaning less waiting, fewer rejected applications, and quicker cash in hand for buyers.
NewsVoirEarning ₹60K but Spending ₹1.8L? Your EMI Trap
Millions of salaried Indians are borrowing to fund lifestyles their salaries cannot support — cars, gadgets, holidays on EMI. This debt spiral quietly destroys your financial health. Here's how to spot it and fix it before it gets worse.
freefincalRBI Cut Rates 0.50% — Is Your EMI Still High?
RBI's rate-setting committee was split on how fast to cut rates, with some members worried about rising prices. Here's what that internal debate means for your EMI, FD, and savings in plain terms.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineICICI Bank Hikes Fees Dec 1: Is Your Wallet Ready?
ICICI Bank is raising charges on demand drafts, cash transactions, and ECS debit returns from December 1. If you hold a salary or regular account with ICICI, some everyday banking tasks will now cost more — plus GST on top.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsFD Rates Up, Your Loan Rate Stuck: The ₹18K Gap
Indian Bank raised FD rates by 15 basis points on two special tenures. Good news for savers — but if you have an active loan, your interest rate likely hasn't moved. Here's what to do with any spare cash after your EMIs.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsCredit Life Insurance: Is Your ₹30L Loan Covered?
Credit life insurance pays off your entire loan if you die — so your family keeps the house, not the debt. Most borrowers don't know they can buy this separately and save money.
mint - insuranceRepo Rate Up 25 bps: Higher EMI or Longer Tenure?
RBI hiked repo rate by 0.25%. Your home loan EMI went up. Now your bank is offering two choices: pay more each month or stretch your loan longer. One option costs you lakhs more — here's which one.
mint - moneyRepo Rate Hiked 25 bps: Will Your EMI Rise?
The Reserve Bank raised its key repo rate by 25 bps to 5.50% and moved to a tighter stance. Rising prices drove the call. Rate cuts look unlikely soon, so your loan and deposit rates deserve a check.
Reserve Bank of IndiaRate Hike Hit? Higher EMI vs Longer Tenure: Choose Right
When home loan rates rise, banks quietly extend your tenure or raise your EMI. Knowing which option actually saves you money can mean lakhs of rupees difference over your loan's lifetime.
mint - money