Unclaimed EPF & Insurance? Claim Your ₹1L Back
Millions of Indians have unclaimed LIC policies, dormant EPF accounts, and forgotten deposits sitting idle. The government's 'Your Money — Your Right' campaign now makes it easier to find and claim what's rightfully yours — all online.
India's unclaimed funds could pay 2+ years of chai for every Indian adult — yet most people don't even know they have money waiting.
Your unclaimed money is sitting idle — here's how to get it back
Key Takeaways
Visit EPFO's Unclamed Amount portal (unclaimedepf.epfindia.gov.in) and log in with your UAN to check if any old employer PF accounts are lying dormant and unclaimed.
Check RBI's UDGAM portal (udgam.rbi.org.in) to search for unclaimed deposits across multiple banks using just your name, PAN, or mobile number.
Contact LIC's nearest branch or use licindia.in to trace any old policies — yours or a deceased family member's — and submit a maturity or death claim with required KYC documents.
Millions of Indians have unclaimed LIC policies, dormant EPF accounts, and forgotten deposits sitting idle. The government's 'Your Money — Your Right' campaign now makes it easier to find and claim what's rightfully yours — all online.
Here's what happened: The Centre launched 'Your Money — Your Right' to help citizens recover unclaimed EPF balances, lapsed LIC policies, and dormant bank deposits through official online portals.. Unclaimed EPF funds from inoperative accounts and unclaimed insurance maturity amounts run into thousands of crores, affecting millions of salaried and self-employed Indians.. EPFO, LIC, and RBI's UDGAM portal now offer unified, online claim processes so individuals can track and reclaim their dormant money without visiting offices..
What you should do: Visit EPFO's Unclamed Amount portal (unclaimedepf.epfindia.gov.in) and log in with your UAN to check if any old employer PF accounts are lying dormant and unclaimed.. Check RBI's UDGAM portal (udgam.rbi.org.in) to search for unclaimed deposits across multiple banks using just your name, PAN, or mobile number.. Contact LIC's nearest branch or use licindia.in to trace any old policies — yours or a deceased family member's — and submit a maturity or death claim with required KYC documents..
If you've changed jobs more than once, you likely have multiple old UAN-linked PF accounts. Merge them on the EPFO portal before claiming — otherwise, each needs a separate claim request.
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- [1]“Have unclaimed insurance and EPF amounts? Check where to make claims online under ‘Your Money — Your Right’ campaign” mint - money · 23 Jul 2026
This article is reported by GoCredit's Editorial Team based on the source above. GoCredit synthesises, contextualises, and adds India-borrower-relevant analysis. We are not the original publisher.