Financial Planning News India
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Emergency funds, financial goals, cash flow planning and general money management.
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5 Money Mistakes That Erase Your Salary Gains
Most Indians earn more every year but don't build real wealth. Bad money habits — lifestyle inflation, ignoring debt, no emergency fund — silently drain your salary. Here's how to spot and fix them before it's too late.
freefincalFake Net Worth, Real Default: Is Your Bank Safe?
A top businessman is accused of faking his net worth to get ₹1,000 crore in bank loans that later defaulted. Here's how loan fraud works, what banks miss, and what it means for your deposits and credit.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineNSE IPO 2025: Will You Actually Get Any Shares?
NSE plans to announce its IPO price band by September 11 and list shares in the third week of September. Here's what every retail investor must know before applying — including why most people won't get allotment.
NDTV Profit - LatestDA Arrears Delayed? Your ₹14,191 Cr at Risk
A state government has told the Supreme Court it cannot pay ₹14,191 crore in Dearness Allowance arrears in 14 days. If you are a state government employee, your DA backlog may take much longer than the court ordered.
NDTV Profit - LatestPension Arrears Paid: Is Your State Owing You Money?
Himachal Pradesh is paying 35% of pending salary arrears to state pensioners, with an extra ₹20,000 for Class-IV retirees. If you or a family member is a government pensioner anywhere in India, unclaimed arrears may be sitting in state accounts — here's what you need to know.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News8th Pay Commission: Will Pre-2026 Pensions Get Revised?
The government has forwarded demands to revise pensions for retirees who retired before 2026 to the Department of Expenditure. Here is what this means for lakhs of central government pensioners and their families.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsBRICS 2026: Delhi Hotel Surge — Can You Still Travel?
Delhi hotel prices have shot past ₹1 lakh per night ahead of the BRICS Summit. This is a real lesson in how major events spike travel costs — and why booking early or choosing alternative stays can save you thousands.
NDTV Profit - LatestLoan Waiver Blocked by Aadhaar? 3 Fixes for Farmers
Farmers applying for loan waivers often get stuck when Aadhaar fingerprint scans fail due to worn skin or old age. Alternative verification through local officials can unlock your waiver — here's how to use it.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsHigh-Yield Bonds: Is the Extra 4% Worth Your Risk?
High-yield bonds pay more interest than safe government or AAA bonds, but they come with real default and liquidity risk. Before chasing the extra return, Indian investors need to understand credit ratings, portfolio limits, and what happens when an issuer can't pay back.
mint - moneyTech Layoffs Rising: Is Your EMI Safe? — Sep 2026
Mass layoffs in big tech are back. If you're a salaried professional with EMIs, home loans, or credit cards, now is the time to check whether your finances can survive a sudden job loss.
Inc42 Media8th CPC Hiring: 3 Roles, ₹2.86L Pay — Apply Today
The 8th Pay Commission is hiring Senior Consultants, Consultants, and Young Professionals today — August 31 is the last day to apply. These contract roles help shape salary rules for 50 lakh+ central government employees.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News8th Pay Panel: ₹6.72L Pension Boost — Are You Eligible?
Central govt retirees who commute part of their pension lose that portion for 15 years. Under 8th Pay Commission proposals, cutting this to 10–12 years could mean significantly higher monthly pension income for lakhs of retired employees.
Wealth-Economic TimesRevenue Record ≠ Ownership: What You Must Know
The Supreme Court confirmed that having your name in a revenue record does not mean you own the property. Real ownership needs a registered sale deed or proven legal title — not just a government land record entry.
mint - money₹1L or ₹10L First? Your Savings Order Matters
Should you build a ₹1 lakh emergency fund first or jump straight to saving ₹10 lakh? The order you chase financial milestones in matters more than the goal itself — and getting it wrong can set you back years.
NDTV Profit - Latest8th Pay Commission in Bengaluru: Is Your Pay Rising?
The 8th Pay Commission is visiting Bengaluru on October 7-8 to gather feedback from government employees and stakeholders. If you're a central government employee or pensioner, this visit directly shapes your future salary and pension.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News₹20,000 Arrears Bonus: Is Your State Paying DA Yet?
Himachal Pradesh announced ₹20,000 extra above pending salary arrears for retired government employees. If your state still owes DA arrears, here's how to track what you're owed and plan that lump sum wisely.
mint - money57th GST Council: 5 Changes That Hit Your Wallet?
The 57th GST Council meets on September 12, 2026 to discuss cess, input tax credit rules, and energy sector taxation. Any changes could affect what you pay for goods, services, and how small businesses claim tax refunds.
taxguruinNew Home? 7 Post-Purchase Steps to Protect Your ₹50L
Buying a home is just step one. Updating ownership records, securing legal documents, and checking encumbrances after purchase can protect your investment from costly disputes, legal challenges, and loan complications later.
mint - moneyNCLT Settles a Debt: Can You Get Your Money Back?
When a big debtor gets an NCLT repayment plan approved, what does it mean for ordinary investors and creditors? Here's what personal insolvency law means for your money and your claims.
NDTV Profit - Latest₹4 Crore via EPF by 60: Can Your Salary Do It?
A salaried person earning ₹80,000 basic+DA at 30 can potentially retire with ₹4 crore in EPF alone by 60, thanks to employer contributions and compounding at current EPF interest rates.
NDTV Profit - Latest₹1L E-Scooter? 6 Costs Buyers Miss Before Paying
Electric scooters around ₹1 lakh look affordable, but insurance, loan interest, charging setup, and resale value gaps can add ₹30,000–₹50,000 to your real cost. Here's what to calculate before you sign.
Inc42 MediaSPARSH Portal: Check Your Defence Pension in 5 Steps
SPARSH is the Indian government's online portal for defence pensioners to check pension payments, PPO details, disability benefits, and life certificate status — no paperwork, no office queues, all from your phone or laptop.
mint - moneyBuilder Fraud Arrested: Is Your Home Deposit Safe?
When a real estate developer is arrested for fraud, homebuyers who paid booking amounts or EMIs are often left unprotected. Here's what Indian homebuyers must know to protect their money before signing anything.
NDTV Profit - LatestAccepted Retirement Benefits? Your Pension Is Locked
The Supreme Court has ruled that a government employee who accepts retirement benefits under one pension scheme cannot later switch to a different scheme. Once you take the money, the choice is final — no do-overs.
mint - moneyPhone Prices Up ₹6,000: Should You Buy or Wait?
Smartphone prices in India are rising due to higher memory chip costs. Brands like Oppo and OnePlus have hiked prices by ₹3,000–₹6,000. Here's how to decide whether to buy now, wait, or finance smartly without wrecking your budget.
NDTV Profit - LatestKid Changing Careers? Protect Your ₹50L Goal
When your child pivots careers, your savings goal can instantly become obsolete. Here's a 3-part strategy: build a flexible, inflation-adjusted corpus; avoid rigid goal labelling; and bake in a currency buffer for overseas options — so any career choice stays fundable.
mint - money₹1 Crore Salary, Zero Savings? Here's Why
Earning big doesn't mean you're financially free. Lifestyle inflation, EMI overload, and peer pressure can quietly drain even a ₹1 crore salary, leaving high earners with little savings and zero financial cushion.
mint - moneyLifestyle Creep: Is Your Salary Gone Before Month-End?
Indians are spending more on dining out, travel, subscriptions, and convenience — but without a plan, lifestyle inflation quietly kills your savings. Here is how to enjoy life and still build wealth.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News8th CPC Pension Revision: What's at Stake for You?
The 8th Pay Commission is being set up to revise salaries and pensions for central government employees. Whether pension revision is included in its terms of reference will directly decide if 2.5 crore-plus pensioners get a meaningful increase.
Wealth-Economic TimesGold Near All-Time High: Is Your SIP Beating It?
Gold prices in India are holding firm near record levels as global rate hike fears ease. Before you rush to buy, here is what every Indian investor should know about gold as part of their financial plan.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News