Housing & Real Estate News India
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Home loans, RERA notifications, real estate market trends, PMAY housing.
📰 Latest Housing & Real Estate News
Sold Property Below Circle Rate? Your Tax Notice Risk
If you sell property below the government's stamp duty value, the tax department can tax you on the higher stamp duty amount — not your actual sale price. But there are legal ways to fight back and win.
Wealth-Economic TimesAccepted Delayed Flat? You May Lose RERA Rights
A Mumbai family accepted their flat 2+ years late, then filed for RERA compensation — and lost. Accepting possession without a written protest can legally signal that you've waived your right to interest. Here's how to protect yourself.
mint - moneySBI Profits Up 10%: Is Your EMI Rate Still Fair?
SBI posted strong profits with rising interest income and falling bad loans. But when a bank earns more from interest, it usually means borrowers are paying more. Here's what SBI's results mean for your home loan, FD, and savings.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCo-op Bank Home Loans: New ₹60L Limit Coming?
RBI wants to raise housing loan limits and change lending rules for rural co-operative banks. If passed, borrowers in smaller towns and villages could access bigger home loans from their local co-op bank — at potentially lower rates than private lenders.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsChennai Homes 2026: 3 Localities With 12% Rental Yield
Chennai's real estate market is heating up in 2026. If you're thinking of buying a home for rental income or long-term growth, knowing which localities to pick can mean the difference between a smart investment and a stuck one.
Wealth-Economic TimesTook Flat Keys Quietly? Your RERA Rights May Be Gone
A homebuyer in Maharashtra waited over 2 years beyond the promised date but got zero compensation from MahaRERA — because they accepted possession without formally objecting. Here's what that means for every flat buyer in India.
Wealth-Economic TimesCA Fined ₹50K: Is Your Loan Certificate Verified?
India's CA regulator ICAI fined a chartered accountant ₹50,000 for issuing a cash certificate without checking actual account books. If your loan, visa, or ITR depends on a CA-signed document, here's why this matters for you.
taxguruinStilt Parking Allotment: Is Your ₹10L Spot Legal?
Maharashtra courts have ruled that builders cannot allot stilt parking to individual buyers after a housing society is registered. If your parking was given post-registration, your society can legally take it back — even if you paid for it.
Wealth-Economic TimesRent + Resale: Are NCR Flats Your Best ₹ Bet?
Home prices and rental yields are both climbing in India's top cities. Noida and Gurugram lead the pack. If you own or plan to buy a flat, here's what this double-rise means for your returns and your decision to buy vs rent.
mint - moneyRetiring With an EMI? 3 Risks to Your Corpus
Not everyone retires debt-free, and that's okay — but only if your EMI is affordable and low-interest. High-interest personal loans or credit card debt in retirement can wipe out your savings fast. Here's how to know if your EMI is safe or dangerous.
Wealth-Economic TimesHyderabad Home in 2026: Which Zone Fits Your Budget?
Hyderabad's property market in 2026 is booming across multiple zones, but prices, home loan eligibility, and ROI vary drastically by location. Here's what IT professionals and middle-class buyers must know before signing anything.
Wealth-Economic TimesNew Launch vs Resale: Which Home Costs You Less?
Choosing between a new launch and a resale flat involves more than just the sticker price. From GST and delay risk to immediate possession and hidden renovation costs, here is what every Indian homebuyer must compare before signing the cheque.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsAffordable Home Loans Surge 18% — Jul 2026
India's affordable housing finance sector is growing fast, with more lenders offering home loans to salaried and self-employed borrowers with modest incomes. Here is what first-time buyers should know before applying.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineBuilder Fraud? MahaRERA Can Win Your ₹18L Back
A Mumbai homebuyer who booked a flat in 2010 got a full refund with interest and penalty after the developer sold the same flat to someone else. Maharashtra RERA made it happen — here is how you can use RERA too.
Wealth-Economic TimesBuilder Defects After Possession? RERA Has Your Back
A Telangana homebuyer discovered water leakages weeks after taking possession. RERA ordered the builder to redo the terrace and waterproofing at no cost. Here is what every new homebuyer must know about their legal rights.
Wealth-Economic Times8th Pay Commission: Will Your HRA Hit ₹1.93L?
The 8th Pay Commission may approve a 2.57 fitment factor, which could push HRA for senior central government employees (Level 15-18) to nearly ₹1.93 lakh per month in metro cities. Final numbers are still pending government approval.
mint - moneyPMAY Home Loan Subsidy: Are You Eligible for ₹2.67L?
PM Awas Yojana gives eligible Indian families a direct interest subsidy on home loans. If you earn under ₹18 lakh a year and don't own a pucca house, you may qualify — but most people never apply because they don't know the steps.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News8th Pay Commission: Your Salary Hike at 2.57 Fitment?
The 8th Pay Commission may raise basic salaries of central government employees using a fitment factor between 2.0 and 2.57. Higher-level officers (Level 11–14) stand to see the biggest absolute rupee gains — but what does it mean for your loans, savings, and tax?
Wealth-Economic Times2nd Home in ITR: 3 Tax Rules You Must Know
If you own more than one house, the Income Tax rules treat your second property differently. Getting this wrong in your ITR can trigger a tax notice or cost you extra money you didn't need to pay.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsPMAY 2026: Are You Eligible for a Free House?
Over 3 crore rural and 99 lakh urban homes have been built under PM Awas Yojana. If you earn below a certain income and don't own a pucca house, you may still qualify for a government housing subsidy worth lakhs.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News8th Pay Commission: Why Your 2.57x Raise Feels Smaller?
The 8th Pay Commission may use a 2.57 fitment factor, but senior Level 11-18 government employees could see only a 68% gross salary hike — not the big jump many expected — because high existing DA reduces the effective increase.
Wealth-Economic TimesSold Your House? Section 54 Can Cut Your Tax Bill
If you sold a house and the government taxed you on the stamp duty value instead of your actual sale price, you can still claim Section 54 exemption and save lakhs — if you reinvest in another property correctly.
mint - moneyHouse Hacking: Cut Your Home Loan EMI to ₹0?
Buying a property and renting part of it to offset your home loan EMI is called house hacking. It's a real wealth-building strategy that Indian middle-class buyers can use to own a home and earn passive income at the same time.
mint - moneyHDFC Bank Profits Rise 10%: Is Your EMI Going Down?
HDFC Bank posted strong quarterly profits and its CEO is signalling an aggressive growth push. If India's largest private bank starts lending more, it could mean better home loan rates and easier credit for you in the months ahead.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine8th Pay Commission: Will Your HRA Double in 2026?
The 8th Pay Commission is expected by 2026 and could raise central government salaries significantly. Fitment factors between 2.0 and 2.57 are being discussed, which would also push House Rent Allowance (HRA) sharply higher for senior employees.
Wealth-Economic TimesUP-RERA's New IFMS Rule: Is Your Deposit Safe?
UP-RERA now requires builders to keep homebuyers' maintenance deposits in a separate bank account. This stops developers from misusing your IFMS money and ensures it's used only for society upkeep — not builder expenses.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsHome Loan Top-Up: Is Your EMI Cheaper This Way?
A home loan top-up lets existing borrowers borrow extra money against their property at near-home-loan rates — cheaper than personal loans, but with conditions on eligibility, usage, and hidden costs you must know first.
mint - moneyHousing.com Sold for ₹458 Cr: Your Home Search Changes?
Aurum PropTech is buying Housing.com for ₹458 crore via a share swap deal. If you use Housing.com to search for flats or rental properties, here's what this ownership change could mean for your home-buying journey and costs.
Inc42 MediaFlat Booking Cancelled? Reclaim Your 12% GST
If your flat booking was cancelled or your housing project was terminated, you are legally entitled to get the GST you paid refunded. UP RERA has confirmed this right, and buyers can claim it from the developer or directly from the GST department.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsBuilder Ignoring Defects? RERA Gives You 5-Year Shield
Under RERA, builders must fix structural defects, workmanship issues, and quality problems within 5 years of possession. If they don't repair within 30 days of your complaint, you can legally claim compensation. Most homebuyers don't know this right exists.
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