Housing & Real Estate News India
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Home loans, RERA notifications, real estate market trends, PMAY housing.
📰 Latest Housing & Real Estate News
2nd Home in ITR: 3 Tax Rules You Must Know
If you own more than one house, the Income Tax rules treat your second property differently. Getting this wrong in your ITR can trigger a tax notice or cost you extra money you didn't need to pay.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsPMAY 2026: Are You Eligible for a Free House?
Over 3 crore rural and 99 lakh urban homes have been built under PM Awas Yojana. If you earn below a certain income and don't own a pucca house, you may still qualify for a government housing subsidy worth lakhs.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News8th Pay Commission: Why Your 2.57x Raise Feels Smaller?
The 8th Pay Commission may use a 2.57 fitment factor, but senior Level 11-18 government employees could see only a 68% gross salary hike — not the big jump many expected — because high existing DA reduces the effective increase.
Wealth-Economic TimesSold Your House? Section 54 Can Cut Your Tax Bill
If you sold a house and the government taxed you on the stamp duty value instead of your actual sale price, you can still claim Section 54 exemption and save lakhs — if you reinvest in another property correctly.
mint - moneyHouse Hacking: Cut Your Home Loan EMI to ₹0?
Buying a property and renting part of it to offset your home loan EMI is called house hacking. It's a real wealth-building strategy that Indian middle-class buyers can use to own a home and earn passive income at the same time.
mint - moneyHDFC Bank Profits Rise 10%: Is Your EMI Going Down?
HDFC Bank posted strong quarterly profits and its CEO is signalling an aggressive growth push. If India's largest private bank starts lending more, it could mean better home loan rates and easier credit for you in the months ahead.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine8th Pay Commission: Will Your HRA Double in 2026?
The 8th Pay Commission is expected by 2026 and could raise central government salaries significantly. Fitment factors between 2.0 and 2.57 are being discussed, which would also push House Rent Allowance (HRA) sharply higher for senior employees.
Wealth-Economic TimesUP-RERA's New IFMS Rule: Is Your Deposit Safe?
UP-RERA now requires builders to keep homebuyers' maintenance deposits in a separate bank account. This stops developers from misusing your IFMS money and ensures it's used only for society upkeep — not builder expenses.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsHome Loan Top-Up: Is Your EMI Cheaper This Way?
A home loan top-up lets existing borrowers borrow extra money against their property at near-home-loan rates — cheaper than personal loans, but with conditions on eligibility, usage, and hidden costs you must know first.
mint - moneyHousing.com Sold for ₹458 Cr: Your Home Search Changes?
Aurum PropTech is buying Housing.com for ₹458 crore via a share swap deal. If you use Housing.com to search for flats or rental properties, here's what this ownership change could mean for your home-buying journey and costs.
Inc42 MediaFlat Booking Cancelled? Reclaim Your 12% GST
If your flat booking was cancelled or your housing project was terminated, you are legally entitled to get the GST you paid refunded. UP RERA has confirmed this right, and buyers can claim it from the developer or directly from the GST department.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsBuilder Ignoring Defects? RERA Gives You 5-Year Shield
Under RERA, builders must fix structural defects, workmanship issues, and quality problems within 5 years of possession. If they don't repair within 30 days of your complaint, you can legally claim compensation. Most homebuyers don't know this right exists.
Wealth-Economic TimesBuilder Broke Promises? RERA Can Get You ₹40L Back
If your builder delays possession or skips promised amenities, RERA is your legal shield. You can claim refund, interest, or compensation — and you don't need an expensive lawyer to file.
mint - moneySold Property? 4 LTCG Deductions That Save Your Tax
When you sell property, you can reduce your taxable profit by claiming valid expenses. But claim the wrong ones and the tax department will send you a notice. Here is what you can and cannot deduct from your property sale profit.
Wealth-Economic TimesBuy or Rent? The 20x Rule Answers in 60 Seconds
The 20x rule compares a property's price to its annual rent. If the price is more than 20 times the yearly rent, renting is likely smarter than buying. Here's how to use it in India.
mint - moneyForeign Citizen? Your Share in Indian Property: 5 Rules
If you have taken foreign citizenship, your mother CAN still add you as joint owner of her Indian property — but only for residential or commercial property, not agricultural land. RBI rules apply, and the process involves FEMA compliance.
Wealth-Economic TimesAffordable Home Loans Under ₹35L: Are You Eligible?
Government policies are pushing banks and housing finance companies to lend more for affordable homes under ₹35 lakh. If you earn under ₹6 lakh a year, you may qualify for subsidised interest rates and lower EMIs than you think.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine8th Pay Commission: Could Your Salary Rise 65%?
The 8th Pay Commission is being shaped by employee unions demanding higher HRA, transport allowance, and DA merger with basic pay. If accepted, Level 1 central government employees could see salaries jump by up to 65%.
Wealth-Economic Times8th Pay Panel: 5 Demands That Change Your Salary?
The 8th Pay Commission is set for July consultations and central government employees are pushing hard on five key demands — from higher fitment factors to pension revision. Here is what is at stake and what it means for your financial planning.
mint - moneyBuilder Hiding Defects? Get an Independent Audit Now
Tamil Nadu's real estate tribunal ruled that homebuyers can hire their own engineer to inspect construction quality, even if the builder refuses. This is a big win for buyers worried about poor materials or shoddy work.
Wealth-Economic TimesDelayed Flat Possession? Your Compensation Right Stays
The Supreme Court ruled that accepting possession of a delayed flat does NOT cancel your right to claim compensation for the delay. If your builder was late, you can still file a complaint — even after moving in.
Wealth-Economic TimesBuilder Delayed 3 Years? Get Your Full Refund + Interest
A Maharashtra tribunal ruled that builders cannot blame government disputes to delay home possession. If your builder is late, RERA entitles you to a full refund plus interest — no excuses accepted.
Wealth-Economic TimesBengaluru vs Mumbai: Which City Costs You More?
Living costs vary hugely across Indian cities. From rent to groceries to commute, where you live can eat up 20–50% more of your salary. Here's what each major city actually costs a middle-class family in 2026.
mint - moneyEPF Withdrawal 2026: How Much Can You Pull Out?
EPFO lets you withdraw part of your PF savings for marriage, education, or housing — but only under specific rules. Know the exact limits before you apply, or your claim may get rejected.
mint - moneyKotak's Profit-First Move: What It Means for You
Kotak Bank says it will chase profits, not just customers. When banks focus on profitability over growth, it changes how they price loans, FDs, and savings accounts — and that directly affects your money.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineSold Mutual Funds? Your ₹54F Claim May Be Rejected
Many investors sell mutual funds and use the money to repay a home loan, hoping to save capital gains tax under Section 54F. But the tax department does not allow this — the property must be bought within a strict time window, not just any home loan repayment.
mint - moneyHome Loan Transfer: Save ₹6L or Pay More?
Transferring your home loan to a new bank can lower your interest rate and EMI — but only if done at the right time. Fees, tenure, and timing matter more than the rate cut alone.
mint - money3 EMI Warning Signs: Is Your Debt Out of Control?
Paying EMIs on time is not enough. If your total loan burden eats too much of your income or leaves no savings buffer, your debt is already risky — even if no EMI is overdue.
mint - moneyBuying a Flat? Super Area Hides 30% of Your Money
UP RERA is warning homebuyers to check carpet area — the actual space you live in — before buying a flat. Builders often quote super area, which includes shared spaces like lobbies and staircases, making the flat look bigger and more expensive than it really is.
Wealth-Economic TimesBandra Flat at ₹32K/sq ft: Can You Afford Mumbai?
Mumbai property prices in prime areas like Bandra West are crossing ₹32,000 per sq ft. Stamp duty alone can cost ₹20-25 lakh. Here is what buyers need to know before jumping in.
Wealth-Economic Times