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Consumer Protection News India

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DPDP Act, scam alerts, cybercrime, consumer forum wins, RBI Sachet portal news.

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Consumer Protection

5 EPF Fraud Traps Draining Your Retirement Fund

Cyber fraudsters are actively targeting EPFO members with fake UAN portals, phishing calls, and OTP scams. Here's what every salaried employee must know to keep their PF savings safe — and what red flags to never ignore.

Wealth-Economic Times
Consumer Protection

DPDP Act 2025: Is Your Financial Data Safe?

India's new Digital Personal Data Protection Act 2023 and Rules 2025 force banks, lenders, and CAs to handle your personal and financial data carefully. If they don't, they face huge penalties — and you get new rights over your own data.

taxguruin
Consumer Protection

RBI's 2027 Rules: Can Lenders Still Lock Your Phone?

From January 2027, RBI's new directions will set strict rules on how banks and their recovery agents can chase borrowers — including limits on device-locking, harassment, and recovery behaviour. Here's what changes for you.

taxguruin
Consumer Protection

FedEx Parcel Scam: Can Your Bank Owe You ₹6.93L?

A woman lost ₹6.93 lakh in a FedEx parcel scam. Even though she approved each OTP transfer herself, a Consumer Commission ordered the bank to refund her — because the bank ignored clear red flags in the transaction pattern.

mint - money
Consumer Protection

Bank Scam Victim Won ₹6.93L — Can You? — Aug 2026

A Nagpur woman lost nearly ₹7 lakh in a FedEx parcel scam but fought her bank in consumer court and won the full amount back with 9% interest plus ₹35,000 compensation. Here's what you can learn from her case.

Wealth-Economic Times
Consumer Protection

Card Blocked Abroad? Bank Owes You ₹1.25L

A consumer court ruled that banks cannot block your debit card without telling you. If they do — especially when you're travelling — you can claim compensation. Here's what this means for your rights.

mint - money
Consumer Protection

Society Gym Fees: Are You Being Charged Illegally?

Housing societies sometimes charge extra for gyms, pools, or clubhouses beyond regular maintenance. But the law says common amenities belong to all flat owners equally — arbitrary or discriminatory extra charges can be legally challenged.

Wealth-Economic Times
Consumer Protection

Bank Lost Your Papers? Win ₹15L Compensation

A Delhi couple got ₹15.5 lakh compensation after Axis Bank lost their original property papers post home loan closure. Know your rights — banks must return your documents, and courts back borrowers hard when they don't.

mint - money
Consumer Protection

Train Theft Victim Won ₹80K: Know Your Rights

A couple had their mangalsutra, cash, and bank passbook stolen in a Rajdhani Express 3AC coach. They filed a consumer complaint and won ₹80,000 compensation from Railways. Here's what this means for your travel safety and legal rights.

Wealth-Economic Times
Consumer Protection

Job Scams Rising: Is Your Dream Job a Fraud?

Fake recruiters are tricking job seekers into paying money for interviews and offers. The government's National Career Service portal is 100% free. If anyone demands payment for a job, it's a scam — report it immediately.

mint - money
Consumer Protection

EPFO Pension Error? Your Monthly Payout May Be Wrong

A consumer court ordered EPFO to pay compensation after it wrongly calculated an employee's pensionable service, resulting in a lower pension. This is a reminder to verify your EPS pension details before you retire — errors are more common than you think.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Consumer Protection

Fake e-PAN Emails: Is Your Tax ID Being Stolen?

Fraudsters are sending fake emails pretending to offer e-PAN downloads. If you click and share your details, scammers can misuse your PAN to take loans, file fake tax returns, or steal your identity. The government has confirmed these emails are not real.

NDTV Profit - Latest
Consumer Protection

8th Pay Commission: Your HRA May Rise 30%?

The 8th Pay Commission is expected to revise basic pay using a fitment factor, which directly pushes up HRA. Central government employees at Levels 6 to 10 could see their house rent allowance jump significantly depending on which city they live in.

mint - money
Consumer Protection

RBI Data Rules: Is Your Bank's Use of Your Data Safe?

RBI is directing banks and lenders to set up formal data governance frameworks. This means stricter rules on how your financial data is collected, stored, and used — giving you better protection going forward.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Consumer Protection

Tata Capital Buys Kerala NBFC: Is Your Loan Safe?

Tata Capital is buying nearly 89% of a Kerala-based small NBFC called Yogakshemam Loans. If you borrow from small NBFCs, this is a reminder to know who really owns your loan — and what changes when they do.

Latest Money & Banking, Financial News Today - news | The HinduBusinessLine
Consumer Protection

Defective Service? You Can Claim ₹20L in Court

A senior citizen paid extra for a business class seat due to a medical condition. The seat was faulty and caused him pain. India's top consumer court ordered Air India to refund his money AND pay ₹20 lakh compensation. Here's what this means for your consumer rights.

Wealth-Economic Times
Consumer Protection

Lease Expired? Your Rent Could Double Legally

If your rental lease ends and you keep staying without renewing, your landlord can charge much higher rent using escalation clauses already written into the original agreement. Delhi HC confirmed this is fully legal.

mint - money
Consumer Protection

Income Tax Act 2025: Are Your TDS Benefits Safe?

CBDT has confirmed that all tax approvals, nil TDS certificates, and existing tax benefits issued under the old Income Tax Act remain fully valid when the new Income Tax Act 2025 kicks in. You do not need to reapply or do anything extra right now.

Wealth-Economic Times
Consumer Protection

5 Red Flags: Is Your Investment a Scam?

Before putting your money into any financial product, learn to spot warning signs early. High returns with zero risk, pressure to invest fast, and vague documents are classic traps that cost Indian families their savings every year.

mint - money
Consumer Protection

Forgot ITR E-Verify? Your ₹17L Refund Is at Risk

A Delhi taxpayer lost his ₹17 lakh refund because he forgot to e-verify his ITR while caring for his sick father. A tax tribunal later restored it. Here's what every Indian filer must know to protect their own refund.

Wealth-Economic Times
Consumer Protection

Paying Rent to 2 Owners? Your TDS Rules Differ

If you rent a property owned by two people, TDS under Section 194IB applies based on each owner's share of rent — not the total amount. Missing this can lead to wrong deductions or penalties.

mint - money
Consumer Protection

Cashless Claim Rejected? Get Your ₹3L Back in 4 Steps

Your cashless health insurance claim can be rejected for paperwork or hospital network reasons — not because you're not covered. You can still get your money back through reimbursement if you follow the right steps quickly.

Wealth-Economic Times
Consumer Protection

WhatsApp Usernames: Is Your Money Safe Now?

WhatsApp is rolling out usernames so you can chat without sharing your phone number. Sounds private — but Indian cybercrime experts warn this could make it easier for scammers to hide and target you financially.

Inc42 Media
Consumer Protection

WhatsApp Username Trick: Is Your Money at Risk?

The government paused WhatsApp's new username feature over fears of impersonation and identity fraud. Here's how scammers already exploit WhatsApp to steal your savings — and how to protect yourself right now.

Inc42 Media
Consumer Protection

Online Fraud Victim? RBI Now Pays You ₹25,000

From January 2027, RBI's new rules let fraud victims claim up to ₹25,000 compensation for small-value digital payment fraud. Here's who pays, who qualifies, and what you must do immediately after losing money online.

mint - money
Consumer Protection

8th Pay Commission: Will Your HRA Hit 40%?

Employee bodies are pushing for HRA up to 40% of basic pay under the 8th Pay Commission. If approved, lakhs of central government employees could see a significant jump in their take-home salary and housing budgets.

Wealth-Economic Times
Consumer Protection

Insurer Rejected Claim? You Can Fight Back & Win

A Gujarat consumer court forced an insurer to pay ₹1.25 lakh after it rejected a motor claim with zero evidence. If your insurer denies you without proof, you have legal rights to fight back and win compensation.

Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News
Consumer Protection

RBI Updates Digital Fraud Rules: Is Your Money Safe?

RBI has updated rules on how much customers must pay back when money is stolen via digital transactions. If the fraud is your bank's fault, you could owe zero. Know your rights before you lose money.

PRESS RELEASES FROM RBI
Consumer Protection

SEBI's 5 Investor Tools: Is Your Money Protected?

SEBI has built multiple tools to protect retail investors from fraud and scams, but most Indians don't know these tools exist. Here's what they are and how to use them today.

mint - money
Consumer Protection

No HRA? Claim ₹60K Rent Deduction Under Section 80GG

If you are a freelancer, self-employed, or business owner, you cannot get HRA. But Section 80GG lets you claim a rent deduction up to ₹60,000 per year — most people simply don't know it exists.

mint - money

Consumer Protection — Quick Answers

How do I report a financial fraud in India?
For online fraud, call 1930 (national cybercrime helpline) or report on cybercrime.gov.in — the sooner the better as banks can freeze the fraud account within 24 hours. For banking or lending harassment, file with the RBI Ombudsman via cms.rbi.org.in. GoCredit's Loan Kavach offers free RBI complaint drafting.
What is the DPDP Act 2023?
The Digital Personal Data Protection Act mandates consent for data collection, restricts data transfer to unauthorised countries, and gives users rights to access, correct, and erase their personal data. Companies handling personal data must appoint a data protection officer and notify the Data Protection Board of breaches.
What are 'digital arrest' scams?
Scammers impersonate CBI/police/customs and threaten arrest for fabricated crimes, demanding money or 'verification transfer' to a bank account. No Indian law enforcement agency 'arrests' via video call or demands money to release you. Hang up immediately, report to 1930, never transfer any money.
How do consumer forums work in India?
Three-tier system: District (up to Rs 1 crore), State (Rs 1-10 crore), National (over Rs 10 crore). File in the forum where the seller has a branch or where you live. No lawyer needed. Filing fee is nominal (Rs 200-500 for district). Landmark rulings favouring consumers appear on ncdrc.nic.in.

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