Digital Finance News India
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UPI updates, digital rupee, ONDC, BharatBill, wallet and payment app regulation.
📰 Latest Digital Finance News
AI + UPI: Can a Bot Shop for You in 2025?
AI shopping assistants can now browse products and build your cart automatically. India's UPI system is also evolving to support 'agentic' payments. But today, no AI can spend your money without your final tap — and that's actually a good thing.
MEDIANAMA₹70,000 Cr Betting Fraud: Will Your UPI Get Traced?
GST authorities found a ₹70,000 crore illegal betting network hiding behind normal-looking payment companies. Now they want every digital payment to record which website triggered it — which could change how UPI and payment gateways work for everyone.
MEDIANAMAAxis Bank UPI: Set Your Own ₹1L Daily Cap?
Axis Bank now lets customers set custom UPI transaction limits for person-to-person transfers, domestic merchant payments, and international merchant payments — all from the mobile app. This gives you tighter control over how much can leave your account in one go.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News24 Billion UPI Taps: Is Your Money Truly Safe?
UPI crossed 24.51 billion transactions in August 2026, a record high. More Indians are paying digitally than ever. But with scale comes fraud risk — here's what every UPI user must know to stay safe.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Hits 24.5B Payments: Are You Getting Your Cashback?
UPI processed a record 24.51 billion transactions worth nearly ₹30 lakh crore in August 2025. More Indians are paying digitally than ever. Here's what this boom means for your wallet, rewards, and financial safety.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineAgentic UPI: Will Your Money Move Without You?
India is rolling out 'agentic payments' on UPI, where AI can make payments on your behalf automatically. Think auto-rent, auto-EMI, auto-SIP — all triggered by AI without you tapping Approve every time.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI on Feature Phones: Your ₹0 Data Bill Solution?
UPI 123Pay lets feature phone users send and receive money using simple calls or SMS — no smartphone, no internet needed. Around 20 crore Indians with basic phones can now access digital payments for the first time.
MEDIANAMAUPI Agentic Payments: Is Your Money Safe?
NPCI is building a system where AI agents can make small UPI payments on your behalf automatically, within limits you set — no tap needed every time. Here's what it means for your money and safety.
Inc42 MediaUPI in Uzbekistan: What You Pay & Save?
India and Uzbekistan are working to make UPI work for payments there within a year. If it happens, Indian travellers can skip currency conversion and pay local merchants directly from PhonePe or GPay.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI on Feature Phones: Pay Without Internet Now
UPI 123Pay lets feature phone users send money, check balances, and pay merchants using just a phone call — no internet, no smartphone needed. A big deal for millions of Indians still on basic phones.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI 123Pay: Can Your Basic Phone Send Money Now?
PhonePe has launched UPI 123Pay for feature phones, letting over 20 crore Indians make digital payments without internet or a smartphone. Here's how it works and what it means for your money.
Inc42 MediaPhonePe UPI on Feature Phones: Pay Without Internet?
PhonePe has launched a UPI service for feature phone users with no internet needed. It comes pre-installed on Nokia, Lava, HMD, and itel phones, letting millions of non-smartphone users send and receive money digitally for the first time.
mint - moneyGen Z Banking Shift: Is Your Savings Plan Ready?
India's Finance Minister recently met top bankers to discuss attracting younger depositors. If you're under 35, banks are redesigning products for you — but your savings habits may need a serious upgrade first.
Economy | The Indian ExpressUPI in 30+ Countries: Can You Pay Abroad Now?
India's UPI payment system is expanding to Uzbekistan, taking its global reach past 30 countries. This means Indian travellers and workers abroad may soon be able to pay in rupees directly — no cash, no forex card, no high transfer fees.
mint - moneySBI Charges ₹15/Withdrawal: Is Your Account Affected?
SBI is extending cash withdrawal charges to all basic savings account holders. After 4 free withdrawals per month, every additional cash transaction at a branch or ATM will cost ₹15 plus GST. Here is what you need to know to avoid surprise deductions.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCash vs UPI: Which Costs You More in 2025?
Despite UPI and digital payments booming, Indians are still using more cash than ever. The total currency in circulation keeps rising. Here's what this cash-vs-digital split means for your money, safety, and spending habits.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCash vs UPI: Is Your ₹ Wallet Making a Comeback?
Cash in Indian hands has hit an all-time high of ₹41.8 lakh crore, even as UPI dominates headlines. If MDR charges ever come to UPI, many Indians may quietly return to cash over digital payments.
mint - moneyGen Z & UPI: 5 Money Habits Hurting Your Savings?
Gen Z in India runs almost their entire financial life on UPI — from rent and bills to Netflix and travel. Smart? Yes. But invisible overspending on subscriptions and food delivery is quietly draining wallets every month.
mint - moneyUPI Fee Coming? What It Means for Your Wallet
UPI is free for users right now, but that may change. A Parliamentary panel wants fees on big UPI payments. Here's what zero MDR actually costs, and what a future fee might mean for your everyday spending.
NDTV Profit - LatestBank Holiday Aug 15: Are Your Transactions Safe?
Banks are closed on August 15 for Independence Day. But your money isn't stuck — UPI, ATMs, and net banking work. Here's what actually stops and what you can plan around.
Wealth-Economic TimesUPI Hits 23B Transactions — Aug 2026
UPI crossed 23.66 billion transactions in July 2025, a new high. PhonePe leads, Google Pay follows, and Paytm is third. Here is what this boom means for your daily payments, cashback rewards, and financial safety.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Works in Sri Lanka Now: Save 20% on Every Ride
Indian tourists visiting Sri Lanka can now pay for PickMe rides using UPI and get a 20% discount on each trip. No cash, no currency exchange hassle — just scan and pay like you do back home.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsApple Pay India: 3 Things Your iPhone Can't Do Yet
Apple Pay is expected to launch in India soon, but it will only support Visa and Mastercard credit cards at first. UPI — the payment method most Indians actually use — won't be available from day one. Here's what that means for your daily spending.
mint - moneyApple Pay Skips UPI? Your Cashback Is at Risk
Apple Pay may launch in India using Visa and Mastercard cards instead of UPI. That means higher transaction costs, no UPI cashback, and a payments experience very different from what Indian users enjoy today.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Goes Global: Can You Pay Abroad With It?
India's UPI payment system is expanding to 15–20 new countries. This means Indians travelling abroad, sending remittances, or doing cross-border business could soon pay or transfer money faster and cheaper using the UPI app they already use at home.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Charges Rumour: What's Free & What's Not?
Viral rumours claimed UPI payments would soon cost money after a new law change. The government has confirmed that personal UPI transfers and merchant payments for regular users remain free. Here is what actually changed and what did not.
mint - moneyApple Pay Arrives in India: Does Your Wallet Gain?
Apple Pay is likely to launch in India by October, starting with Visa and Mastercard credit cards only. UPI support needs NPCI approval and a sponsor bank deal, so most Indians won't feel the change immediately.
Inc42 Media3 Tax & Payment Laws Amended: What You Must Know
Parliament is amending three key laws — the Income-tax Act, Payment and Settlement Systems Act, and Finance Act — that directly affect how your taxes are calculated, how digital payments are regulated, and how your bank records count as legal evidence.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI MDR Fee Back? Your ₹500 Payment May Cost Extra
The government is considering bringing back a small merchant fee on UPI payments. Shopkeepers may pay to accept UPI, and experts warn that cost often quietly lands on customers through higher prices.
NDTV Profit - LatestUPI Charges in 2025: Will Your ₹0 Fee Last?
UPI payments remain free for regular users right now, but debate around merchant discount rates and platform sustainability keeps surfacing. Here's what it means for your daily digital payments and what to watch for.
NDTV Profit - Latest