Digital Finance News India
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UPI updates, digital rupee, ONDC, BharatBill, wallet and payment app regulation.
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Cash vs UPI: Which Costs You More in 2025?
Despite UPI and digital payments booming, Indians are still using more cash than ever. The total currency in circulation keeps rising. Here's what this cash-vs-digital split means for your money, safety, and spending habits.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineCash vs UPI: Is Your ₹ Wallet Making a Comeback?
Cash in Indian hands has hit an all-time high of ₹41.8 lakh crore, even as UPI dominates headlines. If MDR charges ever come to UPI, many Indians may quietly return to cash over digital payments.
mint - moneyGen Z & UPI: 5 Money Habits Hurting Your Savings?
Gen Z in India runs almost their entire financial life on UPI — from rent and bills to Netflix and travel. Smart? Yes. But invisible overspending on subscriptions and food delivery is quietly draining wallets every month.
mint - moneyUPI Fee Coming? What It Means for Your Wallet
UPI is free for users right now, but that may change. A Parliamentary panel wants fees on big UPI payments. Here's what zero MDR actually costs, and what a future fee might mean for your everyday spending.
NDTV Profit - LatestBank Holiday Aug 15: Are Your Transactions Safe?
Banks are closed on August 15 for Independence Day. But your money isn't stuck — UPI, ATMs, and net banking work. Here's what actually stops and what you can plan around.
Wealth-Economic TimesUPI Hits 23B Transactions — Aug 2026
UPI crossed 23.66 billion transactions in July 2025, a new high. PhonePe leads, Google Pay follows, and Paytm is third. Here is what this boom means for your daily payments, cashback rewards, and financial safety.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Works in Sri Lanka Now: Save 20% on Every Ride
Indian tourists visiting Sri Lanka can now pay for PickMe rides using UPI and get a 20% discount on each trip. No cash, no currency exchange hassle — just scan and pay like you do back home.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsApple Pay India: 3 Things Your iPhone Can't Do Yet
Apple Pay is expected to launch in India soon, but it will only support Visa and Mastercard credit cards at first. UPI — the payment method most Indians actually use — won't be available from day one. Here's what that means for your daily spending.
mint - moneyApple Pay Skips UPI? Your Cashback Is at Risk
Apple Pay may launch in India using Visa and Mastercard cards instead of UPI. That means higher transaction costs, no UPI cashback, and a payments experience very different from what Indian users enjoy today.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Goes Global: Can You Pay Abroad With It?
India's UPI payment system is expanding to 15–20 new countries. This means Indians travelling abroad, sending remittances, or doing cross-border business could soon pay or transfer money faster and cheaper using the UPI app they already use at home.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Charges Rumour: What's Free & What's Not?
Viral rumours claimed UPI payments would soon cost money after a new law change. The government has confirmed that personal UPI transfers and merchant payments for regular users remain free. Here is what actually changed and what did not.
mint - moneyApple Pay Arrives in India: Does Your Wallet Gain?
Apple Pay is likely to launch in India by October, starting with Visa and Mastercard credit cards only. UPI support needs NPCI approval and a sponsor bank deal, so most Indians won't feel the change immediately.
Inc42 Media3 Tax & Payment Laws Amended: What You Must Know
Parliament is amending three key laws — the Income-tax Act, Payment and Settlement Systems Act, and Finance Act — that directly affect how your taxes are calculated, how digital payments are regulated, and how your bank records count as legal evidence.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI MDR Fee Back? Your ₹500 Payment May Cost Extra
The government is considering bringing back a small merchant fee on UPI payments. Shopkeepers may pay to accept UPI, and experts warn that cost often quietly lands on customers through higher prices.
NDTV Profit - LatestUPI Charges in 2025: Will Your ₹0 Fee Last?
UPI payments remain free for regular users right now, but debate around merchant discount rates and platform sustainability keeps surfacing. Here's what it means for your daily digital payments and what to watch for.
NDTV Profit - LatestUPI Stays Free: What the 2026 Bill Means for You
A new 2026 tax bill sparked fears that UPI payments might get costlier. The Payments Council confirmed UPI stays free for consumers and small merchants. Here is what actually changed and what to watch.
Inc42 MediaUPI Charges Coming? What ₹0 Fees Mean for You
Big payments players say UPI will stay free for consumers, but banks and fintechs want a way to make money from it. Here's what the debate means for your daily payments and wallet.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Charges Rumour: Your Payments Stay Free in 2025
The government confirmed that UPI will remain free for consumers. Some fee talk was about large merchant transactions, not your daily Paytm or GPay payment to the local kirana or friend.
NDTV Profit - LatestUPI Charges Scare: Your Payments Stay Free in 2025?
The Finance Ministry confirmed that UPI payments for regular users will remain free. If MDR is introduced at all, it will only apply to merchants on large transactions — not to you when you pay via PhonePe, GPay, or BHIM.
Inc42 MediaUPI Charges Coming? Your ₹0 Payments May Change
Top fintech CEOs say consumers should never pay for UPI transfers. But with pressure to make UPI profitable, here's what the debate means for your daily payments and small merchant transactions.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance News₹0-Fee RuPay Card: Are You Getting Your Dining Rewards?
IndusInd Bank and EazyDiner launched a lifetime-free RuPay credit card that works on UPI and gives dining discounts. Zero annual fee means zero cost to hold it — but is it worth your wallet slot?
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI MDR Returns? What You Pay at Checkout
UPI payments are free for you right now, but banks and fintechs are losing money on every transaction. The government is debating who should pay — merchants, banks, or eventually you. Here's what's really at stake.
mint - moneyUPI Fees Debate: Will Your ₹5 Transfer Cost You?
The government has confirmed UPI will stay free for consumers. But payment companies want someone to pay for running the infrastructure. Right now, that 'someone' is likely merchants and the government — not you.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI MDR Returns? Your ₹3,000+ Payments Cost More
A survey shows over half of UPI users may switch to cash or cards if a Merchant Discount Rate is imposed on large UPI transactions. Here's what MDR means, who pays, and how it could change the way you spend money.
mint - moneyUPI MDR Is Back? Your Free Payments May End
The government wants to change a law that currently bans any fee on UPI payments. If MDR returns, merchants — and possibly you — could pay a small charge every time you tap and pay.
Inc42 MediaUPI MDR Fee Coming? Your ₹0 Payments May End
The Finance Ministry is considering bringing back a merchant discount rate on UPI payments, which could mean small fees on transactions that are currently completely free for users and merchants. Here is what it means for you.
mint - moneyUPI Hits Record 23.66Bn Txns: Is Your Money Safe?
UPI processed a record 23.66 billion transactions worth nearly ₹30 lakh crore in July 2026. That's great news for digital India — but with more money moving, fraud risks and smart usage tips matter more than ever for your wallet.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Hits ₹29.88L Cr: Is Your Money Moving Safely?
UPI processed over 23.6 billion transactions worth nearly ₹30 lakh crore in July 2025. That's 22% more payments than last year. More Indians than ever are going cashless — but are you using UPI as safely and smartly as possible?
Inc42 MediaUPI Hits ₹29.9L Crore: Is Your Money Moving Safely?
UPI processed a record ₹29.9 lakh crore across 23.66 billion transactions in July — a 19% jump from last year. More Indians are relying on UPI daily, which means understanding its safety limits and smart usage habits matters more than ever.
mint - moneyUPI MDR Return: Will You Pay More at Checkout?
The government may bring back a small fee called MDR on UPI payments for large businesses. This could change how merchants and possibly consumers experience UPI at the billing counter.
Inc42 Media