Digital Finance News India
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UPI updates, digital rupee, ONDC, BharatBill, wallet and payment app regulation.
📰 Latest Digital Finance News
UPI in Sri Lanka: What Your Trip Costs Now
Indian tourists visiting Sri Lanka can now pay using UPI, debit/credit cards, and net banking at select merchants through a new fintech partnership. Here's what this means for your travel budget and how to use it.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Shop Payments Above ₹2,000: Do You Pay 0.4%?
Sending money to another person on UPI stays free at any amount. Shop payments up to ₹2,000 are free too. A 0.4% merchant-side charge hits only bigger payments, and banks are told shops must not pass it on to you.
Press Information Bureau, Government of IndiaUPI Dipped 1.8% in Sept: Is Your Payment App Safe?
UPI processed 24.07 billion transactions worth ₹29.37 lakh crore in September 2026, down 1.8% from August. But year-on-year growth is still 22.6%. Here's what this monthly blip means for everyday digital payment users.
MEDIANAMA₹300 UPI Fee for Stocks: Will You Pay More?
A proposed ₹300 cap on UPI charges for capital market transactions is stirring trouble. If brokers absorb this cost, they may hike fees. If they pass it on, adding money to your trading account could cost you ₹300 — even if you never actually invest it.
MEDIANAMAUPI MDR Delayed: What It Costs You After Diwali?
NPCI has postponed introducing a small transaction fee on certain UPI payments to after Diwali. While you won't pay directly, merchants may quietly pass this cost to you through higher prices or surcharges.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Merchant Fee Paused: What Your ₹2,000 Pays?
A proposed 0.4% charge on UPI payments above ₹2,000 made to merchants has been postponed past Diwali. Right now, you pay nothing extra — but once it kicks in, small shops may quietly add it to your bill.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Stays Free? ₹18,000Cr Debate May Change That
A new report says UPI payments cost banks and fintechs ₹18,000 crore a year to run. If the government stops covering these costs, companies may find indirect ways to charge you — even though a direct surcharge is currently banned.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Surcharge Trap: Are You Paying Extra at Checkout?
Some merchants are adding a small fee when you pay by UPI for purchases above ₹2,000. This hidden cost can even push up prices for customers paying smaller amounts. Here is what you need to know and how to push back.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Average Drop to ₹1,012: Is Your Spend Shrinking?
UPI processed 24.07 billion transactions in September 2026, but the average transaction size fell to just ₹1,012. Volumes also dipped month-on-month. Here's what this trend means for your daily spending and digital payments habit.
MEDIANAMAUPI Earns ₹0: Does Your Loan App Pay the Price?
Paytm and other fintech apps make no money from UPI payments. So they push loans to survive. A new MDR policy could flip this — changing which loan deals you get offered and at what price.
Inc42 MediaUPI MDR Delay: What It Means for Your Payments?
The government may delay a proposed merchant fee on large UPI transactions beyond October. Small business owners and everyday shoppers need to understand what MDR means and whether it will change how they pay or get paid.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsUPI Fee Delayed: Will Your ₹10K+ Transfers Stay Free?
India may postpone a proposed 0.4% fee on large UPI payments. If it goes through, sending big amounts via UPI could cost money for the first time. Here is what you need to know before it hits your wallet.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Stays Free in 2026: What It Costs You Secretly?
A key industry panel is expected to push UPI merchant discount rate charges to January 2027 at the earliest. For now, your UPI payments at shops and apps remain completely free — but banks quietly absorb billions in transaction costs.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineUPI Apps Eye Your Business Loan: 3 Things to Know
UPI payment apps make zero money from most small transactions. So they are now selling loans, analytics, and other services to merchants. This shift could bring faster credit to small shops — but also new risks to watch.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLinePaying Extra at Checkout? 3 UPI Rights You Have
Merchants cannot add any surcharge when you pay via UPI. The price on the board is the price you pay — full stop. If a shop charges you extra for UPI, they are breaking the rules and you can report them.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineDigital Rupee e₹: 5 Facts Your Wallet Needs
RBI's Digital Rupee (e₹) is real money on your phone, but it earns zero interest, works with UPI, and has some limits you should know before using it.
taxguruinUPI Fees Coming? What Your ₹0 Transfers Risk
Banks are quietly working on ways to stop merchants from charging you extra when you pay via UPI. Right now UPI is free for you, but if MDR returns, your ₹500 grocery bill could quietly become ₹505 at checkout.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLine5 October 2026 Money Rules: What Changes for You?
From October 2026, five new rules change how you pay, save, and access LPG. UPI may charge merchants for big transactions, SBI changes zero-balance account fees, and LPG KYC becomes mandatory — all hitting your monthly budget.
mint - moneyUPI MDR Charges Back? Your ₹0 Payments at Risk
Trader groups threatened to boycott UPI over fears the government may introduce merchant fees. They called it off after meeting the Finance Minister. But the MDR debate is very much alive — and it could affect your daily payments.
Inc42 MediaUPI MDR 0.4%: Does Your ₹2,000 Pay More Now?
NPCI has introduced a 0.4% merchant discount rate on UPI payments above ₹2,000 made to merchants. This could mean higher costs for GST-registered businesses — and possibly for you as a customer at checkout.
Wealth-Economic TimesUPI MDR Returns? What 0.28% Costs You Monthly
A senior Indian Bank executive hinted that banks may waive the proposed 0.28% MDR on UPI transactions. But if MDR returns, every UPI payment you make at a shop could quietly cost you or the merchant more money.
NDTV Profit - LatestApple Pay India: 3 Cards That Work, 1 That Won't
Apple Pay is now live in India but only works with select Visa and Mastercard credit cards from Axis Bank. UPI, RuPay cards, and most major banks like HDFC, ICICI, and SBI Card are not supported at launch. Here's what this means for your wallet.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsApple Pay in India: Does It Beat UPI for You?
Apple Pay has finally launched in India with Axis Bank credit cards, but it doesn't support UPI. For most Indian users, this means limited use and fewer rewards compared to PhonePe, GPay, or Paytm.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsApple Pay in India: Can You Pay with UPI?
Apple Pay has launched in India but it does not support UPI or RuPay cards. Right now, only Axis Bank credit card holders on Visa or Mastercard networks can use it. For most Indians, this changes very little about daily payments.
MEDIANAMAUPI MDR Fee Coming? Your ₹0 Payments at Risk
Merchants are protesting a possible UPI transaction fee (MDR). Right now UPI is free. If MDR returns, shopkeepers may pass that cost to you — raising everyday bills at kirana stores, mobile shops, and dhabas.
MEDIANAMAUPI MDR Returns: What Your ₹2,000 Sale Now Costs
From October 15, shops and merchants will pay a 0.4% fee on UPI payments above ₹2,000, capped at ₹300. This ends five years of free UPI for businesses. Customers won't be charged directly, but prices could rise.
Inc42 MediaUPI MDR 0.4%: Will You Pay More at Checkout?
From October 15, UPI payments may attract a 0.4% merchant fee on transactions in the ₹2,000–₹75,000 range. Small shop owners and gig workers fear this will hurt their already thin margins — and some may pass the cost to you.
Personal Finance News in CNBCTV18, Personal Finance Latest News, Personal Finance NewsZero UPI Fees Under SC Lens: Your Payments at Risk?
The Supreme Court is questioning whether forcing payment companies to process UPI and RuPay transactions for free is legally an 'expropriation' — meaning the government may owe them compensation, or free UPI could eventually end.
Latest Money & Banking, Financial News Today - news | The HinduBusinessLineNo UPI Day Oct 2: Will Your Payments Be Blocked?
Over 1.3 crore retailers plan to stop accepting UPI on October 2 to protest a proposed merchant fee (MDR) on UPI payments. If the protest succeeds, keep cash handy — your usual scan-and-pay may not work at mobile shops, kirana stores, and FMCG distributors.
Inc42 MediaUPI MDR 0.4% Fee: Does Your ₹2,000+ Pay More?
From October 15, UPI payments above ₹2,000 to merchants attract a 0.4% charge, capped at ₹300. Person-to-person transfers and small payments stay free. The Supreme Court is now hearing a legal challenge to this new fee.
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